Gu Fan returned to his territory first.

Although the territory formations and restrictions are all activated, there are also formations arranged by Gu Fan personally in the Ling Liquid Pool Hall. There should be no danger in the Netherworld.

But I haven't seen Youming for such a long time, Gu Fan really misses me...

So, even if you just go back and take a look, it’s just a glance!

However, as soon as Gu Fan entered, Youming rushed up and sent a message to Gu Fan and said, "Master, why are you back!"

"What's wrong?" Gu Fan asked curiously.

I didn’t see Youming so anxious when I came back two times! What happened?

"My strength has improved again. The previous treasures of heaven and earth were quickly consumed. I feel that I need higher treasures of heaven and earth!" Youming fell in love with the feeling of rapid progress, but her rapid progress needs to be based on the huge energy stimulating the Jiuyou Spring Water.

So, she could only ask Gu Fan for it.

Of course, she was not polite, even if she asked for it, it would be a mess!

"A higher!" Gu Fan couldn't help swallowing his saliva.

There is no way, Gu Fan was really scared.

The ones that Youming used were already rare treasures of heaven and earth that were close to the level of Great Perfection in the late stage of the God Transformation.

And that kind of rare treasure in the world, cough cough, each plant has not reached 250,000 contribution points!

It’s just that the previous Netherworld can last for a long time…

But now, the strength has improved and it has been consumed in an instant! Want to be a higher level?

That isn’t it a rare treasure of heaven and earth at the level of the Great Perfection of the God Transformation?

Gu Fan knew that such rare treasures in heaven and earth started with the lowest and the lowest one.

If you want to support the Netherworld more, you need the highest level, which requires 600,000 contribution points!

Six hundred thousand!

Previously, Gu Fan exchanged all the contribution points, and only the monthly salary of these six months was nearly 170,000!

This is already a lot.

But compared with Netherworld's needs, this seems to be nothing compared.

"Master..." Youming began to act coquettishly.

"I will definitely do it for you, I will definitely do it! But... I can't get it in a short time! There is not enough contribution points!" Gu Fan said with a wry smile.

He was rich and generous before, and gave Leng Feng 200,000 contribution points, allowing Leng Feng to spend whatever he wanted, and even said that he was not enough to ask for it.

Now, in a blink of an eye, not only did he have insufficient contribution points in his own cultivation, but even the contribution points in his cultivation were insufficient!

What should I do if this happens?

Although Gu Fan's monthly salary is so high and his identity is so high, he can still earn a considerable contribution point, but it is impossible to earn hundreds of thousands of contribution points in a short period of time!

It’s okay over time!

But Gu Fan really couldn't bear to delay Youming for a day, so he couldn't bear to leave!

It seems like I have to think of a way!

Gu Fan’s method is actually very simple, that is, borrow!

Anyway, my monthly salary is here, as long as I have a long time, how many contribution points will I have to make?

This is equivalent to Gu Fan on earth having a very high salary... Even if you borrow money, you don’t have to worry about not being able to pay it back!

The targets of the loan are naturally those from the Talisman Master Association, the Forbidden Master Association, the Formation Master Association or the Teleportation Formation Master Association!

First of all, these talents may have extra points of contribution to lend themselves, and may have a large number.

Secondly, not to mention that other monks don’t have that much contribution point. Even if there is one, Gu Fan has no friendship with them! Why should they lend it to you?

"Senior Brother Zhong!" After Gu Fan comforted Youming, he immediately drove the spaceship to the Talisman Master Association, and then met Zhong Chong!

"Junior Brother Gu! I'm here this time to fulfill the sect's 'duty'? You, you are at this time, you will never come to me!" Zhong Chong said with a smile.

"Senior Brother Zhong, you are wrong. Apart from coming for this, didn't I come during the assessment?" Gu Fan said with a glaring glance.

"Hahaha, that's the same!" Zhong Chong laughed.

Gu Fan curled his lips, then handed a lot of talismans directly to Zhong Chong and said, "All these have been exchanged. I am so happy and have fulfilled my obligations thoroughly!"

"So many!" Zhong Chong knew at a glance that there were at least a hundred of these talismans!

This is amazing!

He happily helped Gu Fan to count it, and then paid Gu Fan's contribution points.

There are indeed more than a hundred talismans, and the contribution points are more than a thousand...

But there are so few contribution points.

Compared with Gu Fan’s current demand, it is a drop in the bucket, and the gap is too big.

So, Gu Fan said bluntly: "Senior Brother Zhong, I need a lot of contribution points, but I didn't have that much for a while. My monthly salary is too much, but it takes time to accumulate, but I am very urgent. Can you lend me some?"

"You want to borrow some contribution points? I have some, how much do you want? I can lend you five thousand!" Zhong Chong was very generous and said directly.

However, five thousand contribution points are not enough to be between the two of the ancient sails!

"Well, I need a little more!" Gu Fan did not say that he looked down on Zhong Zhong's five thousand contribution points, but said that he had a relatively large demand.

"The amount is very large? Then you might as well borrow it from the sect!" Zhong Chong said.

"Borrow from the sect?" Gu Fan widened his eyes. Can he still borrow from the sect? He had never heard of such a saying before!

Of course, he may not have heard of many things about the sect. Who made his understanding of the sect only talks with these people?

You will know what you have talked about, but you will naturally not know what you have never talked about.

"Yes, the sect has a special lending hall, it just needs some interest!" Zhong Chong said.

Loan Hall! Interest!

A ranking instantly appeared in Gu Fan's mind - bank!

Isn’t this special code the bank on the earth? It’s just that the banks on the earth play money and money! And here, the lending hall plays contribution points.

But this is exactly the same nature!

"Where is the Loan Hall? What are the rules? Please let Senior Brother Zhong know!" Gu Fan said with his fists.

"It seems that the contribution points you need are really huge! The Loan Hall is located in the third hall west of the Glory Hall! It is not large in size and is not very conspicuous!"

“They evaluate the amount you can borrow based entirely on the identity card information!”

"And, the interest on the loan is also evaluated by the identity card information!"

"After the loan is completed, your monthly salary system will be transferred to the loan hall, which means that your monthly salary will not appear on your identity card in the future, but will appear on the account of the loan hall!"

"You have to wait until you pay the monthly salary with your monthly salary, or you take out a large number of contribution points to repay the loan in advance, and your monthly salary will be returned to you!"

"To put it bluntly, it is to use your future contribution points to consume now!"

"And, you also need to contribute a lot more to this early consumption!"

Zhong Chong explained to Gu Fan.

Gu Fan immediately had a concept, which was actually similar to the banks on Earth.

What is the loan limit and identity card? Isn’t this the same principle as the credit assessment on earth?

Just like the ultimate truth of heaven will eventually return to the same, the existence of some things in different worlds also has similarities!

After Gu Fan thanked Zhong Chong, he immediately left and headed straight for the Jiedian Hall.

The Jiedao Hall is indeed a little smaller than other halls.

Not very conspicuous.

But Gu Fan found that there were actually quite a few people here.

It seems that there are quite a few people who need to consume in advance.

Gu Fan found an empty counter and went over.

There was a female monk on the other side of the counter, wearing a uniform. Well, this should be the uniform of the Jieloan Hall!

Gu Fan suddenly felt like he came to the bank on the earth...

"Fellow Taoist, is there anything you can do to help you?" The female monk smiled sweetly and her voice was very gentle. Of course, the most important thing was enthusiasm, very enthusiastic!

It's like, it's like meeting someone who can kill him again.

Gu Fan was a little weird, but he still smiled and said, "I want to borrow some contribution points!"

"Okay fellow Taoist, please show your identity card. We need to evaluate the highest range of loans you can borrow according to your identity card. As long as you are within this range, you can borrow as much as you like. At the same time, you also need to evaluate your interest ratio!" The female monk is very professional. It seems that she has received people like Gu Fan for many times.

Gu Fan immediately gave his identity card to the female monk!

The female monk took Gu Fan's identity card and sniffed a black flat stone. Then Gu Fan felt the fluctuations of his spiritual consciousness, and then he saw the female monk's eyes shining and his face was full of surprise.
To be continued...