With a "click" sound, the door of the Mercedes-Benz opened.

A middle-aged man got out of the passenger seat. On his black suit jacket, he wore a white nameplate with the letters "MIZUHO" engraved on it, which is the unique logo of Mizuho Bank. The man who got out of the car was

Shimada, Vice President of Mizuho Bank Shinjuku Branch.

Shimada looked gloomy, adjusted his suit a little, and stared at the somewhat careless young man in front of him.

Kitahara glanced at the cars and people around him. When he saw Shimada again, he immediately guessed his purpose. The people at Mizuho Bank were really impatient. The end of the month had not yet come, so they set up this array to urge them.

Debt. However, looking at this scene, Kitahara couldn't help but feel slightly surprised. Is this 500 million yen bad debt worthy of Mizuho Bank's troubled search for him?

Kitahara looked at the vice president in front of him and raised the corners of his mouth slightly, "Is Mizuho Bank so idle? As for mobilizing all the troops just for me?"

When Shimada saw this playful and smiling face, his brows twitched. He thought about how he had been scolded so badly at the branch's inspection countermeasures meeting this morning, and had Takamatsu throw information directly at his face. What a shame.

After some torture, the young man in front of him, one of the culprits in the warehouse receipt pledge incident, still looked like he was fine.

Compared to my own experience, it is simply too unfair.

Shimada took a step forward, suppressed the anger in his heart, and said coldly: "It's already five days before the end of the month, where is your money?"

"Isn't there still 5 days left?" Kitahara put one hand in his suit's trouser pocket and said nonchalantly. At this moment, his leisurely look was like holding a piece of grass in his mouth and whistling.

Their leather shoes were gently raised, tapping the hard asphalt road, with a relaxed posture, as if the six black cars nearby and the twenty-odd bank employees surrounding them were as transparent as air.

Hearing this answer that was obviously a deadbeat, Shimada's anger suddenly rose again. Regardless of any dignity, he shouted angrily: "You haven't come up with any money in the past twenty days. How can you say that in the past five days?

Can you scrape together 50 million yen?! Let me tell you, you can’t even think about throwing away these 500 million yen!!! Don’t even think about it!”

Miyagawa was listening to their conversation and gradually realized that the 500 million yen creditor of Eto Law Firm was actually Mizuho Bank. And the man in front of him was the vice president of the Shinjuku branch who came to ask Kitahara to repay the debt. And

I have to pay back 50 million yuan at the end of the month...how can I afford it?!

Shimada stared at Kitahara, his facial muscles kept twitching slightly, and his eyes seemed to be able to spit out fire, "I tell you, it is no longer enough to pay 50 million yen. The internal policies of our bank have now changed. You

We must pay back 73.25 million yen at the end of the month!”

73.25 million yen.

Shimada's voice emphasized the number.

It is nearly half more than the previous 50 million yen.

It was like I was climbing an almost insurmountable mountain, but I was exhausted halfway through the hiking trail. As a result, the altitude of the entire mountain peak increased by half again, and even the hiking trail disappeared, leaving only few people.

rocky wild road.

"Hey, hey, hey. That's too much." Kitahara restrained his smile slightly, "I said before that I can pay 50 million yen at the end of the month, so why did I suddenly increase the amount by 23.25 million yen again? No matter how your bank's internal policies change, then

It's also your own internal matter. Don't involve me."

Shimada knew that if he didn't take some practical measures, the person in front of him would not spit out the benefits he and Eto had swallowed up together. Shimada slowly raised his hand and took out a few A4 cards from his suit.

When I lifted up the paper, I saw that these A4 papers were stamped with the seal of the Shinjuku City District Court.

As if because he found a weapon that could restrain the man in front of him, Shimada's anger gradually subsided, and his expression turned cold. He only heard Shimada say: "More than ten minutes ago, we have officially submitted your case to the tribunal.

Personal bankruptcy application. The tribunal will make a decision within 30 days on whether to accept it. As long as you can repay the 73.25 million before the end of the month, we will naturally withdraw the application. Otherwise, once the tribunal decides to accept it, your personal bankruptcy

The process will begin."

On the street, a small cold wind blew, gently blowing Beiyuan's suit jacket. Although the cold wind was not biting, it seemed to be mixed with the chilling meaning of the bank. At this time, the weather was approaching winter.

The chirping of insects and birds is rarely heard, the trees on the sidewalks have become withered, and the vitality of all things has gradually become withered. In these days that are starting to get colder, Mizuho Bank shows its sharp sword against Kitahara.

…

…

…

2:30 p.m.

Shinjuku City District Court, Court No. 607.

Miyagawa sat in the dock, his face a little pale, and his eyes glanced at Kitahara next to him from time to time. Miyagawa was very clear about the consequences of being filed for personal bankruptcy. Once personal bankruptcy is initiated, the debtor will enter a long inspection period. And here.

During this period, all bank accounts in Beiyuan will be strictly supervised. Any amount that exceeds necessary living expenses will be directly deducted from the creditor's account, and a large number of consumption activities, even airplane travel, will be prohibited accordingly. If the debt is repaid

If the situation is not ideal, the inspection period may even be further extended.

Personal bankruptcy is like putting an almost airtight cage on the debtor. Only after a long and painful torture can one see the glimmer of debt relief. If the negotiation time of the bankruptcy plan is also included,

Kitahara may be bound by the personal bankruptcy system in the next ten or even twenty years.

As for the Lawyers Association, although it does not clearly state that lawyers who have been filed for personal bankruptcy cannot practice. However, there is an annual review system for lawyer certificates. Considering the discipline of the Lawyers Association, there are moral conduct requirements for lawyers. Individuals who have filed for bankruptcy may be

Included in situations where moral character is defective.

In addition, Kitahara had previously offended Ikegami, the vice president of the Tokyo District Bar Association. If Ikegami wants to seize this point to block Kitahara's annual review of his lawyer's license and prevent him from continuing to practice law, this is completely unacceptable from a legal perspective.

any obstacles.

In other words, in the coming time, Kitahara may not only face strict control over all aspects of his property and living conditions by the personal bankruptcy system, but may even face the suspension of his lawyer qualifications.

Thinking of these questions, Miyagawa's expression became a little dazed.

Just over an hour ago, she and Kitahara were happily eating mango pudding, and the taste of pudding seemed to linger in her mouth. But now, a cold personal bankruptcy application has shattered this peaceful life.

smash.

At this time, the indicator light on the secret door on the left side of the court turned from red to green. Judge Eda appeared near the secret door holding a stack of files. He sat on the trial bench and looked at the seats on both sides of the original and defendant. Machiko was in the plaintiff's seat.

Lawyer He Gumeimen had already arrived, and the two young lawyers in the dock had also arrived. Then Judge Eda raised his gavel.

With a "click", a voice from the trial seat was heard:
Chapter completed!