Chapter 064
There are three reasons why Ren Pingsheng chose to buy a house at this time:
First, although buying a house is not a good way to make big money or make quick money, houses are currently the most valuable and safe asset in China.
Especially in the context of chronic currency depreciation and instability in the economic environment, the value of real estate has shown a steady upward trend over time, especially real estate in Beijing, Han and Hong Kong, which can almost be equated with hard currency.
For Ren Pingsheng, who does not want to deposit money into the bank, changing money into real estate at this time can not only solve the security problem of large-scale cash storage, but also obtain considerable returns. Why not do it?
Second, real estate is an asset that is lightly regulated. Since the beginning of real estate marketization and Ren Pingsheng’s reincarnation in 2017, the government has not yet established a real estate information registration and query system that can cover the whole country. The amount of real estate owned by individuals in the country can only be found through judicial channels.
But despite this, people who are truly capable can often use other people's identities or fake identities to buy a house. This part of the house is difficult to verify and prove. For those who need to conceal their assets, real estate is the safest concealment.
Third, now is a good time to buy a house. Since the Wenzhou housing speculation group took the lead in starting speculation, the housing prices in Hanhai City have risen for five consecutive years since 2000, and the increase is second only to Hanzhou, which is closer to Wenzhou in China.
During this period, most of the houses were bought by real estate speculators and speculators. In fact, the self-occupied houses were only about 20%. Since the beginning of 2006, the housing prices in Hanhai City have shown an unlimited price trend.
Moreover, in March this year, Hanhai City introduced a purchase restriction policy, which further damaged the transaction enthusiasm of the real estate market. Many real estate speculators had to pay 20% off for the houses they had to sell at 30% off for the 30% off for the houses they had to buy back the funds to repay the loan due to tight capital turnover.
In the memories of Ren Ping's past life, most of the Wenzhou real estate speculators he knew at that time were frowning and worried about the house he could not buy.
Buying a house at this time is equivalent to cutting away bloody profits from the hands of the real estate speculators, which is a naked plunder.
But for real estate speculators, they would rather swallow this breath than go against the financial system.
As long as the cash flow can be guaranteed, the money lost on the house will be earned sooner or later.
Therefore, for Ren Pingsheng, who entered the venue at this time, he was undoubtedly their savior.
Of course, one reason Ren Pingsheng didn't say it is that real estate can be traded in cash.
Compared to loan mortgages, homeowners and developers prefer home buyers to trade in cash, which is usually impossible to query through the financial system. Ren Pingsheng can easily whiten the gray income from selling generic drugs into legal assets.
Therefore, Ren Pingsheng first put down the newly opened house and ignored it and looked at the second-hand houses with more discounts on the market.
Of course, he also looked at the house selectively, not just swearing everything. In order not to waste time and energy, Ren Pingsheng set three principles for this round of house viewing:
Principle 1: If the total price is less than 1 million, please do not look at it;
Principle 2: If the area is less than 100 square meters, do not look at it;
Principle 3: If the location is not good, the transportation is inconvenient, and if the supporting facilities are lacking, don’t look for it.
The reason why these three principles are required is that Ren Pingsheng has his own plans.
Houses with too low total prices generally have insurmountable defects in area and location. This article can eliminate a large number of unsuitable houses.
Houses with an area of less than 100 square meters have greatly reduced their functional layout. In addition, houses in China are generally large in common, so the actual area of the house is relatively small, making it uncomfortable to live.
The lack of transportation and living facilities will affect the secondary circulation of houses. Moreover, the "Education Law" promulgated this year clearly states the principle of "nearly enrollment". In the future, the school district where the house is located will greatly affect the value of the house. Ren Pingsheng does not want to save these houses in his hands for a lifetime.
There are no more or less houses that meet these three principles. Ren Pingsheng held An Qi for three days and fought wits and courage with various shrewd owners. By finding out their true details, he confirmed that they really wanted to sell and that there are two houses that meet their own price.
One is called "Shuiyunlu", located on Jiangning Road at the junction of Putuo District, Jing'an District and Chabei District.
What Ren Pingsheng values most is that it is very close to the most prosperous Jing'an District, but in fact it is located in a relatively remote PT area, which can be said to be quiet in the midst of the chaos. Moreover, the property is facing the Jinzhou River, and there are many pavilions and towers built in the community based on the water. It is a typical waterfront residence.
The head of this house is from Ningtao, Jiangsu and Zhejiang Province. He is also a fellow villager with Ren Pingsheng. The head and wife of the household are both "new Hanhai people" who come to Han to settle down. They have worked hard in Hanhai City for many years and have several houses. The houses in "Shuiyunlu" were bought and invested, and they can be sold as long as they have a suitable price.
The house has an area of 100 square meters, and the average price at the opening was about 10,000 yuan per square meter. The owner of the household asked for 2 million yuan according to the current market conditions, and Ren Pingsheng bargained for 1.5 million yuan. The two bargained for a while. With the help of the intermediary, the owner of the household decided to give Ren Pingsheng an 8.5% discount for the friendship between the villagers. In the end, the two sold for 1.7 million yuan.
Another place is called "Sany International Garden", located in Lane 500, Baiyincheng Road, Gubei, Changning District, right near Metro Line 10.
This community is adjacent to Hongqiao Transportation Hub and Hongqiao International Airport. The transportation is very convenient and you can reach the airport in less than ten minutes' drive.
In addition, because a large number of foreign companies are headquartered in Changning District, it has become a gathering place for many foreign companies and foreigners. Most of the residents in this community are foreigners in China. They have been sold out three months since the opening in the first half of 2006, and there are very few remaining houses on the market.
Since the house itself is very new and there is basically no sign of living in it, the requirements of the owner of the household are relatively high, which is basically not much different from the new house. A 200 square meter house costs 4 million yuan, equivalent to 20,000 yuan per square meter.
But from another perspective, the price is actually not too much, because the owner of the household has already renovated the house.
Because the owner of the house originally wanted to live in for a long time, the decoration of this house was very exquisite, and it would probably cost hundreds of thousands to install it, so it is still very cost-effective to buy it at this price.
Of course, Ren Pingsheng knew that the house here would increase by more than 7 times in 10 years, so it would be very profitable to buy it at this time.
Adhering to the mentality of buying is profitable, Ren Pingsheng was very relaxed when looking at the house. He is no longer the little civil servant in his previous life. He is holding the down payment he had finally accumulated and consulting everywhere, inquiring and finding relationships, just to buy a house with a good location and affordable location.
Ren Pingsheng is now a rich man with tens of millions of cash in his hand. The main purpose of buying a house is to whitewash and preserve value. As long as the owner does not deliberately take care of a house, he will immediately take it.
After watching it in one day, Ren Pingsheng had already bought the houses of "Shuiyunlu" and "Sany International Garden", with a total price of RMB 5.7 million.
Ren Pingsheng called the owner of the household on the spot to sign the agreement and paid a deposit of 500,000 yuan. Although he could pay the full amount in cash, in order not to be too arrogant, he would leave the final amount before transferring the property.
However, even so, Ren Pingsheng's style of buying a house with cash also amazed Ms. Xie, an agent who accompanied the house viewing all the way, was amazed.
She has been engaged in real estate agency for many years and has experienced many battles. She has seen many rich people along the way and has sold many big houses. However, this is the first time she bought a house with full payment and is all cash.
However, Ren Pingsheng felt that it was a bit tiring to see a house like this. He and An Qi would only see two houses a day, one house was about 2 million yuan. Even if they were satisfied, it would take a week to buy it like this to spend more than 20 million yuan.
This kind of money-spending efficiency is too low to wait for in my lifetime.
So before breaking up with the agent, Ren Pingsheng left a sentence: "Is there any more expensive houses? The larger the area, the better."
Miss Xie's eyes lit up, and she quickly replied: "Yes, yes, we have many big houses in our hands. How big are you? Can you see 300 square meters?"
Ren Pingsheng calculated in his heart and frowned and said, "300 square meters is too small. Please find me more than 500 square meters."
Ms. Xie was so surprised that her chin was almost falling to the ground. She originally proposed 300 square meters but just wanted to test it. In fact, she didn't have many houses in her hands. The larger the area, the higher the total price. It was difficult to sell in the second-hand housing market. It would be great to sell a house of 300 square meters a month.
Unexpectedly, today's customers actually think 300 square meters are too small. Who is they sacred? They don't look like they are particularly rich. They have to look at houses of more than 500 square meters at a glance. The total price of houses of 500 square meters is more than 10 million yuan, which is a perfect luxury house.
Although Ms. Xie was suspicious, her professional qualities she had developed for many years of engaging in intermediaries did not show it on her face, and the outline of a house gradually emerged in her mind.
"Ms., sir, you are so lucky. I happened to have a house on hand to meet your requirements. It has a large flat floor of 500 square meters, a good location, a good apartment, and a good decoration, but the total price will be more expensive, so... "
Before she could finish her words, Ren Pingsheng nodded and said, "Okay, then let's take a look at this house, you can arrange it."
Chapter completed!