People kill chickens to warn monkeys, but Guo Hao directly "killed" a phoenix.

The empress who minted bad money would be punished, let alone the people of these people.

So no one dared to mint bad coins privately for a while. Guo Hao took the opportunity to announce that the currency system was unified, the silver-money exchange ratio was stipulated, and the first "bank" was opened - the Dasong Money House!

For a long time, there have been many different opinions on the historical development process of the money house and its capital nature. There has been no correct understanding, and there has been no systematic research and discussion.

For example, in the era when money shops were created, some people said that the "guillotine houses" in the Tang Dynasty were money shops, and the "Jiaozi" in the Song Dynasty was issued by money shops, or money shops were developed by money shops, and even money shops and silver coins were generated during the Xianfeng period of the Qing Dynasty.

Although some people say that money houses were born in the middle of the Ming Dynasty, it does not explain why it was born in the middle of the Ming Dynasty.

As for the business and nature of the money shop, there are different opinions. Some say that the money shop in the Tang and Song dynasties, the money shop in the late Ming and early Qing dynasties operated the deposit and loan business, and some say that the money shop was still the money business capital in the late Qing dynasty.

There are many different opinions on this.

The money house in Bianliang is completely state-owned. Although Shi Yiran comes to manage it, the national treasury is connected behind it.

When the people saw money shops for the first time, they couldn't help but feel fresh. The main business of Dasong Money Shopping is to save money, lend and exchange.

Needless to say, when saving money, people will get a passbook by putting money in the bank, and they will regularly give some interest, with three insurances on it, including signature, fingerprint, and invisible ink. Although it is not as good as later generations, it is already relatively safe.

Saving and withdrawing money requires an identity card, which is all real-name systems, so the place where the money shop appears must be where the census is completed.

Loans are simpler, with lower interest rates than outside, but there is no credibility at this time, and the loan must be mortgaged, such as house deeds, land deeds, etc.

If officials make a loan, they can rely on the proof of offering, and they will be deducted in installments when repaying the loan, and the people can also apply for installments when repaying the loan.

As for exchange, it means to exchange gold for silver and silver for copper coins. Otherwise, the people can exchange it at will according to the national proportions, and they can also use silver notes!

However, the popularity of silver notes is currently limited to Bianliang, because there are no money shops in other places, so it is impossible to withdraw money.

After this series of operations, the people were watching at the beginning. Shi Yiran explained at the door for a long time, but no one came to save money.

"Everyone, don't worry, this money house was opened by the court, and the treasury is connected to the back. You can save money and borrow money if you have the ID card, you can come!"

At this moment, someone from the crowd came out and saluted: "Sir, you said that as long as you have an identity card, you can borrow money, and the interest rate is only four cents. Is this true?"

"Of course it's true. As long as you have relative mortgages, you can get 80% of the mortgaged property during the opening period, and 70% will be restored after a period of time.

And you can decide the repayment period yourself, and you only charge one cent service fee within one month, and only five cents of handling fees in installments!”

After hearing Shi Yiran's explanation, the man took out a deed and said, "Sir, how much can I borrow this deed? I will only borrow it for one month!"

Shi Yiran took the deed, glanced at the signature on it, and smiled and said, "Please show your ID card, we need to sign it."

"That is, the Marquis of Xuzhou did not know the conspiracy here, so he easily collected bad money. It happened that His Majesty had just ordered Kaifeng Prefecture to search, and the second prince also went to the Marquis' Mansion that day..."

All clues show that this is not a coincidence. What should be come will always come. After all, the princes grow up day by day, but their mothers are aging day by day.

Especially Ang Lee, Guo Hao actually respects him very much. He wants to wait a hundred years later, and maybe there will be no so many troubles.

But Ang Lee also knew that he would not live long and he could not waste Guo Hao, so he first attacked Guo Zhiyu, who was the narrowest, and successfully kicked him out.

"Those merchants who privately minted bad money and were extremely guilty of being exiled to Lingnan and would never return to Beijing.

As for Duke An Guo, don’t act rashly and keep an eye on them. There are many ministers in the court standing by his side. I think Lu Duosun is his person!”

When the cabinet selection was first selected, Ang Lee suddenly spoke. Guo Hao didn't think too much at that time, and he thought the old man was going to make up.

It seems that Lu Duosun was probably bribed by Ang Lee. Looking back now, Lu Duosun had spoken for Guo Zhishun more than once, and was suppressing the other two at the same time.

"By the way, Qiunan also sent a few people. With her personality, she would not fail to participate in such things.

Moreover, she is in charge of the inner guard and supervising all officials. How could she not find out such a thing? So you have to pay more attention."

"yes."

Not long after Ang Lee left, Qiu Nan actually came, and with a jingtie on his back, he knelt down in front of Guo Hao. Guo Hao was a little surprised when he saw it.

"Qiu Nan, you are..."

"Your Majesty, I actually know about Ning'er's sister, but I didn't expect the consequences to be so serious.
Chapter completed!