On the sixth day of the lunar month, the weather was gloomy.

The printing workshop will resume work at four o'clock in the morning. Hui Niang has no time to take care of it, so she handed over the work and rewarded the gods to Shen Mingjun and his wife. She focused on preparing the silver number.

After repeated begging, Zhou finally agreed to Chen Xi put on thick clothes and go to the printing workshop. According to the conventional rules, the shopkeeper should lead the workers to kill chickens and return to the gods before starting work, worship the world, and bless the smooth flow of work, business prosper, and wealth.

In order to prevent the printing workshop from cutting corners when printing comic strips, Su Zhaiqi specially sent someone to come over. On the surface, it was a supervisor, but Chen Xi saw that this person was actually trying to steal skills.

Chen Xi deliberately came forward to test it out. This person was quite familiar with the printing process, but obviously this person was not very cautious. Chen Xi was a little proud of his complimentary sentences, thinking that Chen Xi was a kid and began to speak loudly.

After Chen Xi told Shen Mingjun and Zhou about his discovery, the two of them briefly discussed and sent the man back, asking him to send a message to Su Zhaiqi, and sent someone to transport away the colorful comic strips printed today at dusk, so that they could naturally check whether the quality was passed.

Anyway, the couple has enough confidence in the quality of comic strips printed in their workshop. Their transportation will not only save the trouble of storage here, but also have nothing to do with the workshop.

Chen Xi stayed in the printing workshop for a long time. After returning, his condition worsened. He coughed continuously and had a low fever. Seeing this, Hui Niang immediately asked Xie Yuner to come over to treat Chen Xi.

At this time, Chen Xi was completely symptom of wind and cold, and he no longer looked like he was half dead at the beginning of the Chinese New Year.

Hui Niang asked Chen Xi and went to the printing workshop in the morning, and unexpectedly complained to Zhou. Seeing that Hui Niang cared for her son, Zhou didn't respond, and smiled and the matter was revealed.

The two sisters have been in harmony since they met each other, and they don’t even have time to disagree, let alone quarrel. Hui Niang and Zhou got along very well, which is the result of mutual understanding and mutual concern. It is not easy to find a best friend these days. Women are frugal in nature and are prone to quarrels and even fight for flies, but because the two women’s cooperation with medicine shops and printing workshops made a lot of profits, they never dared to dream of them before, so they were particularly content.

Hui Niang and Zhou remember each other's good deeds. Even if they have any differences in their opinions, they know how to be considerate and attribute the mistakes to themselves first.

"Lang, there is a letter from Ninghua. It is because County Magistrate Ye thought that there was something wrong with our printing workshop. The general printing, New Year's paintings and comic strips are harmful to education. I ordered us to print some meaningful books such as the Four Books and Five Classics. What should we print?"

Hui Niang held the letter from Ninghua and looked a little ugly.

The letter was received in the morning. Although he was in both places, Hui Niang did not lose control of Ninghua pharmacy and printing workshop. The shopkeepers there would inform him of the business situation in the first, middle and late every month, and all the accounts were clear and clear. Now Hui Niang is in the city. As the president of the Chamber of Commerce, he has great power and dare not deceive him at all, so Hui Niang will always know what happened at the first and second time.

Chen Xi sighed, what should come will come.

No matter what era, the most important thing in doing business is to consider "policies". Once you make a high profit, someone will be jealous and irresponsible. He or she may even go to the government to sue for a slander.

In the Fucheng, the prefect is high and ignores the business of the people. The magistrate has no real power and does not pay much attention to the businessmen of the lower class. But Ninghua is different. Ye Mingsu is a young and powerful sect in the capital who was sent to the local area for training. He is too idle on weekdays and pays attention to the people's customs. Somehow, he pointed his finger at the printing workshop.

Chen Xi analyzed: "This year, Ninghua is mainly responsible for printing black and white comic strips. Adding some books, the artificiality is relatively abundant. It is not as good as printing the enlightenment books of the child, and giving them to the county government, and distributed to the children on the school or streets by the government to educate the people."

Hui Niang turned her head, but Zhou was a little unhappy: "Why don't we spend money in vain?"

Hui Niang smiled and explained: "Sister, sometimes it is for the sake of safety. You can't save any money. The money is earned from the people. Now it's time to give back to the public. And in this way, it can not only satisfy the magistrate Ye County, but also avoid gossiping from others. This is a good thing to be raised. I don't know what should we print?"

Chen Xi thought about it. Since Ye Mingsu admired the book Qionglin he compiled before, he would just print it out so that Ninghua's children could learn more. Seeing that the year-end exam season is coming, the Fujian Academy of Education and Government will organize examinations in various prefectures and counties. Seeing that Ninghua's people are simple and well-educated, they will naturally praise Ye Mingsu very much. At that time, the Ye family will operate slightly and Ye Mingsu will be able to be promoted, and there will naturally be benefits.

When Chen Xi thought what he wanted to do, Hui Niang naturally agreed.

Before, Lu Xier learned to learn Qionglin in kindergarten and made great progress in reading and writing. She herself also felt that the book written by Chen Xi was of great educational significance to children, and now it has been promoted to make Chen Xi famous.

Hui Niang immediately sent a letter to Ninghua, and at the same time sent the original manuscript of Qionglin compiled by Chen Xi, and asked the printing workshop to print the first batch of 2,000 copies to the government, and the Ninghua County Government will send it to the city schools or municipal children for education.

After the matter was arranged, Hui Niang decided to go to the matter and devoted her energy to the banking account.

The fifteenth day of the first lunar month, the Lantern Festival.

That day, Yi Zao Huiniang took Zhou and Shen Xi to the silver house to prepare for the opening of the business.

The silver number is scheduled to open on the 16th of the first lunar month, which is in line with the opening of the city's shops.

The Yinhao is facing the street, only more than a hundred steps away from the Chamber of Commerce’s main hall. A second-story blue brick house is used as the business premises. The lobby is separated by a high counter. According to Chen Xi’s intention, enter from the main entrance of the Yinhao. Those who come to exchange or save money cannot enter and exit the counter at will. If a large merchant comes to discuss business, please go directly to the back hall.

The silver warehousing is set up in the backyard of the silver yard, which symbolically stores some silver, and the remaining silver must be transferred to the Chamber of Commerce General Pavilion for storage. Now the Chamber of Commerce General Pavilion has rented all the yards on the left and right, and the venue has been expanded more than ten times more than the beginning. One of the yards has built an escape tunnel. At that time, several underground secret rooms will be built based on this tunnel as a place to store money.

Chenxi reached the ground and was still cleaning inside.

A business like Yinhao has never had before. Chen Xi's idea was to exchange silver and copper coins as its main business at the beginning, and then gradually increase deposit and lending projects later.

If you can't get fat, you will be afraid of taking too much steps. Before the reputation of the bank account has started, there will be a slight disturbance among the people, and it may cause a bank run. The bank account may face the misfortune of bank account as soon as it opens.

Twenty or thirty major shareholders who have invested in the bank account also came to see the venue. After all, they have their own share in the bank account, and they always think about it when they pay the money, so they have to see it with their own eyes to feel at ease.

This is the first time that Hui Niang has introduced Zhou's family to these chambers of commerce.

People in the Chamber of Commerce have long heard of Zhou and her husband Shen Mingjun. After all, outsiders know that Hui Niang runs pharmacies and printing workshops, and it depends entirely on the help of the Shen family. Of course, the reputation of the Shen family is spreading well and badly. Zhou's smart and capable people all praise her, but many people think that the Shen family is intentionally or unintentionally eroding the Lu family's industry, and even suspect that Shen Mingjun has the idea of ​​taking Hui Niang's concubine, and that both people and wealth are gained.

The rumors outside are not trustworthy. Zhou said that he heard this and said that it was indifferent to the wind. Customers who often came do not need to care about these things. As long as the medicine shop can cure the disease, it will be done.

Even if the people in the Chamber of Commerce hear the news from the outside world, they dare not be disrespectful to Zhou in front of them. After all, Zhou and Hui Niang have a deep affection. Offending Zhou is equivalent to offending the chairman of the Chamber of Commerce. They will not do such an unwise thing.

After watching the venue, Hui Niang introduced the shopkeeper and his friends to the major shareholder.

These people have innocent wealth and have no past of committing crimes. They are all honest and loyal people at home.

In addition, Hui Niang invited many guards who were very good at fists and asked the government to ask some yamen runners from the government office to help maintain order. Hui Niang even greeted the gangsters who were a little powerful in the city and gave them money to worship the mountain, so that they could take more care of the silver number.

Hui Niang is well-off in everything and takes care of almost everything she can think of, so that the bank will not affect the normal operation of the bank after opening the bank.

Shen Xi followed Hui Niang and took a look, took notes of some shortcomings he noticed, and went back to Hui Niang and found details.

Since the silver number was just starting to exchange silver and copper coins, which was the same as the money shop’s business method, there was no need to prepare too much for capital.

The bank is backed by the chamber of commerce, and the merchants received by the chamber of commerce will definitely exchange the copper coins they have obtained for silver. Therefore, in the business projects set by the bank, the silver and silverware obtained by the people are mainly exchanged for copper coins to the people, and then the silverware obtained by the silverware is melted and cast to those merchants who need light silver to go on the road.

As for the shops in the city, if you need to exchange money, you can also come to the bank account. If the person in the chamber of commerce comes to exchange and can enjoy the discount on the exchange ratio, it is also a special preferential treatment for the person in the chamber of commerce.

After seeing the venue, the shareholders were very satisfied. Hui Niang did much better in preparation than men, so they couldn't help but admire her.

Afterwards, Hui Niang informed the specific process of opening the next day, mainly based on what Shen Xi mentioned earlier. The opening of the bank account must first be made public. On the day of the opening of the market on the 16th day of the first lunar month, people will be sent to post notices in various parts of the city to let people know the business scope of the bank account.

Many people have silver on hand, but because the vendors in the street only collect copper coins, they could only find some black market vendors to exchange for silver with good quality, and sometimes they could exchange for 700 or 800 cents, which was not cost-effective. After having a silver account, the silver account would give a exchange rate that was almost the official price, which would be of many conveniences to the daily life of the people.

ps: The second guaranteed update!

The emperor is going to pick up his daughter to attend cram school on weekends. Time is a bit too long, so I’m sorry! But don’t worry, the emperor’s promise will never waver, and we will continue to update five today!
Chapter completed!