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Chapter 5 05 Patent Mortgage Loan

 s

After the message was sent, Cao Mang closed Weibo.

next day

July 30, 2014.

Cao Mang ran to the factory to get test tools, a sample, and the camera patent certificate, and came to Huaqi Bank alone.

The data on large loans from domestic banks is connected to China Unicom, so it is basically impossible to get loans from domestic banks.

As soon as he walked in, a slim woman wearing a suit, vest, and long skirt that covered her hips came over.

The woman has delicate facial features and a pretty face. If 100 points is a perfect score, the woman can get 85 points.

"Sir, don't know how I can help you?" the woman asked.

Cao Mang glanced at the woman's chest.

emmm

Rather than staring at her lewdly, Cao Mang looked at her work badge. The woman's name was Chen Qiuping.

"Ms. Chen, if I want to apply for a large loan, it's best to let your general manager handle it," Cao Mang replied.

This tester was imported, and the text on the system was all in English. Smith Cassel got started quickly.

As a key account manager, it would be a shame if you couldn't understand patents and their value.

But the vampires in major companies are still as busy as ants.

A loan of 500 million yuan is not a small amount. Just because he thinks it is worth it, it must pass the review of the appraisal department, otherwise the loan will not be granted at all.

"Mr. Cao, do you mind if I send this information back to the headquarters?" Smith Casse asked.

These patents are not that simple, they can also be used in other optical fields.

"Personal loan." After Cao Mang finished speaking, he took out a piece of information, camera samples and testing instruments, and an Apple notebook from his bag.

Amado Budu opened his mailbox after hearing the computer ringtone. Generally, emails with ringtones are urgent emails.

Liquid camera?

This is quite a black technology.

While everyone was busy, Amado secretly wrote down Cao Mang's information and asked Huaxia's channels to check it later.

Under the leadership of Chen Qiuping, the two came to a small conference room, and they entered the conference room together.

"Mr. Cao, I don't know if you have a personal loan or a company loan?" Smith Casse asked.

Super anti-shake liquid camera?

"No problem." Cao Mang nodded.

New York City, USA

Wall Street was deserted at this time.

Smith Cassel used the computer to check the video he had just taken.

"Mr. Cao, please come with me." Chen Qiuping said with a hand gesture.

It is very common to use technology patents for mortgage loans in the Shenzhen market, and Smith also has some experience in technology.

She walked to the office area on the second floor of the bank.

Chen Qiuping left the conference room after receiving Cao Mang's nod in response.

After hearing what Amado Budu said, the staff in the department began to get busy.

Five hundred million soft sister coins?

This is a big customer.

Chen Qiuping skillfully made a pot of tea, placed the teapot and teacup on the table, and then said: "Mr. Cao, please wait a moment, I will notify the manager right away."

After completing a series of tests, the memory card was removed from the instrument and inserted into the laptop.

"My surname is Cao, and my last name is Mang, which means Wang Mang's Mang." Cao Mang replied.

"No problem." Cao Mang nodded.

"The evaluation department at your headquarters is still working at this time?" Cao Mang asked in surprise.

It's just that banks are not charities. If they can lower prices, they will definitely try to lower prices. Otherwise, what will the bank make?

"Camera?" Smith Cassel recognized this thing at a glance, and then he picked up the files on the table and looked at it.

"I wonder what your surname is, sir?" Chen Qiuping said with a smile.

"Dikling bell~"

"Faquet, has someone really developed it and put it into mass production?" Amado Boudo looked at the content in the email and asked in surprise.

Fifteen minutes later.

"Mr. Smith, if I send the sample to Mr. Cook of Fruit, I believe he will spend 500 million to buy it. If you continue to insist on this price, you will lose a future big customer." Cao Mang said with a smile.

.

"Mr. Smith, this is a patent certificate. I want to use the patent as collateral. This is a sample of the patent." Cao Mang pushed the thing in front of him and said.

"Mr. Cao, our bank is a global bank, and the evaluation department is staffed 24 hours a day." Smith Casse replied.

Smith took the tester and first did a simple focus test, and then did a video shake test.

Amado Budou is the evaluation manager for technology products.

"Can I try it?" Smith Casse asked as he picked up the tester.

Smith's Mandarin is very standard. If you blocked his facial features, you wouldn't be able to guess that he is a foreigner.

The door of the conference room was pushed open, and it was a foreigner who opened the door.

The white man is about thirty years old.

"Hello Mr. Cao, I am a loan manager at Citibank, and my name is Smith Casse." Smith Casse said, handing over his business card with both hands.

But Smith Cassel didn't show it, thanks to his years of professionalism.

Its value is more than 500 million. If the liquid camera is mass-produced, it can earn at least 500 million a year.

The man was wearing a black suit, with very three-dimensional facial features, a pair of blue eyes, a double chin and a hooked nose, and a slicked back hair.

Could Smith not know its value?

"Mr. Cao, your patent is really great, but I can only give you a loan amount of 300 million." Smith Casse said.

Cao Mang took the business card, glanced at it, put it down and said, "Mr. Smith, I would like to borrow 500 million RMB coins from your bank."

"Guys, a good thing has come from China. I have forwarded it to you. Please do a value assessment quickly."

"Oolong tea," Cao Mang replied.

Smith was puzzled by Cao Mang's behavior.

Smith Cassel already has a certain valuation in mind for these patents.

"Mr. Cao, I don't know if you want coffee or tea. We have oolong tea, Maojian tea, and Tieguanyin tea." Chen Qiuping walked to the tea bar nearby and asked.

Evaluation Department on the 19th floor of Huaqi Building.

He was very surprised by the effect of this camera. It didn't shake at all when shooting with shaking. The anti-shake function is really strong.

"Mr. Cao, I wonder what kind of mortgage you want to use?" Smith Casse asked.

Smith Casse looked at the patent report in his hand with a shocked expression.

After Cao Mang's information is confirmed, he can then sell the information to Apple, and Apple will definitely give him a commission.

This is a way to make extra money through technology review, and it is already an open secret in the banking industry.

Ten minutes passed.

Department members checked the patents in the database, retrieved sales data for camera-related products, and then entered the data into the calculation model.

The data model quickly calculates these royalty values.
Chapter completed!
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