"Price guaranteed" and "annual rate of return of 8%" are all stimulating Ms. Vigo Moore, as well as Carnike and others.

Except for Miss Laura, who knows nothing, the five old employees of Tamsui Fund Company all showed shocked expressions. They knew how terrible this kind of fund was. As Ye Dongqing said, it was much higher than bank deposit interest rates and even the yield on treasury bonds!

In this year of poor market environment, it is not easy for a fund company to achieve capital preservation, not to mention that it has to achieve an 8% return rate?

It’s okay when there is not much management funding, but if there is $100 million or $1 billion entrusted principal, it means that the dividends alone will be given 8 million US dollars and 80 million US dollars every year!

If you look at it longer-term, 8% of the principal in the first year, 8% of the principal in the second year, and then multiply by 108%, and continue to increase in the third year... it will be like a snowball. Once the profit is less than expected, the losses will be quite terrifying!

Even on Wall Street, few people dare to launch such financial products.

Only some well-known financial institutions have launched similar private equity projects for the rich, and they cannot guarantee how high the yield rate must be. Most of them have agreed to have a three- or five-year closed period, which can only be withdrawn after the expiration, and the guaranteed amount of the principal is agreed.

But is the money from three or five years later still the money now? It is inflation almost every year, and money is in hand. If you don’t make money, it means losing money.

Speaking of "inflation", there is an example that can vividly explain this word: for example, a girl's previous measurement was 36-24-36, and now it has become 48-40-48. Although the numbers are larger than before, the "value" is lower than before. This is inflation.

Smart capitalists always do everything possible to reduce their losses.

The five people standing in front of Ye Dongqing, look at me, and look at you, all hope that they are thinking too much, and hope that this is just a method adopted by young bosses to stabilize investors.

No one is sure to achieve a net return rate of more than 8% every year. In their opinion, only if they are crazy will they launch this suicide financial product.

There are guaranteed funds on the market at present, but they will not promise to pay a fixed proportion of dividends to customers every year.

Assuming the initial scale of a guaranteed fund is one billion US dollars, it is ultimately necessary to ensure that the assets are not less than one billion US dollars in three years. In order to achieve the goal of guaranteed capital, the fund manager will calculate how many assets it needs to be taken out to guaranteed capital based on the interest rate of three-year fixed deposits in the market.

If the annual fixed interest rate is 4% and to make the assets reach $110 million in three years, you only need to invest $898 million to achieve the goal of guaranteed capital.

The extra $102 million can be used to invest in high-risk assets such as stocks. Even if all of these assets are lost, they can achieve no loss.

Compared with other types of funds, it is a very safe type of fund. It is usually guaranteed to guarantee capital, which is a guarantee capital without calculating inflation.

Ye Dongqing was a little breathing after saying so many words in one breath. The products he wanted to launch were much better than ordinary guaranteed funds.

There was no sound on the other end of the phone, but it was not hung up by investor Mr. Dia. After a few seconds, a question came: "The principal will not be lost. Give me 8% every year, are you sure?"

"It's very certain that we have designed a set of the most stable investment method, which can be withdrawn at any time after a year, and will be deposited with principal and interest at any time.

It would be fine if you want to continue investing, but by then it may not be as high as 8% and formal products are only 7% to 7.5%, because you are the most honorable customer and you can get such a generous highest dividend.”

Conversation is an art, and Ye Dongqing has undoubtedly become a master and is more like a smart liar.

The complex company didn't say that it was specializing in the choice of well-known companies such as General Motors and Boeing to deceive the other party. In addition, it was mixed with oil and hedge funds, which were only a slight understanding of the business, and it seemed to be very high-end.

Words such as new companies, new bosses, billionaires can create the illusion that the company is capable in the other party's mind, and finally use the principal guarantee and an annualized 8% return rate to directly knock the other party out of sight.

Judging from Mr. Dia's words, he had undoubtedly begun to be moved. The voice from the other end of the phone continued to come, with a warning: "If there is such a good product, then what have you done before?"

Ye Dongqing didn't think about it and said with a smile: "Although the company has the same name, it already belongs to different bosses. Poor Mr. Steven has jumped into the river to express his apology. I think you know about this, right?"

"It doesn't matter if we don't want to continue to let Tamsui Fund help you manage your finances. We have already received tens of millions of dollars in investment, including Mr. Buffett and Mr. Bill Gates, the richest man in the world.

They are probably very interested in our investment model and are ready to invest 20 million US dollars, each person with a total of 20 million. It is definitely not wrong to invest with the rich. The reason for becoming rich is because of a better vision. So I will arrange the transfer for you now? The account will be received next week at the latest. You know, the bank is not efficient..."

"That...what's your name, Leo, right? It's definitely not a loss, 8% a year?"

"Yes, I will never let you lose even a cent, without an 8% return rate. I will pay you my own money to make up for it!"

"Okay, let me think about it for a while. I will reply to you tomorrow morning. I will only charge $500,000 at most, so I can't get any more?" Mr. Dia asked.

Ye Dongqing raised her eyebrows and continued to throw out her bait to fish: "Everyone can invest up to $500,000. You are a veteran of investment. You know that this kind of product has a limit on the amount, right?"

"That is, I can open a financial account in the name of my wife? Is it eight percent the same?"

"This... I need to ask the boss, but given that you have lost so much, I believe he will agree.

Please call me after thinking about it. The current office area is too small. You are ready to move to the new headquarters as a whole. If you are going to come and have a look in person, it is best to hurry before next week, otherwise you may not be able to find the location of the new headquarters, or call me in advance..."

After chatting for a few more words, he hung up the phone. Seeing that they stared at him without blinking, Ye Dongqing instantly figured out the reason and asked jokingly: "Why, I'm worried about getting on the pirate ship and falling into the Ponzi trap?"

"To be honest, I'm a little worried that the principal guaranteed, plus the return rate of 8%, is unlikely to last for a long time, even if it's only 7%.

Apart from the Ponzi scheme, I can’t imagine why you can have the confidence to maintain such a high dividend return rate, how much investment do you plan to absorb in total?”

Mr. Kyle, a middle-aged man, asked him.

Kyle has been struggling for so many years and has seen many cunning and cunning Wall Street. Ye Dongqing's nonsense just now seemed normal to him. No matter what method he used, he would win if he could keep the money from his customers.

At this moment, I care more about this new boss. How could he have the courage to launch such financial products? I think Ye Dongqing is probably crazy, or just a little guy who doesn’t know anything. He thinks that he dares to come to Wall Street to do whatever he has if he has a few dollars.

For the latter, Wall Street will let a group of naive guys figure out what cruel reality is.

Ye Dongqing has no capital, reputation, or experience advantages. At least in their opinion, it is not easy to make a group of elite employees convince themselves.

He jumped off his desk, put his phone away and stuffed it into his pants pocket, and said, "I dare to ask for as much as I can, even if I have a hundred billion dollars!

Do you only dare to consider how high the dividends of eight points are? Why don’t you think about why I am willing to give so much to investors? That’s because the money you earn with more capital in the future will be our profits!"

...
Chapter completed!