Chapter 1,253 Binjiang Real Estate Speculation Group!(1/2)
At 4:30 in the afternoon, Xu Mingyuan was listening to work reports from his subordinates in the office. Zhang Lan, who rarely came to the Anti-Smuggling Bureau, actually came.
Wang Changjiang, deputy director of the Anti-Smuggling Bureau, knew that something must have happened to the deputy director's wife, so he packed up his notebook and said hello to the deputy director's wife, and walked out of the director's office with a smile.
"What's wrong? Is something wrong?" Xu Mingyuan stood up and asked.
Zhang Lan walked to the door and said happily: "Mingyuan, Ningning has bought a house!"
Buying a house is definitely a sad topic for Xu Mingyuan. He was stunned and said with mixed feelings: "I know, what does her getting rich have to do with us?"
"I mean she bought another house in Zhangjiang, in the same community as the house my wife just bought!"
"Buy another one. Why did she buy so many houses?"
"Invest!"
"How did you know?"
"She called me to tell me that she and my wife are still in Zhangjiang at the moment."
"When did she buy it?"
"Just now." Zhang Lan missed two opportunities to make a fortune and didn't want to miss the third time. She said eagerly: "What she bought this time is two bedrooms and two living rooms, but the area is not small, a total of ninety-four square meters.
It cost 7,200 yuan per square foot, so she bargained with others and finally settled on 7,000 yuan."
That woman couldn't bear the sweetness!
Xu Mingyuan couldn't help but ask: "How much did it cost in total?"
"We said seven thousand per square meter, but you don't know how to calculate the total price!"
"How much, I'm too lazy to calculate."
"The total price is 658,000, and the down payment is 20%, which is 131,160. She plans to borrow 520,000 from the bank and pay it off in twenty years, with monthly repayments of about 3,000. Hold on.
In the past, the repayment pressure was a bit high, but now that wages have increased, her previous mortgage has been repaid, and the remaining mortgage can be repaid with rent. The four members of her family are making money, and their income is very stable, with three monthly repayments.
It's easy for her family."
There are two civil servants in the Xianyu family, one is a chief and the other is a deputy. Although Gong Han and Director Xiang retired from public institutions, Gong Han and Director Xiang were both transferred military cadres before retiring, and Gong Han has a high professional title.
The retirement salary of the old couple is not large.
For the Xianyu family, there is not much pressure to repay the loan.
Xu Mingyuan was really a little envious. He was silent for a moment and asked, "Then will her family buy a car?"
"No, Ningning said that buying a car costs money, and buying a house can make money. She plans to use the money from the car to pay the down payment for the house."
"Is the contract signed?"
“The deposit has been paid!”
"She is so resolute and decisive that she can even buy a suite when she goes to Dongdong's wedding banquet."
"Mingyuan, let's buy a house too. It's only 7,000 square feet. It's not like we can't afford the down payment, and the loan repayment pressure after buying it won't be too great!"
"What do you mean it's only seven thousand and one square meters?" Xu Mingyuan pointed in the direction of Langshan and said: "You visited the Expo Lanjun east of Binjiang Park last time. The scenery is so beautiful and the environment is so good. It's still a townhouse.
, How much does it cost per square meter?"
Zhang Lan was anxious: "No matter how good the scenery is, no matter how beautiful the environment is, it is still by the river. I mean to buy a house in Donghai. I would rather have a bed in Donghai than a house by the river. This makes sense. The housing prices in Donghai have been in recent years.
How much it has risen, look at Binjiang again, what the price was five years ago is still what it is now!”
"I understand what you are saying. The problem is that the house she bought this time is not in Donghai City. I have been to Zhangjiang, which is a large rural area. Uncle Ge and his wife went to Zhangjiang to buy a house in the first half of the year, and I wanted to persuade them not to go.
Buy it. It’s better to go to Taoming Island to buy it there, it’s still close to home.”
"Big rural area?"
"You can look at a map and see. It's far away from the city. There's nothing around!"
"Have you really been there?"
"Last year when I was handling a case, I led a team to arrest someone."
"You mean the house over there has little room for appreciation?"
"It's almost the same as Taoming over there. Even if the location is better than Taoming, it's not much better!"
It is said that Taoming is also Donghai, but in fact Taoming and Donghai are two different things. It is affordable to buy it, but there is no room for appreciation. Why should I buy it?
Zhang Lan felt that her husband's words made sense, but after thinking about it, she added: "Ningning doesn't understand this, but her mother and Zhang Erxiao should understand. Both her mother and Zhang Erxiao support her purchase, so there must be reasons to support her purchase.
"
"When did she ever listen to her mother's words? She will always be the head of her family, okay? She most likely bought it on a whim. It's hard for her mother to say anything, and it's even harder for Zhang Erxiao to say. As for salted fish, it's basically
There’s no point in talking!”
"Then we won't buy it?"
"What are we buying? It's not like we don't have a place to live. Besides, if we go to Donghai to buy a house now, we won't be able to transfer our household registration. It makes no sense for us to buy a house."
"Okay, you go about your business, I'll go back first."
…
At the same time, the Changhang branch police officers who had just returned to the port area from the Municipal Police School after training were also talking about Bureau Han's wife going to Donghai to buy a house again.
"Bureau Ding, Bureau Han bought another set. Will your family buy it?"
"I don't have that much money, and I can't afford it even if I want to."
"The Horse Bureau of Shuishang Branch is determined to buy it. Guo Weitao of the Customs Anti-Smuggling Bureau is also going to buy it. Even Station Commander Li of the Border Inspection Station plans to go to Donghai to look at houses. Why don't you go?"
"If buying a house comes with a registered permanent residence like before, I would immediately ask for leave without saying a word. But now it makes no sense to me to buy a house without being granted a registered permanent residence."
The news that Han Xiangning bought a house spread quickly.
Ma Jintao, Guo Weitao, Li Jun and other old comrades and subordinates of Han Yu missed an opportunity before. They heard that his family bought a house again and did not want to miss it a second time. According to Xiaoyu's incomplete statistics in the past half hour, ten people have already bought a house.
Two old comrades decided to form a group to buy a house in Donghai. Even Shi Shengyong, deputy director of the Linghai Public Security Bureau, joined them. They entrusted Zhang Erxiao with full authority to negotiate with the developer to see if they could get the best deal!
In the past, when wages were low, it was normal for civil servants to do some side jobs and make some investments.
It's just that some made money and some lost money.
Wu Guoqun doesn't know how to do business, nor does he know how to invest. The only thing he can do is to contribute articles to periodicals and magazines to earn some royalties. It's actually quite good not to do business or invest. Lao Qiu, the publicity department he despises the most, has been struggling over the years.
, to be exact, it was Lao Qiu’s wife who had a lot of trouble.
This chapter is not over yet, please click on the next page to continue reading! She has sold insurance, worked in Lean MLM, and as for the subsequent large-scale afforestation of tens of thousands of acres, Ant Lishen, her wife has not been left behind. After so many years of hard work, not only has she not made any money
When he got the money, he lost hundreds of thousands instead.
Because of this, he often laughed at Lao Qiu when he was working in the Political Department. In fact, this was also the reason why Lao Qiu didn't like him.
But compared to the "Binjiang House Buying Group" that was established in less than an hour, the unremarkable "side businesses" that the Laoqiu family was tossing around were nothing. They invested dozens or even millions, and they also had to borrow money from banks.
.
In the car, Wu Guoqun found it inconvenient to ask questions in front of so many police officers.
When he returned to the branch, he immediately invited Sheng Baocheng, the director of the Political Department, into the office to ask without shame the pros and cons of buying a house in Donghai.
"Political Commissar, in fact, it's not just Han Bureau who went to Donghai to buy a house and made a fortune. He just went to Donghai to buy a house and had to pay off the mortgage every month. His life was tight and he could only live frugally and even have to pay for it.
He demolished the east wall to repair the west wall, lived a life of fear of poverty, and finally turned around. He always likes to show off, so that everyone knows that he bought a house and made a fortune!"
"You mean there are still many people who make a fortune in silence?"
"too much."
"too much?"
Sheng Baocheng smiled and said: "You have seen Wang Wenhong, the former director of Shuishang Branch. Bureau Wang went to Donghai to buy a house at the same time as Bureau Han. The house he bought was just not as good as Bureau Han's house, but he bought it cheap at that time. It seems
It was only more than 3,000 per square meter, and now it has increased to 20,000!"
Comrade Lao Wu exclaimed: "He discovered that in terms of return on investment, the return on investment for the house he bought was higher than the return on investment from the Korean Bureau!"
It's really rare and strange.
Sheng Baocheng felt that he was like a country bumpkin. He thought about it and laughed: "Everyone thinks that Han Ju is a millionaire now. In fact, compared with Chen Zikun, Han Ju is really nothing."
Comrade Lao Wu asked in surprise: "Chen Zikun also bought a house in Donghai?"
"He didn't buy his house in Donghai with money. His father-in-law used to be a contractor and worked on projects in Donghai. In the past few years, people in Donghai were all waiting to be allocated a house. If the developer's house was not easy to sell, he would give up part of it.
The lost house was given to the construction company as payment for the project. His father-in-law could not get the project payment and could only ask for a house, and he asked for more than a dozen units at once."
"That belongs to his father-in-law, not him."
"His father-in-law only has a daughter, and his son-in-law is almost like a son. Aren't those dozen houses his?"
"Baocheng, I really didn't know if you didn't tell me. It turns out he is an invisible rich man!"
"When it comes to buying a house in the East China Sea, Xiaoyu also went to the East China Sea to buy a house. As long as they have the conditions, almost all Linghai people will go to the East China Sea to buy a house!"
"What does this have to do with being from Linghai?" Wu Guoqun asked puzzledly.
Sheng Baocheng explained patiently: "Linghai and the East China Sea are separated by a strip of water. They are geographically connected, have close relationships with each other, have similar cultures, and have similar languages. The Linghai people have been marching to Dongtan for a long time. You must have heard of Zhang Jian, the number one scholar in the late Qing Dynasty. Zhang Jian is from Linghai.
To be continued...