Dade Huitong, also known as Dade Bank, is the largest bank in Shangjing City. Even the former Imperial Village Rishengchang cannot compare with it.

Its main business is exchange, which means deposits at place A and delivery at place B.

There are also deposits and loans, mainly the latter, which in layman's terms are loans.

There are many banks and pawnshops, but only a few are big ones, and Dade Huitong is one of them.

It originated in the south and was jointly established by several major business gangs, so it has more credibility.

When merchants are doing business, coins are inconvenient to carry and easy to wear out. If the amount is huge, there is a risk of being robbed. Merchants from various places in Beijing deposit the money earned from sales in Dade Bank. The bank will issue half a coupon and the other half.

Send it to the branch where the money is withdrawn. After the businessman returns to his hometown, he combines the coupons and withdraws the money. This coupon is called a money order.

This model does provide convenience for merchants, but it also requires a certain percentage of fees.

As an exclusive private monopoly bank, its profits are quite generous. When high-priced grain broke out some time ago, this bank openly provided loans to the people.

One hand lends money at high interest rates, and the other hand sells grain at high prices, making money on both ends.

Xue Huairen recalled these situations and knew that this was a tough nut to crack.

The background of Zuixianju is big, but knowing the pros and cons, I almost relaxed.

But Dade Huitong is different.

Behind this bank are several major business gangs, and they are also backed by the southern gentry. The situation is different.

They only want to make money, and it would be extremely difficult to get them to reveal anything.

If the ones with the biggest backgrounds and the richest are taken down, then the rest will be easier to deal with.

How could Xue Huairen not understand His Majesty's intentions?

In fact, the purpose of levying commercial taxes this time is mainly to increase the revenue of the national treasury, so there are no specific details. Those who have money will do more, and those who have no money will ask for less. It is purely a rough estimate.

In fact, it is a disguised form of making money.

If you want to check the accounts and calculate the profits and collect them according to the proportion, this requires a lot of manpower. If you go through each house and collect the money, everyone will be useless, and it will take a lot of time.

And for merchants, the cost of counterfeiting is also very low. How can you know whether the account is real or fake?

So this is a confusing account.

The formulation of tax laws is not an easy task. For example, land tax can also be measured by acres of land, while commercial tax is complicated.

The income of each merchant is not transparent and it is impossible to check it.

However, the Ministry of Revenue has been improving the tax laws according to His Majesty's arrangements. I heard that they need to obtain business licenses, fixed-amount invoices and so on.

But it takes time.

The main purpose now is to make money, but it's just disguised as collecting business taxes.

This Your Majesty is so cruel!

But this is the right thing to do.

"Master Xue."

At this moment, Xue Huairen heard a special whisper outside.

He raised the curtain of the sedan chair, and sure enough, the person coming was Hua Xinghe, the commander of the Jinyi Guards.

"Why are you here?"

"Your Majesty asked me to come."

Hua Xinghe said: "How about you go back? Going to Dade Bank is different from Zuixianju. This is your Majesty's wish."

"Um?"

Xue Huairen is so shrewd, he reacted immediately even if his hair was empty.

"Your Majesty has an oral message?"

"That's right."

Hua Xinghe said: "Your Majesty means to peel off the skin of Dade Huitong. He also said that bank finance should be state-owned, how can it be dominated by private individuals? This seems to be what he means."

Xue Huairen understood and agreed with this sentence.

The importance of banks is even more important than that of food. I am afraid that Dakang Bank will be opened soon.

"We at Jinyiwei are better at this kind of thing."

Hua Xinghe comforted him: "You'd better go back, so as not to be covered in blood."

"Ha ha!"

Xue Huairen smiled and said, "Do I still care about this? I'm older, so it's good to go out and walk around."

"Then Mr. Laoxue will accompany you."

Hua Xinghe's posture is very low.

In fact, strictly speaking, this old man is much more ruthless than their Jin Yiwei...

A group of people soon arrived at Dade Bank.

Although this street is not the best location, it is one of the best in Shangjing City.

The shops that connect half the street on the north side all have plaques of Dade Huitong, half of which are banks and half of which are pawn shops.

This is the real predator.

When Hua Xinghe and others arrived, there were already people waiting in front of the bank's main entrance.

The leader was a middle-aged man wearing Chinese clothes, with slightly white complexion, medium build and good temperament.

Behind him, there were five or six people, making respectful gestures, as if they were waiting intentionally.

"Master Xue."

"The grass-roots people have met Mr. Xue."

When the official sedan fell, the middle-aged man ran quickly to meet it, keeping his posture very low.

Xue Huairen glanced briefly, knowing that they were prepared in advance, and then said calmly: "The common people are not dressed like you."

He said something casually and then asked: "Where is Li Yongchang?"

"Shopkeeper Li is not in the shop. If you need anything, just ask the younger one."

"Really not here?"

At this time Hua Xinghe walked over from behind.

"Hua...Master Commander."

The man in front of him was startled, and his voice was trembling.

A person's name, the shadow of a tree.

This was the biggest butcher around Emperor Yuanwu at that time.

In fact, Hua Xinghe was not famous before. He was once the chief of the Duwu Department.

But the Duwu Division itself is a secret organization, and as the head of the division, he rarely appears in front of others.

What really made him famous was that after the establishment of the new dynasty, whenever there was killing, he would be there...

It seems that today is difficult. Thinking about the instructions of the big shopkeeper, Huang Li took a deep breath, calmed down a little and said: "I'm Huang Li, the manager of Dade Bank. If you have any orders, you can tell me."

"We are here to collect business taxes."

"I know, I know."

Huang Li said: "Since it is His Majesty's will, we will naturally follow it. We have prepared the accounts and are waiting for you to check and collect them."

"Um?"

Xue Huairen hesitated slightly.

He didn't believe that Dade Bank would be so happy.

The big shopkeeper, Li Yongchang, did not show up and only introduced a small manager, fearing that there would be problems.

He remained silent and looked at Ying Junyuan, the leader of the Taxation Department of the Ministry of Household Affairs.

A group of people entered the bank.

Under the guidance of Huang Li, we came to a hall.

This hall is elegantly decorated and full of antique flavor.

"My lords, please take a seat. The accounts will be brought immediately."

As Huang Lizheng spoke, a waiter brought tea and water to serve Zhou Zheng.

"Let's do business first."

"clear."

Huang Li's attitude was very good, and soon someone brought in an account book.

"I heard that the collection of commercial tax starts from this month. The account books of the month will be checked, and the profit of this month will be used as the criterion. One out of ten will be used to pay the commercial tax? Is Xiao Xiao right?"

It can be seen from this that they have sufficient understanding in advance, but this is normal.

Dade Huitong naturally has channels in this regard.
Chapter completed!