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Chapter 1359 Threatening the Bank with Saving Money

Jiang Baili was choked and died of half a loss, with a 3% interest of 2 billion yuan, which is 60 million yuan a year.

Is this a little money?

"Mr. Chen, didn't you say you wanted to lead Jiang Baili to the bait?" Ba Laizi was puzzled.

"What's the urge to swell his appetite?"

Chen Meng tapped the table with rhythmic fingers, "Believe it or not, he will call soon."

Jiang Baili held up the hung-up phone and was caught in his heart. 2 billion yuan. If he could release it, he would be very confident in a year that he could generate 200 million yuan in profits.

With money, performance will be available. Promotion and salary increase are not a luxury.

It was related to the vital interests. How could Jiang Baili not be moved and called again, "Mr. Chen, it's still me."

"President Jiang, my time is very precious and I don't have time to chat with you." Chen Meng said impatiently.

"Mr. Chen, I hope to meet you and have a specific chat."

"If it's still about interest, don't talk about it. I'm not interested. Also, President Jiang, if you harass me again, I'll complain to you." Chen Meng warned.

Then he hung up the phone.

"Rich people have such a big temper."

Jiang Baili sighed and put down the phone.

I walked around the office with my hands behind my back, and it was always the only one who asked me for his share.

This is the first time he is humble and begging others.

"President, what should I do?"

"This money cannot be moved, so let me leave it first, let me think about it." Jiang Baili waved his hand and asked his subordinates to go out first.

2 billion yuan of funds, even if it is a survival period, will have at least 0.3% interest per day.

It's 6 million a year.

If you move, you can't move. If you leave it, you can't increase your income to the bank.

I have to pay 6 million in interest every year.

What's this called?

Jiang Baili tasted it for the first time, and it was not a good thing for customers to save too much money.

Unless he aroused Chen Meng and asked him to transfer the money, he was unwilling to accept it.

Sudden.

A flash of inspiration flashed in his mind, and he remembered Chen Meng's last words, if it was still about interest, don't talk about it.

What does it mean is that other than interest, can you talk about anything else?

What else to talk about?

Jiang Baili decided to visit Chen Meng in person.

After asking around, I found out that Chen Meng was actually in the Hualong Real Estate Branch of Jiangzhou City, and he was also the boss behind Hualong Real Estate.

After learning the news.

Jiang Baili suddenly remembered something. A few days ago, Qingshan County signed a cooperative infrastructure project with Hualong Real Estate Company.

to this end.

He specially called Ba Lai, the manager of Hualong Real Estate, and was willing to provide a loan.

He was frightened by the other party's unprecedented condition.

Within a few days, Boss Chen transferred 2 billion to the account.

Is there any connection between the two?

...

"Mr. Chen, Jiang Baili is looking for a meeting." Ba Laizi said excitedly.

"Let him come in." Chen Meng smiled.

After a moment.

Jiang Baili entered the office, "Mr. Chen, I really didn't expect that you are the boss of Hualong Real Estate, you are so respectful."

"You are kind to President Jiang, come here, I don't know what it costs." Chen Meng did not stand up to greet him, and sat firmly on the chair.

"It's just for the 2 billion deposit." Jiang Baili handed the cigarette attentively.

"I have already said it clearly on the phone. I am not interested in interest." Chen Meng frowned and took the cigarette.

If you can catch cigarettes, there is something to talk about.

Jiang Baili was relieved and sat down without asking, "Mr. Chen, why not do this? I can add another percentage point to you. If 2 billion yuan is worth 80 million yuan a year, it is not a small amount of money."

"It's not a small amount of money to you, it's optional to me." Chen Meng said lightly.

Jiang Baili's breathing was stagnant, "Mr. Chen, if he could agree to deposit this money regularly, he would become our bank's top VIP customer and enjoy a low-interest loan of up to 10 billion."

“How low?”

“5 points.”

"President Jiang, I will deposit 2 billion in your bank. You give me 4 points of interest, and then I will repay you 5 points with a loan. Do you think I am a fool?" Chen Meng looked stern.

Strictly speaking, 5 points are indeed not high.

The large loans released by banks, especially for real estate, are even at 8 points.

Jiang Baili was embarrassed, "Mr. Chen, the account is not calculated like this. If you deposit 2 billion, it does not mean that you have 5 billion or 10 billion... If you have any projects that require a lot of money in urgent need of big money, our bank can provide you with the first one."

"If I want 10 billion, will your bank have it?" Chen Meng said lightly.

"No, but I can ask the brother banks to coordinate." Jiang Baili said.

It is normal for a small market to not be able to afford 10 billion.

But if a customer really needs a loan of 10 billion, he can negotiate with other banks to share the money and share the profits.

"I don't have 10 billion, but I still have 5 billion. Given that President Jiang has a good service attitude, I decided to deposit 3 billion in the account." Chen Meng said seriously.

ah?

Jiang Baili's scalp was numb, "Mr. Chen, don't, you should deposit it in another bank."

"Hey, what does President Jiang mean? This is the first time I heard that banks do not welcome saving money." Chen Meng said in surprise.

"To be honest, it's not that we don't welcome saving money. We usually want to deposit large deposits like Mr. Chen for regular periods." Jiang Baili said with a sad face.

"After depositing it for a regular period, the bank can lend money with confidence, right?" Chen Meng smiled.

"Mr. Chen understands it right."

"If you have a survival period, the bank dares not release it casually because I don't know when I will take it, and I have to pay a lot of interest every day, right?" Chen Meng said again.

"yes."

"Didn't you just say that Jiangzhou Construction Bank does not have it. You can adjust it to the next level. Brothers' banks are afraid of what are you afraid of."

"Any other brother banks may not be able to take out such a large deposit." Jiang Baili dared not hide it. A big customer like Chen Meng is very rude. He is not able to deceive the bank if he is clear about the bank.

"Governor Jiang is very honest. Since that's the case, I decided to open the company's account in your bank. It's not much, only 18 billion. Don't worry, I usually won't use this money easily. If I really want to use it, I will greet the bank a few days in advance and ask you to prepare the money." Chen Meng said with a smile.

"Mr. Chen, please spare me. If you have any conditions, just ask me. Don't bother me anymore."

Jiang Baili was about to cry, and he did not doubt Chen Meng's words at all.

Chen Meng could just take one hundred and eight billion yuan to deposit his bank, and he could take someone else to deposit his bank with one hundred and eight billion yuan.

At that time, you can just run the bank and you will be able to kill the bank.

Before he came, he was ready in his heart. Chen Meng would definitely not suddenly transfer 2 billion for no reason, and he must have something to ask for.

Otherwise, no one would be so stupid that he would not have a 60 million interest rate a year.

"Since that's the case, President Jiang, please sit down. Let's discuss in detail about the cooperation between your bank and Hualong Real Estate to develop infrastructure projects..." Chen Meng said with a smile.

Aside.

Ba Laizi was completely stupid. He lived to be 30 years old. This was the first time he saw someone threatening the bank by saving money.
Chapter completed!
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