After the morning court, Zhu Yunyou walked towards Wuying Hall with great strides. As the emperor, it is not to say that everything will be fine after the morning court. The so-called daily affairs obviously does not mean that one person can handle everything in the court.

It is obvious that Zhu Yunyou needs to do a lot of things. After the morning court, he has to go to Wuying Palace to review the memorials. This is what Zhu Yunyou should do, and he is indeed used to this process.

Even Zhu Yunyou admired Lao Zhu more because of Lao Zhu's diligence in the past, he really worked hard.

The so-called morning court is nothing, there is also the afternoon court and evening court. Lao Zhu, the terrifying boss, took the lead, and the employees under him had to work hard. In the early years of the founding of the Ming Dynasty, the so-called "anti-internal volume" did not exist, and there were only ones that were even more social animals than social animals.

When he arrived at Wuying Hall, Zhu Yunyou sat down and before he could catch his breath, he handed over a lot of memorials. Or, there were already many memorials on Zhu Yunyou's desk, but now some things need to be handled first.

It’s better to do what an emperor should do. Zhu Yunyou is familiar with this.

After looking at Wang Chengen, Zhu Yunyou said, "Go to the imperial guards' supervisor."

The Imperial Heaven Supervision is not just to observe the celestial phenomena, calculate the solar terms, and formulate calendars. In fact, from the beginning of the Qin and Han Dynasties, there were similar officials and institutions, but they were called Taichang at that time and were under the control of the Taishi Ling.

The so-called Imperial Heavenly Prison was actually changed by the Ming Dynasty. During the Yuan Dynasty, it was the Taishi Bureau. Liao called it the Sitianjian, Jin called it the Sitiantai. Even the Ming Dynasty was also the Sitiantai at the beginning, and then it was changed to the Imperial Heavenly Prison.

After the Imperial Heaven Supervision Supervisor arrived, Zhu Yunyou said, "Remember to start to master the calendar and determine the four seasons. Don't delay the spring plowing next year."

This is also what an emperor should do. Even though Zhu Yunyou seemed to attach great importance to the "market economy", he never forgot that it is a farming civilization now. For the Ming Dynasty, only more land and more food can be more at ease.

Zhu Yunyou immediately said again, "Prepare a few auspicious times, and you will be prepared to be the king within the year."

This is a big deal. Sometimes the emperor has to choose auspicious days to ascend the throne. For example, Zhu Yunyou has chosen many times when he ascends the throne. This is because Old Zhu takes the initiative to abdicate, otherwise some emperors will not be so particular about ascending the throne.

As for the title of the prince, etc., of course, it is necessary to choose time. It is obvious that the title of the prince in the Ming Dynasty also requires to choose time.

All of this is unquestionable, and Si Tianjian is about to start preparing. They have to start choosing and counting the days. Only by choosing a few auspicious days in this way can the emperor have more room for choice.

Zhu Yunyou is still quite 'abiding the rules'. Although he doesn't care much about some so-called "celestial phenomena", he doesn't think there is any strange phenomenon, which is the so-called emperor's virtue, or some auspiciousness, etc. However, he still needs to choose an auspicious day.

After the Imperial Heavenly Prison left, Yu Xin, the Minister of Revenue, came to Wuying Hall by the order.

Zhu Yunyou looked at Yu Xin and asked, "What's the problem with the bank?"

Yu Xin immediately replied, "Get up and report to Your Majesty, the bank exchanged 870,000 taels of silver and deposited 110,000 taels of silver."

Look, this is the so-called "loss business". This is the silver leaking out of more than 700,000 taels. However, Zhu Yunyou didn't have much opinion on such a thing, and it can even be said to be something that is relatively understandable.

He couldn't help laughing and said, "It seems that there are still many wealthy families in our Ming Dynasty. Either they have good fortune or have a strong foundation. Such numbers are not that easy to get."

Ordinary people can live a family with dozens of taels of silver. With a thousand taels of silver, that is the level of a well-off society. But now, it is really a drop in the bucket. There are only five banks, and nearly nine hundred thousand taels of silver are exchanged.

But Zhu Yunyou didn't care much about this, because it was a pretty good phenomenon now.

"That's also a good thing. We remember that when the bank was first opened, the people didn't believe it. Most of them were the royal family. Wu Xun gave some money to deposit it." Zhu Yunyou laughed and then said to Yu Xin, "Does the money you deposit now have more than ordinary people?"

Yu Xin suddenly felt energetic and said, "Go back to Your Majesty, now there are more ordinary people who deposit silver in their homes. Although it is only a few taels or dozens of taels, this is a good thing."

This is indeed some good news, a very good sign. Some ordinary large investors may have large deposits or withdrawals. They are just banks in the Ming Dynasty and cannot just serve these people. The real money and silver of ordinary people is the fundamental.

After all, it is still a little more accumulated. Ordinary ordinary families still have more, and their real money is more.

Zhu Yunyou smiled and said, "The banking side should be prepared for the court's bottom line within two or three years."

Yu Xin naturally knew the emperor's reminder. He even felt that the emperor was optimistic. Maybe in the next ten years, the court would continue to provide guarantees and continue to do some "loss business".

But this matter must be persisted, unless there is a major change, which proves that the bank cannot carry out at all. Or the British Emperor suddenly dies and the new emperor abolishes the bank under huge resistance, which can change some situations.

Otherwise, for a long time, banks basically traded at a loss. Now the bank's business is not much, and most of them are losing money. The other is printing paper money, etc., which is a great cost.

What's more, even if there are only five banks now, the next bank trial will be successful and the experience will be accumulated enough. The following prefectures and prefectures and counties will be established. At least the prefectures and prefectures must be prepared, and this is also the planned thing.

"Banks, it's a good thing to do now," Zhu Yunyou said, saying to Yu Xin, "Banks are part of the Ministry of Revenue, and they can't just look at surplus. You can't figure out these things if you think about it."

This is simply about Yu Xin's heart. The development of the banking business is really nothing, he has experienced a lot.

Many people think that the Ministry of Revenue is rich, but there are more places to spend money. As for making money, the Ministry of Revenue is actually numb, mainly because of many things and you can't think about making money at all.

So this is nothing at all. The Ministry of Revenue cannot think about making money, and it will keep losing money. The bank also needs to continue to lose money.

Looking at Yu Xin, Zhu Yunyou asked with a smile, "The bank has been implemented for a while, what are the discussions below?"

Just thinking of Yu Xin's personality, Zhu Yunyou continued, "Don't just say good things, you know our personality. A good medicine is good for the disease, and a good word is bad for the ears and actions. We are not a person who can't listen to bad words."

Of course, good words sound good, but if you want to do something, you have to listen to different voices more. This is also the mind that an emperor must have. Zhu Yunyou thinks it is pretty good, and he can listen to some not-so-good views.

This can be regarded as blocking Yu Xin's retreat. Perhaps he would not only say the most extreme views, but he would not only say good things.

Yu Xin thought for a while and then said, "I will report to Your Majesty, the government and the people, but there are still many doubts about the bank."

Zhu Yunwen was not surprised at all with this view and said, "It is to seize profits from the people, or to make some things like not promoting moral politics?"

Yu Xin became embarrassed at this moment, so he naturally heard a lot of such voices. It can even be said that the emperor is speaking more tactfully now, because he actually knew that there were some worse voices, so he almost cursed.

In the eyes of some people, the bank's storage business is simply a waste of money. Money shops and other things have been used to have to pay the storage fee for others to deposit money into money shops. However, the Ming Dynasty's bank is better, and it actually has to pay interest, which is a waste of money.

For many people, this is to grab jobs, because a business like a money shop does not have any financial resources and connections, and it is not easy to develop.

On the other hand, it is naturally the loan business of the bank, which is simply lending.

Ultimate and other things were originally a business that had been around a long time ago. Although the imperial bank would not ask for particularly high interest rates, others would think that as long as you collect interest, it would be robbing money in their pockets.

The other is that banks lend, which is a terrifying investigation. If there are not enough people to guarantee and there is no certain property as collateral, basically don’t think about the success of the loan.

What's more, when banks evaluate, they mostly like to lower their assets a lot. Some people even think about "making a fortune", but they misunderstood that their cleverness was mistaken for intelligence. Banks have a court background.

At that time, some departments of the court came forward and directly charged the government, etc. So some people were also "destroyed their families."

At first, I thought about borrowing some money to spend money and not pay it back, but I realized that I was thinking too much. The court obviously would not give these people any chance to be smart. The bank has an official background.

So when I saw the "tragic phenomenon" of some people, I didn't say that I complained, but it did cause some criticism.

To be honest, Zhu Yunyou really doesn't care much about such criticism. After all, it is because he won't let go of the right approach because of such trivial matters. It doesn't matter if the inconvenience of a very small number of people, as long as most people benefit.

What's more, you stop farming when you hear the croaking of cypresses?

Impossible, this is simply impossible. Zhu Yunyou really doesn't care about such unfriendly voices. What's more, some people seem to have a bad ending now, but they are just smart and just laughing at them.

Zhu Yunyou understands some things, and Yu Xin naturally understands them very well, so there is nothing to say. What should I do is naturally what to do, some small detours, etc., which is really nothing.

With a capable Minister of the Ministry of Revenue, Zhu Yunyou can naturally feel much more at ease.

But in the final analysis, the Ming Dynasty's finances are further improving. If it weren't for the fact that there was a certain amount of money in the treasury, if it weren't for the financial health of the Ming Dynasty and a large amount of silver pouring in, Zhu Yunyou wouldn't be so at ease.

Just like Yu Xin, he did not need to worry or worry about the bank losing 700,000 taels in just two months. Not only can the court's treasury be further covered, not to mention the existence of the bank, it also solved many problems.

After all, this is the implementation of paper money in the Ming Dynasty, because the emergence of banks has been further accepted by the market.

So there is no need to just watch the bank is short of money now. Not to mention the Ministry of Revenue, the court is actually the same. What they need to look at is the overall situation, not a city and a place, which is obviously not the attitude that everyone should have.

After receiving good feedback, Zhu Yunyou asked Yu Xin to leave, but he also gave a few words of encouragement. Zhu Yunyou is still generous to the employees under his command, and he should encourage what he should encourage.

Keep preparing for office. Zhu Yunyou needs to do a lot of things, but the emperor can't be too idle.

Zhu Yunyou continued to review the memorials, and what should be busy still needs to be busy. Zhu Yunyou felt that there were more things he should do. He knew that in the next period of time, the court would have some more actions.

All this means that Zhu Yunyou can't stay idle. He knows that he needs to move well. As for the overall situation, Zhu Yunyou has never lacked it. What he needs to do is to sail the increasingly huge ship of the Ming Dynasty in a better direction.

There is no need to ride the wind and waves. It would be better to have fewer twists and turns in the Ming Dynasty. Just take every step smoothly and smoothly.

What you should do is to review the memorials and do what you should do well, which is enough.

Wang Chengen approached and whispered, "Your Majesty, Song Zhong is here."

The commander of the Jinyiwei took the initiative to ask for a visit, and it was obvious that something big happened. Such a person who seemed to be sensitive and had a special identity, also had the personality of "not entering the Three Treasures Hall without any trouble", and perhaps he also needed to get nervous now.

Zhu Yunyou nodded. Zhu Yunyou also understood what kind of personality Song Zhong is. It seems that something might have happened, and it might have been something beyond his expectations. After all, Zhu Yunyou did not give Song Zhong a special task.

When entering Wuying Hall, Song Zhong did not hesitate at all, "I'll give you a chance to see Your Majesty."

Zhu Yunyou smiled and raised his hand, saying, "Let's flat."

Song Zhong, this is also Zhu Yunyou's team. This person also knows Zhu Yunyou's former dream of military affairs, so he is not called a "member", but is a military general. This is also a smart person who knows to meet his preferences.

Zhu Yunyou didn't hesitate and asked directly, "What's wrong with you here this time?"

Song Zhong did not hide it and said, "Your Majesty, it's the Nanyang business. The fleet has returned, but the weather is now, I'm afraid it's difficult to go to Liaodong."
Chapter completed!