Wang Yi chose first-, second- and third-tier cities because he was optimistic about their development, real estate appreciation, and citizens' purchasing power.

As for fourth-, fifth- and sixth-tier cities, consumption capacity is limited and population loss is serious.

Many of these high-income groups in these cities flock to first-tier and second-tier cities for the next generation of education, their own medical care, etc., or let their children settle in big cities.

In order to make more money, young people will also flock to big cities.

This has led to serious population loss in fourth-, fifth- and sixth-tier cities and sharply shrinking purchasing power. If Wang Yi takes over a large amount of land, he will not be able to sell it at all and cannot sell it well.

In first- and second-tier cities, there is no need to worry about this problem.

As for third-tier cities, there has been no big problem in recent years, especially third-tier cities with strong GDP, which are still developing.

But in a few years, it's hard to say.

Xingyi Real Estate focuses on improvement, high-end, large flat floors, villas, and even more, it is necessary to develop first- and second-tier cities, as well as land acquisition and development in high-quality third-tier cities!

Especially in recent years, the land prices are very cheap, which is more suitable for land acquisition and hoarding.

For example, in second-tier cities, the average price is only 5,000 per square meter. Calculated based on the floor area ratio 5, the floor price is only 2,000 per square meter. With the construction cost, etc., the total cost is 4,000 to 50,000. It will be sold in 2017, starting from 50,000, and 30,000 yuan. The profit is so high that it cannot be calculated.

With Wang Yi's instructions, various departments of Xingyi Real Estate took action quickly.

The team responsible for acquiring the land immediately packed up their things, flew to first- and second-tier cities across the country, began to inspect and take photos of the land.

A very high-quality area, contact the local officials to directly replicate the Jeju East New City model and the Island City Huangdao model, invest in the construction of an industrial park and a science and technology park, and simultaneously acquire thousands of acres of residential land nearby to directly build a city!

For example, the 5,000 acres of land in Jeju sounds a lot and even feels incredible.

In fact, this is not uncommon in second-tier cities.

For example, in my previous life, Zhonghai Real Estate acquired a large amount of land in the Huashan area of ​​Jeju. The Huashan Longcheng community alone is 3,000 acres!

The conventional community covers an area of ​​only 50-200 acres, but a community in Longcheng, Huashan has accumulated 3,000 acres of land!

In comparison, it is normal for Wang Yi’s 5,000 acres of land to be divided into more than 30 conventional communities to develop.

Nothing else, Wang Yi knew that the bigger the community, the worse the follow-up, and the difference in all aspects.

Not only is the environment poor, the atmosphere poor, but the value preservation is also poor.

In such a large community, so many people want to sell houses, there will definitely be price stamped out, and the house will eventually depreciate and cannot be sold at the price.

There are too many people, too many residents, and it is difficult to do property work, which can easily lead to bad luck.

For conventional communities with 50-200 acres, the quality will be much better.

As for the mortgage loan issue, it is a big problem for other real estate companies. The annual loan interest is an astronomical figure.

But for Xingyi Technology, it is not a big problem.

Xingyi Technology also has Xingyi Finance, Yu'ebao, and even the Internet banking business is being fully promoted.

Although the Internet banking license has not been officially released, opportunities are reserved for those who are prepared.

If you see that the license has not been released, you are not prepared at all, and you will be disguised and will not prepare for Internet banking business. You will never get an Internet banking license in your life!

On the contrary, only when the Internet banking business is ready, the scale is done, the strength is strong, and there is enough support and endorsement behind it, and the base of hundreds of millions of users, will the village issue an Internet banking license!

To this end, Xingyi Finance, Alibaba, and Tencent are actively promoting the preparation and development of Internet banks, and are all waiting for the first Internet banking license in China!

Especially this year, news about Internet banking licenses has been spread all over the world.

The development of domestic Internet finance has also forced Internet banks to go online.

To this end, the village held many high-level meetings to study this issue and achieved certain results.

The last time Wang Yi went to the Demon City, Song Sining just heard the rumor that the official has decided to develop Internet banks and issue Internet banks licenses.

And it's time this year!

If it is fast, mid-year, slow, second half of the year.

In my previous life, at the end of 2014, the village issued the first Internet banking license and gave it to WeBank!

Nowadays, with the emergence of Xingyi Technology, Internet finance has developed rapidly, and it is likely that Internet banking licenses will be issued until the end of the year.

The goal of issuing the first Internet banking license this time is likely to be not WeBank, nor Alibaba’s online merchant bank, but Xingyi Bank!

With the rapid development of Changda Payment and Yu'ebao, Xingyi Finance has become the top Internet finance giant in China.

Even Tencent and Alibaba can only be the second and third brothers, and they are a big difference from Xingyi Finance.

Even if Tencent has brought together allies such as Minsheng Bank, it may not be a rival to Xingyi Finance.

When an institution is large enough and there is no problem, and he is determined to contribute to the village, the development of this institution will be smooth and has a bright future.

Especially now Xingyi Technology is behind it not only the full support of the imperial capital, the Magic City, Shenzhen Stock Exchange, but also the full support of the entire Shandong Province!

It can be said that Xingyi Technology now needs strength and strength, users, technology and technology, ecology and background and background!

For other companies, some N generations may be jealous and will jump out to pick peaches.

But no one dares to do with Xingyi Technology.

Nothing else, look at the major cooperation and investment targets behind Xingyi Technology, no one dares to take action.

In the three first-tier cities and the third largest GDP, Xingyi Technology is really fine.

Under such circumstances, the license plate of new energy vehicles was successfully won.

The mobile payment license was successfully obtained.

Similarly, the Internet banking license can be successfully obtained.

It's only a matter of time before the difference is.

Once Xingyi Technology obtains an Internet banking license, coupled with Yu'ebao's terrifying funds and Changchapay payments, the future is unlimited.

The amount of funds in hand is even an astronomical figure.

These funds were originally loaned to other banks or institutions by peers to earn commissions.

But in the future, it can be fully loaned to Xingyi Real Estate through legal procedures.

Even Wang Yi can launch "Star Yi Financial Management" just like Evergrande launched Evergrande Wealth, and targeted funds are raised for the real estate sector.

Such a cost is much lower than the interest rate of mortgage bank loans.

Moreover, Evergrande Financial Management will cheat people, but Xingyi Financial Management will not.

On the contrary, Xingyi Financial Management will use Xingyi Real Estate's land reserves as collateral, which not only guarantees good returns, but also guarantees the safety of the principal!

It can be said that as long as you get an Internet banking license, the cost of Xingyi Real Estate's mortgage loan will become very low, very low.

These advantages are not even available to Evergrande Country Garden Vanke Poly.

The key now is when the Internet banking license will be issued.

Is it mid-year or second half of the year?

After all, Xingyi Real Estate's large-scale land acquisition activity has begun.

In the next eight months, nearly 200 million cubic meters of land will be acquired and a mortgage loan is required.

If the Internet banking license can be issued as soon as possible, it will be great.

If it is until the second half of the year, the problem will be big, and Wang Yi has to prepare for other backup plans.

Thinking of this, Wang Yi made a call:

"Si Ning, Xingyi Real Estate has begun to acquire land crazily. In the next eight months, it will acquire 900 million square meters of land. It will require a lot of funds. Is there any latest news on the Internet banking side?"

Song Sining instantly understood what Wang Yi meant.

To acquire 200 million cubic meters of land a year, it requires trillions of funds.

Xingyi Technology cannot produce it, so it must go through financial operations.

However, bank mortgage loans have high interest rates and high loan costs.

But if Xingyi Technology obtains an Internet banking license and uses its own Xingyi Bank to borrow money, the cost will be lower.

Moreover, the interest was earned by Xingyi Bank and the meat was rotten in the pot, which was better than being earned by other banks.

"Chairman, in this way, I'll make an appointment to meet Mr. Zhou."

I have to find Mr. Zhou in this matter.

Xingyi Technology's investment in Magic City was promoted by Mr. Zhou.

Including Xingyi Auto's license, it was also promoted by Mr. Zhou, so that he could quickly win it. The 20 billion interest-free loan from the Magic City and a series of preferential policies were promoted by Mr. Zhou.

Similarly, the Internet banking matter depends on Mr. Zhou.

And Mr. Zhou would not refuse this.

Nothing else, Xingyi Financial Headquarters is located in the Magic City!

Once Xingyi Technology obtains the Internet banking license and establishes Xingyi Bank, it will also be located in the Magic City.

This will be of great benefit to the development of Xingyi Technology and will also be more powerful to the development of the Magic City.

As a national financial center, both Mr. Zhou and MoCity hope that the first Internet banking license will be placed in Xingyi Technology, which is to fall in the MoCity.

On the contrary, if it falls in Tencent or Alibaba, it will fall in Shenzhen or Hangzhou.

It can be said that in Internet banking licenses, Xingyi Finance and Magic are both on the same front.

"If Mr. Zhou comes forward, this matter will not be a big problem. I will cooperate and promote it!"

Wang Yi decided to show off his strength!

Show off your strength, get land frantically, let the demon city and the village see the development direction and strength of Xingyi Technology, and see that Xingyi Technology is going to focus on its real estate business and get land frenzy.

In this way, the Demon City will be happy and the village will be even more excited!

Then the Internet banking license will be stable and can even be issued quickly.

The real estate industry has been too sluggish in recent years. Major real estate giants are not actively acquiring land. Basically, they develop 3,000 square meters of land every year, and only acquire 3,000 square meters of land. 1,000 square meters of development and 1,000 square meters of land.

Some even develop 2,000 square meters of land and only take 1,500 square meters, which directly leads to greater land consumption than purchase of land, resulting in a decline in land reserves.
To be continued...