Chapter 43 Starfall (3)
The guard leader Deng Ping, with a few plainclothes guards and He Guangyi, surrounded Zhu Yunqi and left the Forbidden City through the armpit gate.
In early winter, there are far more pedestrians on the streets than in summer, and they are very fast in two or three.
"You don't know something!" Zhu Yunxiu sat in a carriage pulled by a single horse, leaning against the window and said to He Guangyi who was following outside, "Xie Jinzhong, the man who brought Hongshu back, was awarded the Count for his merit."
He Guangyi was stunned. He was very interested in his daughter Xie Yan'er, and he was still in his house and had no title. Unexpectedly, Xie Yan'er's father Xie Jinzhong became the Count.
"Actually, you have made great contributions to the sweet potatoes, but your identity is due to your long-term plan for the title!" Zhu Yunxi continued, "When the letter from Japan has been sent, all the weapons required have been transported, and the people from the Ministry of Works have also been sent. When the fight starts there in the future, you will reward the achievements of the Ming Dynasty for the Silver Mountain and the achievements of Hongshu!"
He Guangyi hurriedly said, "The emperor has given me enough, what titles are not titles..."
"Hey, don't you want your children and grandchildren in the future?" Zhu Yunxiu smiled in the car window, as if he was depressed and comfortable in the street scene. He smiled while holding a handful of melon seeds, "It's better than not, right?"
At this moment, the guard Deng Ping suddenly came over and whispered, "Master, the road ahead is blocked!"
Zhu Yunxiu was quite surprised. This street is the most prosperous and spacious Chang'an Street in the capital. How could it block the road?
He stretched out his neck and looked out. The end of his sight was filled with people, mixed with crying and scolding. There were countless people surrounding several shops, and the crowd was infuriated.
It seems that if the officers were not maintaining it, they might not have been smashed on the spot.
"What happened?" Zhu Yunxiu asked.
"I don't know." Deng Ping said, "Master, let's change the road and don't let people collide..."
"Go to ask!"
Zhu Yunyu said two words, and Deng Ping went there in a hurry.
Then Zhu Yunqiu came out of the carriage and stood on the side of the road and looked up. There was a constant sound coming from the other side.
A decent dressed like a shop manager, standing in front of the shop, bowing and begging, constantly begging.
"People!People!"
"The vulgarity is just a little difficult recently, not that it's not unresolved."
"Sheng Hengda is also a time-honored brand in Beijing, and he must not do anything that is unreliable. When the money from Suzhou arrives, he will be cashed out immediately!"
"Everyone! Everyone! Alas, don't smash it, don't smash it!"
The manager was talking, and countless rotten vegetables and leaves were thrown over the crowd, mixed with bricks and tiles. With the crackling sound, the doors and windows of the shop were broken.
"You said so last month!"
"Bah, hurry up and give us money, and I took our silver and put the stamp money. Now I can't collect it back and I will make excuses for us!"
"What is this messenger stopping us? Sheng Hengda won't give us money, but you don't arrest anyone but stop us?"
The sound was getting louder and louder, and more and more people were watching the fun. In the blink of an eye, there was a lot of water in front of the shop.
Amid the noise, Deng Ping ran back quickly.
"Master, that's the case!" Deng Ping found out clearly and said, "There is a money house called Sheng Hengda in front of him. Many merchants in Beijing have placed the goods and silver in his place and handed over it on their behalf!"
Zhu Yunxiu thought, "I have heard of this name!"
The business of the Ming Dynasty was prosperous, especially when the capital gathered merchants and officials from all over the world. The number of cash in exchange for daily trading was extremely large, so the money dealer came into being.
Today's money houses have already taken shape as banks. They not only provide savings and loans, but also engage in business such as mortgage logistics and warehousing, and even real estate pawns.
People who do this business are all very good at hand and have excellent credibility.
"Since last month, Sheng Hengda suddenly only exchanged 1,000 silver dollars a day. After this month, there was no copper coins on the counter. The merchants who kept the silver here were anxious and came to make trouble every day!"
"This Sheng Hengda is said to be a time-honored brand!" Zhu Yunxiu thought, "Their gold tickets are hard currency, why did they suddenly become like this? These people can't make money here, so don't report to the official?"
Such cases are the most difficult to deal with. The Ming Dynasty's law is very vague about private storage and lending, and it is nothing more than adhering to the way of dealing with debts and repaying money.
Deng Ping continued, "It was said that Sheng Hengda took out the money and lent it, but it couldn't be collected. It has been reported to the official, and Yingtianfu also gave an explanation, asking Sheng Hengda to raise the money quickly." As he said, he paused, "However, such a huge amount is probably not a day..."
"How much money?" Zhu Yunxiu asked.
"Eighty-two thousand." Deng Ping said.
Even Zhu Yunxiu was an emperor, he was shocked by this number. Last year, the amount of commercial tax surplus in the country was only a third of the national commercial tax surplus.
At this time, He Guangyi said, "You don't know that this money shop is a profitable deal!" As he said, he smiled, "For example, Sheng Hengda, they have a lot of reputation and assets, and the merchants can trust them. Besides, if you want to keep the money here, you will have two cents of interest. However, there is a term for depositing the money here, ranging from three months to three years. If you don't need to withdraw money at the right time, you won't have any interest."
Two points of profit is a lot.
Ten thousand is two hundred per month, and one hundred thousand is two thousand.
"They handed over and let go of the money saved by others at a rate of 50% interest, and earned a net profit of 50% if they didn't do anything." He Guangyi continued, "This is still the case of mortgage. If there is no mortgage, the interest rate of the money released will be as high as four cents!"
"If the borrower cannot pay it back, then the interest rate will be raised..."
"What if someone refuses to pay back the debt?" Zhu Yunxi asked with a smile.
"He won't suffer any loss if he doesn't pay it back!" He Guangyi continued, "For example, if you borrow 10,000 taels, the mortgage must exceed 10,000 taels. If you don't pay back the money, you will receive the mortgage, or real estate or land, or goods, etc."
"No matter what, this money house is not at a loss, only the more you make, the less you make."
"It's not only borrowing, but also advance payments for goods. Over the years, the money it made in Hengda has gone to!"
Zhu Yunxi suddenly asked, "How do you know so clearly?"
"I was promoted to the commander of the Jinyiwei. When I was promoted to the commander of the Jinyiwei, Sheng Hengda's second cabinet, I found him from someone's way and sent him three thousand silver notes." He Guangyi did not hide it, "but I did not take the money and returned it intact."
As he said that, he paused, "It is said that behind Sheng Hengda are eight shareholders, Shanxi Baochang, and Suzhou Tongdaxing..."
"I'm afraid there are people from the official family?" Zhu Yunsheng said with a smile.
"This... I dare not speak nonsense!"
Zhu Yunxiu looked over there again, "Why did such a big deal happen if something happens?" As he said, he pondered for a moment, "The most important thing for their business is reputation. If such a thing happens, a hundred years of reputation will be destroyed. Who dares to deal with them in the future?"
"Besides, it has made so much money over the years, so it shouldn't be prepared for any money to cross the river. It's abnormal!"
"You guys don't know that such businessmen are the most greedy. They dare to call ten thousand yuan for a single cent of business. As the saying goes, if you walk too much at night, you will always encounter ghosts." He Guangyi smiled and said, "You may not be able to make any mistakes behind you. You will be able to squeeze them out at this time!"
Zhu Yunxiu listened and couldn't help but look at the other side a few more times.
Because he suddenly thought of something that could accurately prevent the deduction of military pay in the army.
But this matter is too big, you really have to be extremely cautious and think twice before doing it.
At this moment, a huge noise suddenly erupted in the crowd.
"Smash! Smash!"
Bang bang, I don’t know how many people broke through the officers who maintained order. When they rushed into Sheng Hengda, they smashed and smashed them. The guys inside were immediately flooded by the crowd.
"Master, please avoid it!" Deng Ping said anxiously.
Chapter completed!