106. Chapter 105 Are you here to hear a story?

Author: don't touch me

Chapter 105 Are you here to hear a story?

"I'll cook."

Wang Dalong, who knew that he was overthinking, felt a little guilty.

My wife has been with me for so long, and I actually suspect that she wants to harm me...

Damn me!

"No need, you work so hard every day, so let me do it."

When Wang Dalong's wife saw this, she wanted to push him out of the kitchen.

One wants to cook, the other doesn't want him to cook.

As the two were pushing each other, a packet of powder fell from his wife's arms.

Seeing something fall, Wang Dalong's wife hurriedly squatted on the ground to pick it up.

When Wang Dalong saw this, he suppressed the anger in his heart: "What is this?"

"traditional Chinese medicine."

"What Chinese medicine?"

"What do you think?"

Wang Dalong:…………

It wasn't until this moment that he understood what his wife was adding every day...

"You cook."

Wang Dalong was a little ashamed and walked out. Wang Dalong's wife was a little puzzled when she saw this: "You don't want to cook anymore?"

"No more."

Wang Dalong, whose soul was severely hit, lost the desire to cook and turned on Douyin again, hoping to divert his sadness through short videos...

the other side.

Li Chen sat in the live broadcast room and chatted with netizens.

This is an inquiry about guarantors.

He had a friend who wanted to get a loan from the bank, but his credit was not good enough. The bank manager gave his friend an idea:

Make false information and then find a qualified guarantor to vouch for it.

Since we have been good friends in the same place for many years, he vouched for the other party.

But what he never expected was that his friend never thought about paying back the money. In the end, the bank found him and he became the target of enforcement.

In order to avoid becoming a deadbeat, he had no choice but to take out his savings over the years and return them to the bank. In the end, it turned into a loan dispute between him and his friends.

"Did your friend tell you everything the bank manager said?"

After hearing this, Li Chen also raised his doubts.

No way?

Are there really such sincere friends?

Isn’t it usually because there is something going on at home or some other excuse?

"Well, because I knew he didn't have the qualifications to borrow money, I just asked."

After hearing the netizen's answer, Li Chen nodded and said, "This is the most typical form of falsification of information.

Under normal circumstances, bank clerks will not do this, and it cannot be ruled out that in order to complete their own performance, some people will instruct the borrower to find a guarantor to complete the bank's loan."

"Now I really have no choice. That friend insists that this is a loan dispute between him and the bank and has nothing to do with me, and he doesn't want to return the money to me."

Just being a rogue?

Li Chen picked up his tea cup and took a sip of tea: "Are you sure he is able to repay the loan?"

"right."

Netizen Lianmai said that he was obviously excited here: "That guy owns two properties, three cars, and many assets are in the name of his divorced wife."

This is a common trick used by old people.

Some don’t have a dime to their name, and some even work part-time to pay back the money, paying thousands of dollars a month to prove that they are paying back the money.

But according to this repayment schedule, it is estimated that the creditors will not be able to recover their debts.

The court has no choice, because he is indeed repaying the loan, and all his wages...

"Do you want advice on how to get your debt back?"

Li Chen pushed up his glasses and asked.

Lianmai netizen was a little angry after hearing this: "I want to ask if he and the bank that gave him the loan can be prosecuted for fraud, because the contract was originally a fake, he is just an ordinary employee, and the bank also knows about him

In such a situation, if you still lend him money, isn’t it fraud?”

Hearing this, Li Chen couldn't help but frown: "If you have problems with the bank, you can report them to the bank insurance supervisor, and they will come down to check whether there is really a problem in this matter.

If you want to sue the bank based on the contract, I can only say that the chances of success are slim, because you are the guarantor of this loan. The bank will check your qualifications and confirm that you are able to repay before releasing the money to the loan.

People actually don’t have any problems.”

"They knew my friend couldn't pay back the money and still gave him a loan. That's problematic in itself."

"Can you afford it?"

Faced with the other party's annoyance, Li Chen didn't have any thoughts of coddling him: "The bank doesn't know if he can pay it back, don't you know?

As a guarantor, you have certain joint and several liabilities from the moment you guaranty for him.

Let me put it bluntly, the bank will lend you money just because it trusts you, so there is actually no problem in asking you to repay it."

Li Chen looked at the barrage in the live broadcast room with a serious face: "Your question, first of all, there is a misunderstanding about the division of responsibilities.

As a carrier, a bank's role is only to deposit money, withdraw money and lend money. Why do you always think about how to sue it?

The actual problem is a dispute between your friend and the bank employee. You need to figure this out.

This employee used fraud to help your friend get a loan from the bank, but you were actually the one who was defrauded in the end. You need to figure this out.

Therefore, the best way to deal with it is to go to the Wushu Association Department to call the police and say that your friend collaborated with the employees of this bank to commit fraud on you.

Of course, whether you can file a case depends on your own reporting method."

At this point, Li Chen also disconnected from the netizen and told the live broadcast room: "Many people said that if they go to the Wushu Association to call the police, they will not file a case. In the final analysis, it still depends on whether the reporter can explain his problem clearly.

Fraud and loan disputes are actually of two natures.

The first is that I don’t have the money to pay back, and the second is that I don’t have the money to pay back now.”

Netizens in the live broadcast room started to joke after hearing this:

"This matter is very simple. The third brother called the police and the other party was definitely a fraud."

"What a joke, who is my third brother? A lawless maniac. Isn't this a piece of cake for him?"

"Outlaw gangster Zhang San: I said this was fraud, what? You said it wasn't? You couldn't be their accomplice (funny)"

"You are very good, but if I release the outlaw Zhang San, how will you respond?"

"I choose to surrender to save my life."

"Brothers, close the door and let Third Brother go!"

Seeing these barrages, Li Chen couldn't help but twitch the corner of his mouth slightly.

For these netizens who love to live a busy life, they can just act like idiots and have fun, otherwise how boring would they be?

Li Chen pushed up his glasses: "Okay, let's chat with the next netizen who wants to consult."

Live broadcast room:

"Carry it away, next person."

"This netizen, do you have any questions you would like to ask?"

"This victim, please tell your story."

"Victim: I really blocked Q, are you here to hear the story?"

"Victim: You can listen to the story, but you have to pay."

"Zhang San: Hurry up, pay the money. If you don't pay, I will send you all in!"

Li Chen:………………
Chapter completed!