Chapter 1212 Two dads!
As we all know, insurance is a very profitable industry. In Western countries, insurance costs have become an important part of GDP, with an industry scale of up to trillions of dollars.??
The insurance industry in the United States was early, with the number of insurance types and the coverage was stunning.
There are also some weird existences, such as Internet insurance, retaliation insurance for dismissal of subordinate employees, insurance for kidnap by aliens, accidental wedding insurance, abortion insurance, failure insurance for adopting children, etc.
Some insurance companies even shouted slogans, saying that as long as customers need it, the company would provide any type of insurance.
The original prototype of insurance companies in the world was originally the people who paid a small amount of membership fees to a fund pool to resist natural disasters, accidents, major diseases and other risks. When an individual encounters a disaster, he will invest in the fund pool to rescue the disaster.
The purpose is to achieve the support of everyone in trouble. Those who have the funds in the fund pool do not rely on the funds in the fund pool to make profits, but are more similar to charitable organizations.
Once upon a time, the payment of the security was made by the people voluntarily. If the compensation was more, everyone would pay more. If the compensation was less, everyone would pay less.
Later, it became commercialized and turned into an insurance company to set a number. After payment, the remaining money became the company's profit, so everything changed.
Life is impermanent, and no one knows what you might have tomorrow, so they like to buy insurance to prevent dangers in life.
If you go to buy insurance after you get sick, the insurance company will never accept it. It can be seen that it is not a charity industry that boasts about itself, but a commercial organization driven by interests.
People who buy insurance are like buying lottery tickets. Each person spends a little money to build a "prize pool". If you win the lottery unexpectedly, you can get a sum of money. The money accumulated in the "prize pool" will be profitable for the company's shareholders after excluding expenditures and taxes.
Generally speaking, insurance companies pay less and make more money. Driven by huge profits, countless insurance salesmen began to use uninitiated risks as bait to attract people to buy insurance that may or may not be used.
It is this ambiguity that makes people who are suspicious and worried pay by paying their money. Insurance is indeed useful at some point, but the price is a bit higher, making it a profit-making tool for a few people.
These insurance funds support millions of people around the world, and Buffett relies on several insurance companies to earn most of his current value.
In the future, one-tenth of the world's top 500 companies will be insurance companies. It can be seen that this industry makes more money, and some people even shout the slogan "Insurance is a disguised pyramid scheme."
According to an author's mother who works in the insurance industry, if a certain Huaxia insurance company hires an inexperienced salesman, its business commission is 880 yuan per month, and the next-level supervisor can get 2,000 yuan.
If he hires a salesperson with excellent performance, he will earn 4ooo yuan a month, and he will earn more than 5,000 yuan after going online, and he will earn more than 10,000 yuan after going online.
Compared with the two models, we can indeed find some similarities, except that one is legal and the other is illegal.
Later, more criticized and scolded, and coupled with the strong competition in the industry, some value-added businesses were launched, becoming more humane.
In today's era, insurance is indeed very profitable. Han Xuan's face was dark when he saw his airplane insurance policy.
The Pacific Insurance Company I just met, Han Xuan remembers that it will be one of the largest insurance companies in China in the future, ranking among the top 500 in the world, which made him have a strong interest in Pacific Insurance Company.
For ordinary people, insurance business is a very tangled existence that makes them very confused. They are unwilling to buy it, but they dare not not, for fear of natural disasters.
For Han Xuan, an investor, the insurance industry is definitely a favourite bun that makes him envious. Now that China has just reformed and opened up, residents have just begun to have money. With the economic development, the golden exhibition time of China's insurance industry is about to come, and it is just right now.
Among the industries that I had intended to invest in China, there were insurance industries. Life Insurance, PICC, etc. were all state-owned enterprises, and Pacific Insurance Company was also considered state-owned assets.
However, it has just been established a few years ago. Now most companies have reformed, and the insurance industry is no exception. Pacific Insurance, which has a small scale and a short establishment time, is likely to become the goal of the reform of mixed-ownership enterprises. Han Xuan is going to try it to see if it accepts financing.
When they passed by No. 18 of the Bund, Han Xuan and Anya held hands and walked along the roadside with umbrellas.
She has a short-sleeved couple style, one black and one white, with a fat pickup with a triangle on her head, and a couple style flip-flops under her feet.
The bus slowly passed through the road. When it arrived at the entrance of Bund No. 12, it was unexpected that Bund No. 9 was close to this side of the street, and half of the red butt was exposed on the wall.
Han Xuan smiled after seeing this and said, "This kind of decoration is very interesting, but the car is not attractive. If you make a dinosaur head that sticks out, it should be even more interesting."
He was slapped in the face soon.
Pedestrians on the roadside walked towards Building 9 and heard someone saying that the car suddenly hit the window and the falling stone hit a person. It was not a decoration at all, but a very strange car accident.
I followed him to join in the fun. A middle-aged man in a suit was lying on the ground covering his head. He might have been brain oscillating and was still feeling nauseous.
The briefcase was thrown on the ground, and someone was shouting that the person with his cell phone called an ambulance. People's hearts were not so distorted in this era. When they saw him injured, many strangers came to the middle-aged man and asked him how he was doing.
Han Xuan’s mobile phone card is from the United States, and the satellite phone is at Secretary Dawson’s side, so it may not be able to get through the hospital number. He turned his head and said to George: “Go, drive a car over and take him to the doctor.”
He suddenly stopped when he saw the middle-aged man's face clearly, his eyes widened as he stared at shock and his face was full of disbelief!
His pores were loose and he felt a numbness. He was sure that the person who was hit was his father!
It’s not Han Qianshan, but the father of the billionaire in his previous life!
Unbelievable for a moment, he squeezed away the crowd and walked in, stared at his face and looked carefully, and then shouted anxiously: "Hurry up! Drive here!
Prepare the hospital for me, I want the best doctor!
What did you say?"
Han Xuan showed "dad" and raised his finger with a painful expression. Then he realized that he had stepped on his hand and hurriedly took a step back.
When Irving and Gabriel carried him and placed him in the Rolls-Royce car, Han Xuan was still confused.
He was wondering, since my father had appeared, would there be another "self" in this world...8
Chapter completed!