Chapter 0710 Dead friends don't die, the lid is lifted
If you do not consider the exquisite layout of Gaoxian using force to hit the force, Chen Bi, the master of Huifeng, is indeed very clever.
Under the guidance of intentional advancement, next year, that is, in 1983, the chairman of the Xiangjiang Bank Association will be the chairman of the Youli Bank, which immediately became the focus.
You should know that the Xiangjiang Banking Association is a legal group in the Xiangjiang banking industry, providing a formal mechanism for communication between the Hong Kong government and the banking industry. When banks operate in Xiangjiang, they must have sufficient qualifications to obtain a bank license from the Hong Kong government. And become a member of the Xiangjiang Bank Guild.
This shows that the status and authority of the Xiangjiang Banking Association are.
The Xiangjiang Banking Association and its predecessor, the Xiangjiang Foreign Exchange Banking Association, have long been headquartered in London, England by Hong Kong banking overlord Huifeng and Standard Chartered, headquartered in London, England. They take turns to serve as chairmanship, changing every year.
Now that this convention has been broken, the favorable banks other than Huifeng and Standard Chartered are about to become the chairman of the Xiangjiang Bank Association, which naturally attracts widespread attention and enthusiastic analysis.
Huifeng Bank gave a high-sounding explanation that since accepting Sir Gao's leadership, the bank's development has maintained a stable and excellent momentum, becoming a model for local banks in Xiangjiang. Leadership is becoming increasingly apparent. Therefore, Huifeng decided to Next year's term as chairman of the Xiangjiang Bank Association will be given to favorable banks to better unite all walks of life, work together to overcome the current difficult period of economic development.
Chen Zuze, general manager of Youli Bank, made a humble response on behalf of Youli Bank. Thanks to the Finance Department and Huifeng, Standard Chartered for their respect. Youli will cherish this opportunity extremely and live up to its entrusted completion of this pioneering term.
As a "newcomer", in order to reduce uncertainty and outside speculation and doubts, Chen Zuze also listed the priority work directions that banks will pay attention to after becoming the chairman of the Xiangjiang Bank Association.
For example, the Xiangjiang Banking Association will negotiate with the official government to cancel the interest tax on bank deposits.
For example, the Xiangjiang Banking Association will also examine the current exposed bank operation problems to avoid repeating the mistakes of the banking crisis in the 1960s.
In short, it is beneficial for banks to express themselves in a modest manner and clear manner, which quickly makes the outside world, who is talking about the trends of the Xiangjiang Banking Association next year, have a clear understanding of the situation.
At this time, when you look back at the fact that the bank will serve as the chairman of the Xiangjiang Bank Association, you will find that although it is a bit unexpected at the beginning, it is natural and reasonable.
It is beneficial for banks to have this qualification!
At present, in the Xiangjiang banking industry, the bank is second only to Huifeng, Standard Chartered, and Hengsheng Bank. If it is added, it will make people feel unfathomable. The Gaoyi Bank Group, which is composed of the Gaoyi Bank Group, is only under Huifeng.
Besides, the bank mentioned that after taking office, the work direction of the Hong Kong Bank Association, in consultation with the Hong Kong government to cancel the interest tax on bank deposits, was overjoyed by stakeholders, including all banks in Hong Kong.
Although the Hong Kong government has always ruled Hong Kong in a way that is almost let go, in key areas, the Hong Kong government has re-set cards and protected its own interests. Bank deposit interest tax is one of them, especially foreign currency deposit interest tax. Up to fifteen percent.
If the deposit interest tax is really cancelled, it will be like a lack of a chain.
However, Chen Zuze was a little confused about this, "The official mansion is really willing to spit out this piece of fat meat?"
"You still haven't figured out the psychological activities of the British." Gao Xian laughed, "In the past, the 97th issue was far away, so the main palace naturally guarded its own interests; now, there are more than ten years left, so let's go.
It’s meaningless to be stingy, so it’s better to have a happy favor."
"What's more, judging from the current situation of the Hong Kong economy, bank deposit interest taxes, such as burdens, constraints, and other side effects are indeed becoming increasingly obvious."
Chen Zuze thought about it and it was really the big trend.
Gao Xian pointed to several documents that he had just reviewed, and said, "Although there is still some time before New Year's Day next year, some things can be started, and Huifeng is also very concerned about it."
"First, in the name of the loan alliance, ask Jardinet whether the loan repayment can be fulfilled on time. It owes nearly 10 billion yuan in the loan alliance including Huifeng, Standard Chartered, and other benefits. In this special period, it should give
A clear guarantee.”
"Secondly, in the name of the Banking Association, let Hang Lung Bank submit the latest operating data immediately. If it does not cooperate, then ask the bank supervision specialist in the official residence to take action."
Chen Zuze understood the first thing without thinking, but he was a little confused about the second thing, "The boss thinks that although Hang Lung Bank has successfully dealt with the previous tide of squeezing, there are still serious problems."
Gao Xian nodded, "When Gao Yi cleared Jianing, Yida's assets and debts, he pulled out the carrot and took it out of the mud and found that Henglong Bank had abnormal loan problems, which probably exceeded its own assets."
Chen Zuze took a breath of air conditioning. The thrilling banking crisis in Xiangjiang in the 1960s was not completely forgotten by people in the circle. A lesson provided by this crisis is that if a bank goes bankrupt, it will have a chain reaction.
It affects the entire banking industry.
"It seems that the favorable term of the president of the Banking Association next year will not be relaxed." Chen Zuze said with emotion.
"Heng Lung Bank is just a medium-sized bank. Even if it is really bad, as long as it is discovered in time, with Huifeng and the Financial Secretary, the risks should be controllable." Gao Xian said playfully: "The problems of Hang Lung Bank can be checked slowly.
, go and beat the tiger with a shaking mountain first.”
...
Chen Zuze, who received Gao Xian's instructions, returned to his office and immediately contacted Jardine. He was very kind. The economy is so recession now, so the loan alliance is very concerned about Jardine's current situation and how is his ability to repay debts?
Are you here to explain the situation?
Bao Fuda, the deputy general manager of Jardine Shek, put down the phone and hurriedly went to Niu Bijian, the senior team of Jardine Shek, and reported it.
Niu Bijian, who was also nervous, pondered: "Hidding and hiding is more suspicious. You go and try to drag it back."
Bao Fuda took the order helplessly, gritted the bullet and came to the headquarters of Youli Bank. When he met Chen Zuze, he mustered up the courage and pretended to be Bo Yi: "Yimhe's family is big and has always been a good reputation. He is a gold medal customer in the banking industry. Chen Sheng is as good as
Is it such a big deal?"
Chen Zuze smiled faintly, "At this time, the bank's life is not easy. Hang Lung Bank has experienced a wave of squeezing and squeezing. Moreover, the Banking Association is preparing to launch a new review based on capital adequacy ratio and loan-to-deposit ratio.
system."
Bao Fuda snorted carelessly, "How could Henglong Bank be compared with you big banks? How could it be said that hard life is coming?"
Chen Zuze coughed lightly and said straight: "The loan from Jardine and Jianing to develop the Miramar Hotel is beneficial to agree to discuss it again, but Jardine must provide guarantees for the loan from the loan alliance, and Huifeng is paying attention to it."
"Huifeng?" Bao Fuda asked subconsciously.
Chen Zuze nodded seriously, "If you don't believe it, you can go to Huifeng alone to verify it. Now the loan alliance is in a consistent manner and entrusting it with a favorable errands."
Chapter completed!