Just as he was carrying the door handle, the old man paused and said to John, "When is the auction in the Bronx?"

"At 11 o'clock, Staten Island in Richmondshire, there are more than 300,000 people, which is relatively small. It takes a ferry to enter the city, which is not convenient, so the auction is arranged locally."

"Forget it, I'll go to the auction house. Which one is closer, Sotheby's or Christie's?"

"Sotheby's Auction is just around the City Museum of New York on the Upper East Side. It takes 20 minutes to drive to get there, and it's time to get there between shooting," said John.

"The Upper East Side just took halfway from home."

The old man told Han Xuan that he brought the documents that needed to be processed on the table today, looked at Josephka and said, "You stay in the company to arrange it, call me if you have something to do, and I will come back when the game is over."

Thomas was dumbfounded until now. When he saw them coming out, he had a bitter face: "Boss, what about after resigning?"

Han Xuan passed by and patted him: "You are my own business. I will go to Hasbro, Rhode Island, and I will reimburse you for the expenses."

When he went out, Gabriel happened to drive the car to the company's door and get in the car. Han Xuan saw that his grandfather had been processing documents and wanted to speak but stopped.

"Tell me, what's the matter?" the old man glanced at him and chuckled.

"I want to ask how much I'll give this loan this time. My grandfather gave me 800 million US dollars, but I always feel it's not enough."

"Eighty billion is not enough, you guy is really a slut. I haven't figured out how much you can withdraw when I saw it. Originally, the company had 1.1 billion yuan in reserve funds, and then 3 billion yuan was borrowed from Citibank.

This time, we will build logistics channels across the country, transfer centers and food safety processing plants, etc., which are probably indispensable. We will also have to spend money next time. We will work hard to raise 2 billion for you. Don’t ask me before the age of 18.”

Han Xuan was so happy that he said with a smile: "Okay, I will make money by myself in the future."

The old man threw a document to him and said, "Look at this, Huamei Bank shares have acquired 693. In the near future, they can apply for forced delisting from the Nasdaq Stock Exchange. The inheritance I gave me is not included in the SoS Group.

Recently, it is $24 per share, up 9 compared to before the acquisition. This time, the premium is about 20% more spent on the stockholders. It cost tens of millions in total. China Merchants Bank has two branches in Los Angeles and San Francisco, and two in New York. Now the assets are about $60 million, I really don’t know what it is for keeping them in my hands.”

"That's because you didn't care before. There are more than three million Chinese Americans, which accounts for more than one percent of the total population, and there is a lot of money to gather."

"They don't all come to China American Bank to deposit money. They are only a little famous in the Chinese circle. They have few bank branches, so they are troublesome to save money and withdraw money, and there is also the risk of bankruptcy."

Mr. Han shook his head. The bank paid an insurance premium to the federal deposit insurance company every year. Even the money of the bankrupt depositors will not be damaged. It is just that the claims are troublesome.

"You don't want to sell it to me anymore. I will acquire it in my personal capacity and deposit the money to borrow money in the name of Snow Mountain Investment Company."

Hearing the grandson's words, the old man was on guard: "You want to buy it with a plan."

"Yes, yes, but you first say whether to sell it or not. I will enter the Internet industry next. Remember the online payment I told you before, it just happened to be short of banks."

Han Xuan smirked, no matter what kind of online payment tools, banks are indispensable. In private hands, the United States Bank is equivalent to being stuck in the back path and is too dangerous.

Unlike China Alipay third-party payment, most Americans use credit cards. The method of applying it completely will not work here. In the future, Paypal, founded by Tesla's electric car Elon Musk and others, will be very suitable. More than 200 million users around the world have helped South Korea to inspect it.

Paypal uses email to identify identities, transfer funds between users, avoiding traditional methods of mailing checks and remittances, and charges a certain amount of handling fees to make money when transferring money.

In other words, every user who uses paypal is equivalent to applying for a Zhang Huamei Bank credit card, and the deposit deposited in advance is paid in conjunction with the shopping website. The amount of funds flowing to the bank is quite amazing.

Now that shopping websites have not even developed, no one has thought of this.

The old man was no exception. He thought for a long time and said, "I can sell it, can you tell me."

"Let's go first."

Hearing Gabriel giggling, the old man didn't want to agree, so he glared at Han Xuan for a while, and found that he was indifferent and said speechlessly: "Okay, Lagou, I'll give it to you when you delist."

"In order to attract deposits, most of the methods currently adopted by banks are to publish advertisements.

Ordinary people like to take advantage of small gains. In the future, I will give them various gifts, such as TVs, household appliances, shopping coupons for sos convenience stores, etc., which will not cost much. In the long run, that part of the deposit can create more than ten times the profit for the bank.

Banks like Citigroup and Morgan only provide convenience to citizens over 65 years old. If the discount age is relaxed to 50 years old to compete with their peers, it can also attract many customers to transfer to our bank.

I remember the Wall Street Journal once published a private bank in Pennsylvania that used to adopt this approach, and the effect was very good, but the bank was small and other banks didn't notice it much.

People over 50 have certain assets and will not misappropriate them at will. As long as the number of Huamei Bank branches is increased and the advertising will be coordinated with the advertising, white people will also be interested in it."

The old man looked at Han Xuan with the strange eyes of looking at aliens. He actually proposed two feasible solutions in such a short time. Although it was simple, it could indeed increase the number of depositors. He said, "I knew I had a bank before, why didn't I tell me?"

"Didn't you think it was unexpected at that time?"

In the future, I would buy fruit trays, buy yogurt and get steel spoons, use rotten tricks from telecommunications companies and supermarkets. Han Xuan knew that people are so pure now, and they are foolishly leaning against the door to attract customers.

"In this case, the sos convenience store is fine, so you can get some daily necessities, etc." Mr. Han thought of something and said to himself.

"Of course, if you want to do it, just make it bigger. Sports cars, yachts, villas, and global travel take turns. At the end of each year, the main store and franchise store are counted.

Go down to the coupons, shopping cards and other small prizes, it’s uncomfortable to buy something but not win. Give some comfort to them and tell them that if they buy less, they have a low chance of winning. Keep working hard next year.”

Han Xuan said he was addicted. The old man was wandering around the sky, and neither grandfather nor grandson noticed that he had arrived at his destination.

There were people coming to the auction hall outside, and there were more than two hundred people surrounding the door.

The financial reporter was so excited that he took aphrodisiac that he kept pressing the shutter to continue.

...
Chapter completed!