Chapter 134 The arrogant second uncle at the bank gate
Sangu Printing Factory is on the verge of bankruptcy, which is entirely caused by her poor management. She actually used a trick to "escape from the golden cicada", so let her be completely eliminated.
In the fruit ecological industry structured by Lin Tao, packaging and printing is also an important part. As long as business is injected into it, I believe the printing factory will be able to thrive.
As for money, Mother Lin doesn't have to worry about it at all. Lin Tao still has more than 20 million in his account, which is more than enough to buy San Gu's printing factory.
When it comes to money, Lin Tao can't help but think about loans...
New Century Bank's Magic City branch has a spacious lobby with people coming and going, quiet and orderly.
"Sir, what kind of business are you dealing with?"
As soon as Lin Tao arrived at the door of the bank lobby, Pan Yue, the lobby manager on duty, stepped forward and asked.
"Hello, I'm here to apply for a loan." Lin Tao said bluntly.
What?
Apply for a loan?
The lobby manager looked at Pan Yue with a questioning look in his eyes.
"What kind of loan did you apply for? Personal or corporate? Have you completed all the procedures? Can you find the bank manager?" Pan Yue, the lobby manager, asked.
It's easy to go to the bank to save money, but it's troublesome to get a loan from the bank.
Various mortgage procedures, credit investigation, evaluation, capital verification, guarantee and other processes. If it is a corporate loan, you also have to look at the income statement, liability sheet, etc., which is very troublesome.
"Oh, I haven't gone through any procedures, and I don't know any bank managers. I just want to borrow 2 million..." Lin Tao continued.
Upon hearing this, Pan Yue, the lobby manager, quickly clamped his legs and put his whole body on alert!
If Lin Tao dressed a little more sloppily, he might just call the police!
Just kidding, there are no formalities. I want to come to the bank and get 2 million, but nothing is done. What is the difference between this and robbery?
Is the bank opened by your family?
Is this person really "stupid", or is he deliberately pretending to be confused?
"Do you understand the rules? You must first apply for a loan online or make an appointment with a bank manager. You can't get a loan just because you want it!" Lobby Manager Pan Yue said.
"The situation is like this... I once sent an email to your bank, mentioning the loan. Later, you replied that the loan can be applied for. If you have any questions, you can contact the president." Lin Tao said truthfully.<
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Hoho!
Looking for a bank manager?
The president has many things to do and lives in seclusion every day. CEOs of companies with an annual output of 100 million have to queue for weeks to see him.
Who do you think you are? Are you the president's son or nephew?
"You want to see the president, what's the president's last name? Have you made a reservation by phone?" Pan Yue, the lobby manager, asked again.
Lin Tao shook his head.
In the reply email, it clearly stated "You can come to our bank to apply for a loan at any time." Why are you already at the bank gate and not allowed in?
"You don't know who the president is, you're just playing the piano randomly!" Now, the lobby manager Pan Yue can be 100% sure that Lin Tao is just messing around.
Banks are formal businesses that manage money. Everything has legal processes and procedures. Can you lend money just by saying something?
What a joke in the world!
Pan Yue, the lobby manager, stopped Lin Tao and refused to let him in.
Lin Tao was also a little angry. He had clearly promised that he could get a loan, but now he was not allowed to enter. New Century Bank was so untrue to its word.
"Old Pan, what's the matter?" At this moment, a middle-aged man in a straight suit walked into the door, and behind him stood four men wearing sunglasses, majestic and full of momentum.
"Oh, I think who is here, with such a strong aura...it turns out to be Boss Lin!" Pan Yue, the lobby manager, looked gloomy as if he saw the God of Wealth coming, and smiled widely.
Boss Lin?
Does the voice sound so familiar?
Lin Tao turned around suddenly and looked back...
"Second uncle, why is it you?" Lin Tao was shocked. It turned out that the "Boss Lin" mentioned by the lobby manager was actually his second uncle Lin Jianbin.
Second uncle Lin Jianbin was also very surprised when he saw his nephew Lin Tao standing at the door of the bank.
The last time the two of them had a car accident, Lin Jianbin, his second uncle, wanted to seek revenge on Lin Tao. He never expected that his bicycle was worth more than 3 million yuan, and he lost 550,000 yuan in cash, plus a new Land Rover.
p>
It can be said that stealing the chicken but losing the rice is full of regrets.
He has not been able to swallow this breath until now...
Second uncle Lin Jianbin is a veteran who has experienced many battles. He has eaten more salt than Lin Tao has eaten rice. How could he lose to a poor relative who sells fruits?
What a shame!
"Lin Tao, why did you come to the bank?" Second uncle Lin Jianbin asked.
Before Lin Tao could speak, lobby manager Pan Yue interrupted.
"Oh, so you two are related? Boss Lin, you came just in time. Please tell your nephew to go back. He came here with bare hands to ask for a loan of 2 million..."
Lin Tao wants to get a loan from the bank?
Second uncle Lin Jianbin was slightly shocked.
But after thinking about it carefully, I think it makes sense.
Lin Tao's fruit shop has been "losing money" and he has no money, so it is normal to come to the bank for a loan.
In business, no matter how big or small, there are always times when money is tight.
"Old Pan, you misunderstood. Although this young man and I are relatives, we don't have much contact at all. It's his freedom to come to the bank, it's none of my business!" Second uncle Lin Jianbin said disdainfully.
In his eyes, there is no such person as his nephew Lin Tao.
Pan Yue, the lobby manager, has seen all kinds of people and is good at adapting to the situation. As soon as he heard the words of his second uncle Lin Jianbin, he knew that he was not compatible with the young man next to him.
Originally, he thought Lin Tao was a relative of his second uncle Lin Jianbin, so he treated Lin Tao kindly for his sake.
There is no such relationship now, and Pan Yue, the lobby manager, doesn’t look down upon Lin Tao.
"Go, go, go, I'm busy now and I don't have time to talk to you!" Pan Yue, the lobby manager, waved his hand.
The more he looks at Lin Tao now, the more frustrated he becomes.
"Boss Lin, come with me, let's go inside and talk..." The lobby manager completely changed his face when he spoke to his second uncle Lin Jianbin.
He looks fawning, just like a pug.
After hearing this, his second uncle Lin Jianbin deliberately straightened his back in front of Lin Tao and walked to the bank lobby.
"Let's go inside!" Second uncle Lin Jianbin led four men behind him and followed the lobby manager to his desk.
This guy looks down upon others.
Lin Tao did not give up and wanted to see why his second uncle Lin Jianbin came to the bank.
So I followed them to an open VIP seat in the bank lobby.
Second uncle Lin Jianbin was sitting on a sandalwood stool. A man behind him opened his briefcase, took out a stack of information and handed it to him.
"Old Pan, I don't go to the Three Treasures Hall for anything. This is the information I used to apply for a 2 million loan last time. Can you help me ask if I can get a loan today?" Second uncle Lin Jianbin asked.
It turned out that the second uncle Lin Jianbin's decoration company had cash flow problems. As early as six months ago, he submitted a 2 million loan application to New Century Bank, but it has been stuck in the bank's review and approval process.
It is indeed difficult to do the decoration business now. Regardless of the high profits, the construction company usually brings money into the business. After the project is completed, 80% of the final payment will be paid at a high price.
Within a year or two, if we provide an after-sales warranty, the profit will be as much as selling sweet potatoes on the roadside...
"As a high-quality bank VIP customer like you, the loan procedures are complete, and the loan is only a matter of time... You have a cup of tea first, and I will take a look at your information again. President Zhou happens to be in there today. I will go in to find him later. As long as
As soon as President Zhou signs his signature, the 2 million loan will be disbursed immediately!" Pan Yue, the lobby manager, complimented.
Second uncle Lin Jianbin smiled slightly after hearing this. A man behind him handed him a piece of Chinese money, then changed his hand and threw it to the lobby manager Pan Yue.
"I'm too lazy to smoke, so you can smoke it yourself." Second uncle Lin Jianbin said politely.
Pan Yue, the lobby manager, looked around slyly, and then secretly pocketed the flowers on the table.
"Since the president is here today, can you help me ask about my loan later?" Lin Tao on the side interrupted.
What?
You actually want to find the president?
Chapter completed!