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Chapter 477(1/2)

Come to the door and get scolded

In the summer of 1999, Chen Li went through the procedures for dropping out of school.

After confirming the wishes of Chen Li and his family, the school quickly went through the withdrawal procedures for Chen Li.

In fact, if you simply don't go to school, it doesn't matter whether you go through this procedure or not.

After all, the new semester has not started yet, and university tuition fees are paid once a year, so Chen Li naturally does not need to go through any refund procedures.

But there is one thing that must be dealt with, and that is the household registration relationship.

Every college student will temporarily transfer his household registration to the location of the university when he goes to university.

However, this is only temporary. After you graduate from college, if you do not find a job in time to accept your household registration, the school will transfer your household registration back to your original place of residence.

Now that Chen Li has dropped out of school, it stands to reason that his household registration will be moved back to Erlong Town.

For Chen Li, it actually doesn't matter. Whether his household registration is in Erlong Town or at Yanjing International Studies University has little impact on him.

But the problem is that Chen Li has many businesses in Yanjing, especially Ideal Fried Chicken. In the past year, he has become a little tax star in Yanjing.

Under such circumstances, Chen Li was actually qualified to place his household registration in Yanjing.

The Yanjing household registration is simply something that countless drifters from Beijing desperately want to have.

But in fact, is the Yanjing hukou really that good? The answer is of course unquestionable, because it is indeed very good!

Needless to say, there are some benefits that one must have a Yanjing household registration to enjoy, such as children’s education.

And some other hidden benefits are also something that everyone values ​​​​more.

These days, almost all the outstanding talents in China are gathering in big cities such as Yanjing and Shanghai.

But when there are more people, resources are limited, and in such a situation, some balance will inevitably be lost.

Such as job opportunities!

Let's put it this way~ For the same position, job seekers with Yanjing hukou and job seekers without Yanjing hukou will definitely have a greater chance.

Naturally, these things cannot be marked on the bright side, but they do exist.

Of course, there are quite a lot of invisible rules, and they can even be said to be everywhere. This is why countless Beipiao people are eager to have a Yanjing household registration.

However, with the development of the times, the invisible benefits brought by this kind of household registration will become less and less.

After all, the whole of China was developing rapidly at that time, and people were no longer obsessed with developing in a certain big city.

Therefore, the biggest role of the Yanjing hukou at that time was probably the education of children.

After all, this is Yanjing, which has the most concentrated university circle in the country.

And this is the capital after all, and it can be said to be the best in China in terms of educational resources.

However, it is not easy to defeat Yanjing.

With the job resources and educational resources here, the price level will naturally rise.

In his previous life, Chen Li did not stay in Yanjing to work hard, but chose to return to Sichuan Province for development. The biggest reason was because he knew very well that he did not belong here.

To put it bluntly, with Chen Li's income at that time, it was basically impossible for him to afford a house in Yanjing.

Chinese people are probably the ones who pay the most attention to the concept of "house" in the world.

Chen Li knew that he would not be able to have his own home in Yanjing. He was not too young at that time, so he naturally needed to think about the future.

So ~ Chen Li finally chose to return to Sichuan Province.

Of course ~ this is Chen Li from the previous life.

Now Chen Li not only owns a house in Yanjing, but also owns multiple shops and a fairly small business in Yanjing.

Putting aside business, after all, the business world is changing rapidly. Even if Chen Li is developing well now, it is not impossible that he may go bankrupt at some point.

But just talking about the house that Chen Li owns, as well as the shops under his name and those under the name of the Ideal Fried Chicken Company, this is a huge amount of wealth.

At present, the development philosophy of Ideal Fried Chicken is to proceed steadily.

Especially when it comes to the choice of stores, more people choose to buy instead of rent.

Although leasing can actually save more money for the company, the money saved can speed up the development of the company.

But Chen Li knew very well that with the current housing prices in 1999, renting was definitely not as cost-effective as buying.

You know, not every Ideal Fried Chicken branch is operating in such good condition.

Although it can't be said to be a loss, there is some explanation for the profit.

For some branches, the difference in monthly profit can even be several times higher than that of branches with poor business.

But the location of this branch may be demolished in less than two years.

You said, can Chen Li not let him take over this kind of store?

Even if there is no demolition, given the current location of the Ideal Fried Chicken branches, even if you don't do business in the future, you can earn a lot of rent just by renting out the store for a year, and it may even be more cost-effective than opening a store.

How could Chen Li let go of this advantage brought by rebirth?

Let’s not talk about the future. Just talk about the stores currently owned directly and indirectly by Chen Li. Twenty years from now, they should still be worth several hundred million.

His house alone, after being stored for 20 years, would be worth around 10 million.

However, his house should not be left for twenty years. To be precise, the community where he is located should be demolished within ten years.

If you think about it this way, then this is not even something that can be defeated.

There is no way~ Who made this happen in 1999?

To put it bluntly, in this day and age, as long as you have some money on hand, you can choose a house in Yanjing with your eyes closed, and your net worth will start at five million in the future.

When the time comes, I will resell the house and use the money to buy a house and a car in Sichuan Province. As long as I don't mess around, I will basically have nothing to worry about for the rest of my life.

Therefore, Chen Li plans to look for a house near Yanda.

It’s not just for investment. The main reason is to make it easier for Miss Liu to go to school. Making money by investing is just a matter of course.

But here’s the problem~If Chen Li wants to buy a house, he actually wants to get a loan.

It's not that he can't get the money~ It's that he finally understood why so many rich people like to use bank money to do things.

Even though they are rich, those rich people still like to get loans from banks, even at the expense of paying "high" interest rates.

Yes~ the high amount is enclosed in double quotation marks.

Because this high interest rate is actually aimed at ordinary people.

For ordinary people, the additional interest payments are definitely a huge amount.

But for some people, they can easily earn profits that are several times, dozens or even hundreds of times of the "high" interest by using the part of their saved money to invest.

As the old saying goes, making money without money is as difficult as reaching the sky! On the contrary, using money to make money is a relatively simple matter.

In the past, Chen Li had always had the consumption concept of an ordinary person in his previous life. For example, if he could not borrow money without taking out a loan, he would not take advantage of it.

Later, many people around Chen Li expressed confusion about this.

At first, Chen Li thought it was someone else's problem, but later he realized that the stupid person was himself.

Therefore, the money that Chen Li later invested in the brewery was borrowed from the bank.

The reason is very simple ~ because Chen Li discovered a problem.

Based on the Chinese currency value of 99 years. If a sum of money is left there and nothing is done, the purchasing power of the money will shrink partially after a few years.

By the same token, if Chen Li owed a large amount of money to the bank in 1999, and although the money did not shrink due to interest a few years later, Chen Li saved a large amount of money because of this.

.

In other words, Chen Li used a small amount of principal and a large loan from the bank to accomplish something that would have required him to spend a lot of money.

In fact, this trick is very common in China, especially in the real estate industry.

Almost all real estate companies started by relying on this trick, and some even achieved success by relying on this trick.

The main reason why such a problem existed was because of the prosperity of the domestic real estate industry at that time.

As long as the real estate industry continues to prosper, transactions like this can continue.

However, this kind of behavior obviously has many disadvantages. Sometimes, as long as there is a problem in some links, it may eventually lead to the collapse of the entire industry chain.

For example, Zhou Bowen’s real estate company!

However, Chen Li would not do this.

Although he is now willing to seek a bank loan, he is also willing to use bank funds to achieve development goals.

But Chen Li was still afraid of this move.

So even if he wants to use bank funds, he can only use them to a limited extent.

And once Chen Li is really no longer short of funds, he will still refuse to reach out to the bank as much as possible.

Well, it's impossible to completely eliminate it, because it involves more than just financial issues.

Sometimes, a loan is not just a money-to-money transaction, but also a mutually beneficial existence.
To be continued...
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