Chapter 253
In the Sansi Yamen, Xu Ping put down the documents in his hand and said to Han Zong in front of him: "It is late autumn at this time, and there is nothing to do in the farmland. And it is time for the weather to be dry, not only local prefectures and counties, but also some major projects around Kaifeng City."
Han Zong bowed: "The Xiaguan has agreed with the prefect Zhang to start dredging the Bian River and the Yellow River in the past few days, as well as roads to the four directions."
"Okay, the road to all directions is to get to Hedong Road first. The Yellow River Bridge in Huazhou, whether it is iron or stone, must be changed to all seasons to reach Hebei. In addition, another Yellow River Bridge between Xuanzao County and Xinxiang County must also be built, and it must also be used for all seasons. The road passes through Xiuwu County and Tongze Prefecture, and then to Jinzhou. The road from Jingshi to Hedong Road cannot be completely relied on Mengzhou, and it is too far away. As the end of the year approaches, there is not much money that Sansi Bank can provide. If you go to Jingshi Bank, it is best to borrow some from them."
Han Zong hesitated and said, "I have been to the Beijing Bank, but they said they don't have much money left."
"Where is the money? Where did you get the loan?" Xu Ping pressed the table and his face darkened. "In the capital city, the commercial tax increased by less than 40% over the past year. Without the loan from the Beijing Bank, this can be achieved. Originally, the bank was built to support local industry and commerce. When the industry and commerce develop, it must first show the excessive collection of commercial taxes. The commercial tax was only increased by this little. They dare to say that they had no money, so they should ask where the money was borrowed!"
Han Zong lowered his head and didn't say anything. This matter had nothing to do with him.
Xu Ping also said: "As for local roads, naturally, the access to Shaanxi Road is the first. The war in the northwest is about to begin, and everyone knows it. This autumn and winter, your company will arrange the dredging of the Yellow River Cao Road from Mengzhou to Shanzhou, and it will be unobstructed. The Shaanxi Road also needs to be arranged by the Bridge Road. While dredging the Cao Road, the roads along the river should be renovated together to meet the standard of passing large trucks. Second, the Wuguan Road in Xiang Deng entered Guanzhong, and people should be sent to rectify it.
It is necessary to go over a large cart. The third is the Han River. If you use its tributaries, you can connect with the Wei River as long as you drive a road of twenty or thirty miles in the mountains and use a large cart to transfer it. The most important thing is the later one. The road from Bashu to Qinfeng has existed in ancient times. It is precisely through this road that Qin can have no worries about food and clothing, and eventually destroy the six countries and unify the world. You send capable people to Bashu and Qinfeng Road, and take one or two years to make this road pass through a large cart."
Han Zong bowed: "The officials understand. But, at the same time, it takes a lot of money to start construction of so many roads."
"I will raise money. Just arrange the manpower. When the money comes, work starts immediately!"
Han Zong turned around and went out.
Xu Ping called a public official and said to him: "Go to the capital bank and ask Liu Han to go back to the yamen to see me immediately."
Just after noon, Liu Han arrived at the Sansi Yamen and entered the Chief Office. He saw Xu Ping's expression was not good.
After the ceremony, Xu Ping said: "A few months have passed now. How can you find out who have opened a false company loan?"
"Return to the province, these people are really slippery. I checked for several months before I could get a little nervous."
Xu Ping sighed: "Breaking through, do you know where the trouble is now? In the summer, because all the projects are inconvenient to start construction, the Beijing Bank shouted that the money could not be borrowed every day. Now the season is coming, the project is about to start construction, but the Beijing Bank has no money to borrow. Where the money has gone, if the Beijing Bank cannot explain clearly, the Audit Department will investigate it strictly. Opening a bank and supporting private industry and commerce is the goal, and supporting the imperial court to build some projects, benefit the country and the people. Now that the capital bank's money has been released, the commercial tax in Kaifeng Prefecture has not increased significantly, and it has delayed the start of the project. This is a great sin."
Liu Heng thought for a while before asking: "What the provincial master means is to ask the capital silver to collect the money?"
"Not bad! In the past few months, Sanshi had no place to use money on a large scale. You had to let you go. Now, whether it is the Bridge Road Department or other business, they are going to start construction on a large scale. The Beijing Bank must take out the money. If you can't take it out, it will be difficult for you to have this year."
Liu Ying said: "To be honest, most of the affairs in the capital bank are managed by eunuchs from the palace. After releasing the money, they receive profits every month and are in a hurry. Now the three departments need to use money."
After hearing this, Xu Ping couldn't help but smile and said, "Carry profits every month? Let me tell you, the safest thing for the bank to release money is to do big projects. Regardless of principal and interest, there will be three departments here, and there will never be any missing. Don't worry, if the memorial is on, the emperor will understand where the money should be borrowed. If the capital bank cannot make up the money these days, the eunuchs will have more days!"
Loaning money to large projects not only guarantees principal and interest, but also improves the bank's financial situation and increases business. If done well, it will not have much impact on the loan ability. However, this requires that you have money to lend to the project first, and then use the existing funds to lend to the outside world. The Beijing Bank has released the money now, but it is unable to lend.
Xu Ping was sure to explain this truth to Zhao Zhen. If he couldn't seize the opportunity, he saw such a large amount of business slipping away from his hands, according to Zhao Zhen's character, he would definitely go to trouble the Beijing Bank. The Sansi was not leaving Beijing Bank, but also Xijing Bank. The business conditions there were good, and now the funds were strong, so no matter how much money he had, he could borrow. Jingxi Road was supported by the cotton industry and the industry and commerce were developing smoothly. It took a few months to get rid of Beijing Bank.
Xu Ping is waiting for such an opportunity to squeeze out all kinds of abscesses. He is happy to lend money when lending outside. When tightening loans, he should see what the people involved are like. These people have only seen the convenience brought by the bank and have not yet seen the ruthlessness of the bank when it turns against each other. He should teach them this lesson.
After pondering for a while, Liu Ying said, "Principal Master, I actually have some clues about the person who opened a false company to cheat loans, but I was not sure in my heart and did not dare to say anything. This matter involved many ministers in the court, as well as various relatives and princes, which was really not a trivial matter."
Xu Ping would not believe such a large scale of funds, saying that it was created by a few gangsters. Without anyone to organize and without a large number of senior officials to participate, the organizer was really a genius.
Seeing Xu Ping looking at him, Liu Feng took a breath and said, "Prince Lord, as I know now, the first person to do this was a Kaifeng Prefecture envoy, named Feng Shiyuan. His family has been officials for generations, with means and connections. I heard that as long as it is the territory of Kaifeng Prefecture, there is nothing he could not do. After he did this, he attracted many people, especially by lending to the quality deposits of the powerful families in the capital, allowing many people to speak for him. Later, the business was done in the imperial guards, with many commanders participating, and there were also a group of public officials below. However, the officials really didn't know what the situation was in the imperial guards. But it was certain that they could connect with them, relying on a group of public officials."
Chapter completed!