Chapter 101 Still need a loan

After meeting "Sailor", Qin Chuan did not go back to "Global Business Group" or rush back to his home. Instead, he took a rickshaw to Xianshi, Yong'an and several nearby department stores and visited several bookstores.

I bought my sister-in-law a piece of cheongsam material imported from the United States, as well as several books on mathematics and foreign finance.

Then he took a rickshaw and went directly to his elder brother's house. When he passed by his house, he saw a few students who looked like students squatting on the street. Qin Chuan guessed that these students were probably his fans.

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When Qin Chuan came to his eldest brother's house, he had not come back yet. Except for the servant Liu Sao, his eldest sister-in-law and nephew were all at home. He briefly exchanged greetings with his eldest sister-in-law, then took his nephew into his room and began to check his nephew's studies.

situation.

Because Qin Chuan believes that the war between China and Japan will break out within a year at the earliest, his nephew must finish college as soon as possible and then study abroad to avoid the war, so that he can be more able to carry out his mission.

The eldest brother did not want his nephew and sister-in-law to stay in Shanghai, and actively supported his son to study abroad. Qin Chuan guessed that the eldest brother's thoughts were the same as Qin Chuan's, but he didn't say it clearly.

The university academic system during the Republic of China was somewhat chaotic. Domestic universities basically followed four academic system requirements ranging from six years to six years. The Ministry of Education of the Kuomintang did not have any hard and fast regulations. As long as the four-year bottom line was observed.

Although the academic system of St. John's University is only four years, except for some majors, most courses are taught in English, which requires students to have high English reading and writing skills. Therefore, the vast majority of students entering the school need to pass a language barrier.

, generally requires a one to two-year preparatory course, so in fact, its academic duration is five to six years.

Therefore, in order to go to the United States before the end of 2001, my nephew has been studying middle school courses on his own under the guidance of his sister-in-law in the past few months. At the same time, Qin Chuan has been paying for an English teacher to teach his nephew.

Qin Chuan has already contacted the principal, Bu Hangji, and is planning to let his nephew take the entrance exam to St. John's University after the Chinese New Year. It is best to directly attend this year's first year of college, so that he can graduate in 40 years and then choose to study abroad.

, so as to arrive in the United States before the war between the United States and Japan.

In fact, the English teacher hired not only teaches my nephew, but also guides my elder brother and sister-in-law to learn and master English.

Those books about financial investment were sold by Qin Chuan to his sister-in-law. Qin Chuan had always planned to let his sister-in-law help manage the investment company in the United States. Although many operations required Qin Chuan to issue instructions before his sister-in-law would operate as required, after all, his sister-in-law

He is the nominal boss of an investment company, and he knows nothing about investment, which cannot be justified.

At five o'clock in the evening, the eldest brother Qin Ying drove his car home on time.

Seeing his eldest brother's car, Qin Chuan suddenly felt a little annoyed. He should have bought a car for his eldest sister-in-law, but after thinking about it, he decided not to. Even though his eldest sister-in-law would soon become the nominal person in charge of his company in the United States, at home,

Regarding the construction company that develops real estate, her relationship with the company must remain confidential for the time being.

According to Qin Chuan's design, this company was founded by an American with self-funded funds from home, and it has nothing to do with anyone or any company.

After dinner, the elder brother called his elder sister-in-law and Qin Chuan to the study together.

I heard that Qinchuan was going to set up a construction company to develop real estate in the French Concession. My sister-in-law was very happy and was willing to support Qinchuan's company. Especially when I learned that this company would mainly operate in the United States in the future, my sister-in-law was even more happy.

, because then she can take care of her nephew nearby.

However, the sister-in-law was a little puzzled by the fact that she was not required to participate in the management of this domestic company, and that she would only be able to openly and honestly take charge of the company's work after she came to the United States. After Qin Chuan explained the reason in a vague way,

My sister-in-law didn’t ask too much.

Although the eldest brother Qin Ying is very supportive of Qin Chuan's purchase of real estate, he thinks that Qin Chuan has grown up and knows how to accumulate his own property. However, he still carefully asked Qin Chuan why he wanted to purchase land and build a house in the concession, and how he planned to operate it.

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In his sister-in-law's surprised eyes, Qin Chuan judged that the war between China and Japan was likely to begin next year, and that the Shanghai Concession would become a haven for the rich and those with some savings. At that time, facing a large influx of people,

With the influx of ordinary people and wealthy businessmen, the concession will inevitably be overcrowded, houses will become an urgently needed and scarce resource, and the prediction that house prices will inevitably rise sharply is given in detail.

Although the sister-in-law was extremely surprised, the eldest brother listened and thought silently for a while, but he was very satisfied with Qin Chuan's judgment and approach.

The eldest brother told Qin Chuan that he had asked their bank to help with the matter of registering the company in the United States. The registration in the United States could be completed tomorrow. Because of time constraints, the eldest brother did not consult Qin Chuan about the name of the company and had already finished it for him.

, it’s called “Pan American Investment”.

As for hiring an American to be the manager and nominal boss of this real estate company in Shanghai, we have already made plans. A staff member of their bank's credit department is interested in being the manager. My eldest brother has already talked with this American in private.

, but the salary and benefits still need to be discussed with the sister-in-law before signing a contract with the sister-in-law.

Naturally, the sister-in-law had to come forward for these matters. The three of them only discussed matters such as the company's operating structure, land purchase, bank loans, and company articles of association.

Qin Chuan also explained the company's purchase of land and how to use subsequent funds to maximize efficiency.

Nowadays, the price of land in the Shanghai Concession is between 15,000 and 18,000 yuan per acre. The land price near Xiafei Road is more than 19,000 yuan. If you want to buy a piece of good land with the more than 20 million yuan in Qinchuan,

Even if we invest all of it in land purchase, we can only purchase more than 1,000 acres, so the funds are still a little short.

Regarding this point, Qin Chuan has already made plans. He is not planning to buy a better plot of land. Instead, he will choose the large piece of wasteland at the westernmost end of the French Concession. If he purchases a large number of plots at once, he will promise to build there as soon as possible.

Perfect, the land purchase price will be reduced, and the reduction will not be small. If it is reduced to 14,000 per acre, it will be a difference of several million. More land can be purchased and more houses can be built. Of course,

Will make more money after selling.

In addition, Qinchuan has another way, which is to purchase land first, and then use the purchased land as collateral to obtain loans to build houses.

Qin Chuan's method of "borrowing chickens to lay eggs" attracted unanimous praise from his eldest brother and sister-in-law

Moreover, Qin Chuan rejected his elder brother's suggestion to get a loan from Citibank, but insisted on getting a mortgage from Japan's Zhengjin Bank.
Chapter completed!