Chapter 139 New Financial Products
In addition to stocks, there are various financial derivatives such as futures and options.
And various ways to make money such as hedge funds.
Maybe some people think that finance is a very high threshold and extremely complicated. It belongs to a game that is only a few people. It has nothing to do with many ordinary people.
But now, when the industry and finance cannot be divided, as long as you want to start a business, you must contact capital.
On Wall Street, it is usually coexisted by crisis and opportunities.
From the early internal transactions and false information to the later Ponzi scams, those leeks were cut one by one.
In fact, the scammers' methods are not high. The reason why so many people are deceived are caused by the follow -up behavior.
Therefore, as long as you change to a new way, someone will enter the game.
Xu Luo found a cafe to sit down and called two cups of coffee.
Honestly, he does not know where Han Xiangdong is, this buddy is the same as stealth, and never appears when you don’t need it.
But only such the ability can kill the Quartet on Chinatown.
Xu Luo read the newspaper while thinking about what kind of products to do.
After reading a few newspapers, he smelled a business opportunity in the newspaper. Since October 1979, the US Storage and Loan Association has fallen into a large number of losses. The entire housing mortgage loan system has gone to the edge of the collapse.
The current loan and loan association has fallen into despair, they can't see their heads at all, they are struggling hard.
Therefore, next Congress will pass the bill to make the mortgage market, that is, the mortgage will make a bond and go public.
In addition, from a large amount of data, it can be analyzed that if the Reagan government wants to save these storage and loan associations, it is necessary to introduce a tax exemption bill.
Provide huge relief for these storage and loan associations facing bankruptcy and loan, and to receive such reliefs, the Storage and Loan Association must sell their mortgage loans.
Because such a policy means that real estate asset securities will be greatly spawned and developed, and the US government will also interfere with this development and require a complete and standardized asset securitization company.
Who has a complete independent bond mortgage department, it means to make big money.
At that time, if the national mortgage loan in the United States wants to sell the mortgage loans in their hands, they can only come to this company.
However, now the entire Wall Street is only the Locoma company has an independent bond mortgage department.
Real estate asset securities have long been available, referred to as MBS.
Specifically, it is to gather countless household mortgage loans to a whole, and then sell bonds issued by mortgage to investors around the world.
The people of the United States can also buy a house from investors around the world, so that they can greatly reduce their financing costs. Not only will it improve the purchasing power of ordinary people, but it can also achieve the goals of everyone's houses.
It's just that this thing is like the bitterness of hope now haha, waiting for others to save.
As a trading company, the money made is not a few hundred thousands of millions of dollars at once.
Just take a small oil and water from each transaction. Although each transaction is small, it is quite considerable.
This stuff was not invented by Xu Luo. Although there is a way to pick people's teeth, the business is like this. Many times, it is time for predecessors to plant trees and future generations.
So Xu Luo was thinking that it was necessary to replace the ACC company with such a company.
Then study how to pack this stuff and sell it to investors.
If you think of financial derivatives as Russian dolls, the smallest doll in the innermost is the basic assets, which can be stocks, real estate, etc.
One set outside one after another is various financial tools.
A complete set of dolls form a set of financial products, this is financial derivatives.
The more sets, the more exquisite the baby, the higher the price;
This is the financial derivative. The more sets, the more complicated, the greater the risk, but the higher the income.
"Boss." Zhu Wenyu suddenly shouted and handed up the New York Times in his hand. "You see this newspaper."
During this time with Xu Luo, she had clearly knew that Xu Luo had a place to buy newspapers everywhere.
And no matter what the newspaper is read.
Before entering the cafe, she bought a lot of newspapers on the side of the road.
However, after coming to the cafe, Xu Luo did not look at it, but was thinking about the problem. Her eyes glanced at the newspaper, and she saw the above report.
Xu Luo has received newspapers. The above report is a Americans who lived in China. With the title of China Civil Aviation New York on January 7, I wrote what he saw and heard in China.
The above reports are not exaggerated at all. For example, the Chinese are wearing now, and foreigners cannot contact the Chinese privately. Some key components of Chinese electronic products are imported, and related industries do not have descriptions.
It is considered to introduce China for Americans who have never been to China.
Zhu Wenyu said casually: "Is the industrial system in the Mainland so bad now?"
"Almost." Xu Luo nodded.
Because China has not been officially included in the international division of labor now, many things are not complete upstream and downstream industrial chains.
For example, Chen Shurong's electronic factory opened in Shenzhen not only needs to be imported by many related components, but even plastic jackets have to find factory foundries in Hong Kong.
It is not that the quality of the mainland's production is not good. On the one hand, the requirements cannot be met; on the other hand, state -owned enterprises have their own production plans.
Don't say that the electronic factory, even the industrial chain that needs to be completed, complete upstream and downstream configuration, otherwise it is just whimsical.
Xu Luo can't change this situation, because he does not rub the chip hand, and will not study various industrial technologies.
What I can do is make money in the economy field.
Zhu Wenyu also said: "But it can always be developed. The British that year was not because of the improvement of textile machines, and with some objective factors, did they trigger the first industrial revolution?"
"Are you very optimistic about the development of the Mainland?" Xu Luo looked at her, seemingly randomly asked.
Zhu Wenyu's face has not changed at all, and smiled: "Since the boss is investing in the industry in the Mainland, if I say to see the decline, wouldn't it want to smash my own rice bowl?"
There is nothing wrong with this.
Xu Luo did not delve into it, and read all these newspapers one by one.
Have a deeper understanding of the current economic situation.
If you want to develop in the United States, you must conform to the policy of the Reagan government. If it is against, maybe people from the judiciary may be troublesome for three days.
...
Early the next morning.
Xu Luo first went to ACC to check.
This leather bag company is not even individual now, the door is tightened, and the office equipment inside has no traces of use.
But he intends to start today and let this company operate.
A circle in the company.
Zhu Wenyu asked curiously: "Boss, is this also our company?"
"Yes." Xu Luo nodded and explained, "Although it has not been opened, it will soon open."
He intends to pack the company's mortgage and debt department to pack the company's mortgage debt department.
But if the other party does not sell.
Lock the door.
Go straight to Solomon Company.
Submit your own business card, indicating that you want to visit the chairman of Solomon Company.
His business card reads [Chairman of Wall Street ACC Company].
At this time, the chairman of Solomon is John Gufran.
Although Xu Luo did not make an appointment, he had no friendship with John.
However, the name of ACC sounded Wall Street a few months ago, and malicious acquisitions are easy to pay attention.
Although the reputation is not good, the fame is also known.
Chapter completed!