Old Man Cai has never heard of what a bank is, but since it can be exchanged for money, it is naturally a money shop or something. However, there is a handling fee for a money shop to exchange money, which makes Old Man Cai even more worried. Before he sold any charcoal, he had to pay for two or three consecutive times.

People like Old Man Cai have lived most of their lives and have never entered a money shop. They make money every year. They have just made enough money and have a small profit. They just put it into the jar and stuffed the jar under the bed or in a more secret corner. Who would spend that in vain money to ask the money shop to keep the money?

But if you don’t pay taxes, you can’t enter the West Market. If you can’t enter the West Market, you can’t trade naturally. It’s not that you can’t sell it outside. But in this case, if you catch the taxpayer and get the tax and punishment, you will lose all your money. The honest old man Cai naturally won’t take this risk.

Old Man Cai was illiterate and asked several people before finally finding the Taiping Bank. But when he saw the appearance and momentum, Old Man Cai hesitated. Can he really step into this threshold?

He looked up at the gate. The two young men in green standing on both sides of the gate, and then looked at the decoration inside. Although he could only see a little bit, it clearly showed the luxury inside. He looked down at his hands. Because he had been burning charcoal for so many years, his hands were shiny black, and no matter how much he washed it, he could not wash it off.

After walking around in front of the door for a while, I walked around, but I finally didn't dare to step into the door.

"Is this man here to do business in Daming Bank?" A young man in green came up in front of the door, speaking with a sharp voice, with a smile on his face, clasped his fists and bowed to Old Man Cai.

"I, I..." Old Man Cai shivered for a moment. After living for half his life, no one has called him his master.

After I was a while, he finally remembered what he was here to do. "Yes, yes, I came to exchange money. Official Cai said that you can exchange it here."

"It turns out that I am here to exchange banknotes, please please!" The young man in green smiled and reached out to give in.

"Brother, may I ask, I want to exchange for the money I have to exchange for 800 yuan banknotes, how much does it cost to pay?" Old Man Cai reached out and grabbed the young man in Qingyi. As soon as he pulled it, he quickly loosened his hand.

"If you exchange money for us, you don't have to pay the handling fee." The young man in green shook his head and said.

"Don't you pay? Isn't it a fee to exchange money in a house?" Old Man Cai was very surprised. Is there such a good thing?

The young man in green smiled and pointed at Old Man Cai's head: "This man, we are not a money house, but a Ming Taiping Bank. We are run by the imperial court, not a private property."

"Oh, so that's how it is." Old Man Cai felt very determined when he heard that it was run by the court. After the Ming Dynasty ascended the throne, the people still had a lot of benefits, at least they would not pay the city entrance fee. Many of the taxes and fees used to be gone, and life was much better than before.

After welcoming Mr. Cai into the store, the young man in Qingyi continued: "My master, in addition to changing money, we also provide other deposit services. If you have extra money, you can also deposit it into our Taiping Bank."

"We have to pay the storage fee to save money. How can we farmers save money? Besides, we can't bear to pay this storage fee!" Old Man Cai waved his hands repeatedly.

"This is not the case with our Taiping Bank. If you save money with us, you don't need to pay a storage fee. On the contrary, we will give you interest money!" The young man in Qing explained with a smile.

"Repay the interest money?" Old Man Cai was very angry.

"Of course. If you have one hundred taels of silver, if you deposit one year in our fixed period, you will have five taels of silver interest. If you deposit it for half a year, you will have three taels of silver interest. If you want to take it away at any time, then you will only have one tael of interest. Let me tell you this way, the longer you deposit it, the higher the interest we give." The young man in green said: "Anyway, it's still very cost-effective. You are here to exchange for money today. Now you pay half of the banknotes and other money. If you exchange for 800-month banknotes at a time, then your flow is still very large! Instead of keeping the silver at home and making it bad, it's better to deposit it in us and let him give it a baby!"

Old Man Cai was a little moved. One hundred taels of silver will be worth five taels a year! My son sent dozens of taels of silver home in the past six months. It was added with his previous years to the accumulation, but it was really about a hundred taels. Now he is hiding under his bed. Five taels of silver a year, how much can he earn after working hard for a year?

While speaking, a few pieces of light rectangular paper had been handed out inside the counter. The young man in green took it first and then presented it to Mr. Cai with both hands, "This is 800 cents, you have collected it."

The paper in his hand was colorful, and Old Man Cai held it in his hand, but he felt a little confused. He took the 800-dollar money in it and changed these pieces of paper?

"Is this money?" he asked at the young man in green.

"Of course," said the young man in green. "This is issued by the imperial court. In the future, everyone will use this money. The copper coins are too heavy and not convenient. Look, the 800-cent copper coins just now are quite heavy, right? We ordinary people, whoever holds silver at any time? Do you think? Going on the street to buy something and carry heavy copper coins, is it convenient?"

That's right, but Old Man Cai has never seen such a thing in his life. Although he has never owned a silver note, he has also seen it. The thing in his hand looks more beautiful than a silver note. He pulled it with his hands and it is quite strong. When he touched it, it was smooth, like paper, not paper.

He was a little confused, but Cai Shuding said that half of the tax must be paid with this, and it is not a scam. Then Cai Shuding is an official!

He took the banknote and walked out, but the young man in green carried a small bag wrapped in red paper and walked in, "Wait, this is a gift from our Taiping Bank."

"Why are there any gifts when exchanged for some money?" Old Man Cai was very surprised.

"My master, our Taiping Bank has just officially opened today. You are the first customer at the counter in the West City of Taiping Bank. There are regulations on it that in the first month, the first ten customers will give you a gift every day!" The young man in green smiled and sent the red envelope to Old Man Cai.

"What is this?" Old Man Cai asked, holding the red envelope.

"A little care is not worth much. Isn't it worth the New Year? Just a piece of bacon, a piece of bacon, and half a pound of millet." The young man in green smiled and sent the old man outside the door. "I'm walking slowly. If you have spare money, don't need it for the time being. Remember to leave it in our Taiping Bank, and there is interest."

Old Man Cai held a red envelope in one hand and held the light paper tightly in the other hand, and his steps were a little vague. He had seen the people in the money shop before. He had all his eyes on his forehead. When did he be so respected by himself? This Taiping Bank looks very good. It was opened by the imperial court. The guys are so polite. If you don’t have to change money, you can give gifts. Do you really have to consider depositing the money here? There are five taels of silver a year. If you save it for two more years, will it be more than five taels a year? Didn’t the young man in green say that the longer he saves, the higher the interest rate? His son went to the army. The money was originally stored for him to ask for his wife, and it was not very reassuring to keep it at home, and he was worried that someone would steal it.

Thinking of his thoughts, he walked back to the entrance of Xishi City. There were many people who came to sell things in front of the yard. Cai Shuding was explaining to someone there. Old Man Cai walked over and handed Cai Shuding seven hundred and five ten-month paper money to Cai Shuding, and counted seven hundred and fifty coins, totaling one or five taels of tax.

"Everyone is optimistic, this is the banknote. No matter how much the tax you have to pay, half of it must be paid with this banknote." Cai Shuding shook the banknote in his hand and shouted. "Everyone doesn't have it, so hurry up and go to Taiping Bank to exchange it. Hurry up, so as not to delay everyone's business. Don't surround me here. This is the order from the superior, I just follow the order."

Listening to Cai Siting's words, Old Man Cai looked at the five ten-month banknotes left in his hand and carefully put them in his arms. Not to mention that fifty-month copper coins were a little worth, but these five pieces of paper were as light as nothing on his body.

He leaned over and picked up the rope, put it on his body, holding the old cow in one hand and holding the handlebars in the other. While walking inward, he shouted: "Everyone, go quickly, the top ten, Taiping Bank will give you something, there is a piece of meat, a piece of fish, and a pound of millet!"

As soon as Old Man Cai finished speaking, he whistled, and the people around him were already swept over like the wind.

Qin Feng, who was dressed in casual clothes, stood not far from Taiping Bank in Xishi City, and watched groups of people walking in, and then groups of people walking out with paper money.

"This method is good. The exchanged banknotes are always endless to pay taxes. If you put them in your hands, you have to spend them. As long as you spend them, it will be difficult to start, but as long as you spend them for a long time, everyone will get used to it." Qin Feng looked at the endless crowd and said.

"Your Majesty is right." Wang Yueyao nodded, "The important thing is to make everyone feel confident in this banknote, and everything will be easy to deal with. The Commerce Department will vigorously promote it in this regard."

"Well, by the way, the few people who welcomed guests in this bank are very good. No matter who comes, they are all polite and smiling! How long has it been training?" Qin Feng asked with a smile.

"No training, Your Majesty, you forgot that you have sacked a large number of eunuchs? These are one of them. They have received etiquette training in the palace, so we don't need to worry about it." Wang Yueyao said: "It would be perfect to let them come to welcome guests and do some service work."

"You can use your talents to your advantage." Qin Feng said.

"These people are physically disabled and have low self-esteem. If they just let go, they might become miserable! The Commerce Department tried its best to arrange them, and they were a little smart and had already started to learn some professional techniques so that they could support themselves in the future."
Chapter completed!