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Chapter 122 How can there be such a fool in the world

Chapter 122 How can there be such a cheating person in the world?

In the capital, as the last thousand stones of grain were being pulled away from the new army camp, He Hao, the newly appointed member of the Ministry of Household Affairs, couldn't wait to deliver the news to his superiors.

Grain merchants throughout the capital have received the news, and the merchant teams out of the city, riding horses and driving, began to radiate to the surrounding areas of the capital, trying to report the situation in various states as soon as possible.

Fan Sanzhao began to prepare to control grain prices, but before he started sending the message, he heard a quarrel outside the bank.

"Dezi, what's wrong? Why is there so much noise outside?"

"Master, something bad has happened. All the customers of our bank in the city have come to us to exchange money."

"What? Come to exchange at this time?"

Fan San's face turned green. You need to use cash to buy grain at the Royal Merchant. Chongzhen and Chen Ye are not stupid. They are both promoting tokens. How can they collect cash notes?

Although I did collect some, I sold them again.

Fan Sanzhao and the others have mostly spent their cash on grain purchases or turnover, leaving less than 10,000 taels left in the warehouse.

Normally, these big shots who use banknotes would not come over to exchange them easily. After all, although cash is safe to hold, it is inconvenient to carry it, isn't it?

Therefore, people who basically have banknotes rarely exchange them. Most of the banknotes they circulate are bribes, and the banknotes are often exchanged at banks elsewhere.

"Hurry up and move all the silver out of the bank. No, you put wooden blocks on the carriage board, leaving only the two outer layers of silver ingots. Put it on the carriage and pull it to the courtyard gate, and do it immediately."

"Okay sir, um, the key to the warehouse..."

"Here you go, hurry up."

After Fan Sanzhen threw the key to the servant, he straightened his clothes, walked out of the study, and walked along the yard to the lobby of the bank store.

As soon as he entered the lobby, he saw the fat Zhou Kui, several dignitaries he was familiar with, and even more strangers.

The bank will also treat such people with respect, because some bribes are shady and are collected through spokesmen.

"Hey, isn't this Uncle Jiading? Why did Uncle Jiading have time to come to my bank today? Is this a withdrawal?"

"Yes, I heard that your bank has no cash and is still in debt. Isn't this true?"

"Oh, Uncle Jiading, aren't you kidding me? Is there any reason in the world that a banker can't provide money?

We are not a bank like He Lan's. Just wait, I have already ordered my servants to pull out the treasury silver. Everyone can rest assured that you can get whatever you want."

Hearing Fan Sanzhao's readily agreed, the group of people who followed Zhou Kui hesitated, hesitating whether to take it or not.

In the late Ming Dynasty, money deposits in money banks were not as good as in modern times. Not only did you get no interest when you deposited money, but you also had to pay money.

But even so, those doing business still need to save money, because carrying a large amount of money is definitely not as safe as bringing a banknote, and there are different types of banknotes.

One is a registered bank note with marks in both places, similar to current remittances. If it is robbed, as long as the original owner of the bank note can take it, the original owner can also prepare a new bank note.

The other type is a normal silver coin, which only recognizes the ticket but not the person. Most people here are the first type. If the money they save suddenly says that there is no cash and cannot be withdrawn, everyone will be worried.

After waiting for a while, the bank's guards surrounded five carriages, with several layers of silver neatly stacked on each carriage.

"Master, I've brought over the cash, a total of fifty thousand taels."

"Everyone, everyone, listen to me."

After Fan Sanzhen waited for the servant to pull the silver box over, he opened a silver box past the guards and loudly attracted people who were cashing in on the banknotes, preventing them from taking a closer look.

"Our bank has indeed been doing some big business recently, so we have indeed used a lot of treasury silver, but I also keep 50,000 taels of cash in case someone suddenly needs it urgently and can use it.

Now that my share of the business has reached a critical point, I can't withdraw any more money for the time being. However, everyone who wants to exchange it will pay it back in full.

If there are not enough here, I will go to Kong’s house, Qiao’s house, or the houses of our fellow villagers from Shanxi, and I will lend them to you as well.

But if everyone is willing to help Fan once and wait for the Fan family to transport money from various places before exchanging it, I, the Fan family, will be grateful and promise to waive all formalities in the future."

After hearing what Fan Sanzong said, the leaders discussed with each other and no longer insisted on exchanging silver.

All these people actually hold at least two hundred thousand taels. If they want to exchange it, the money on site will definitely not be enough, but therein lies the problem.

Others have made it very clear that this is a difficult period for them, and they are all in business. If they don't understand, there will be a run at this time, and the worst they can do is to raise money from other banks. If they can, it will not be so easy.

People from Shanxi can be found in businesses all over the country, and we will need to support each other when doing business in the future.

While several people were discussing, Fan Sanzhi handed over a banknote and secretly handed it to Zhou Kui. In an instant, Zhou Kui's expression changed from indifferent to eager.

"Oh, listen to what I'm telling you. Since Shopkeeper Fan is in trouble, don't make things difficult for them. His businessman also knows that he can make a profit without losing anything."

"Brother Jiading has great righteousness and will be admired by future generations. Don't worry, from now on, our Fan family will not accept formalities for Jiading Bo's banknotes."

Zhou Kui, who was originally invited by a distinguished nobleman, suddenly changed his face and became a peacemaker. Fan Sanzhao also laughed out and calmed everyone down.

"Brother Fan, we will help you in this way. If you want cash, just say that I still have some cash at home to help you tide over the difficulties."

"Yes, yes, I won't redeem it today. We will wait until Brother Fan gets his principal back."

A group of people put away their banknotes and saw things calmed down. Fan Sanzhen was about to breathe a sigh of relief when suddenly a man ran from the street.

"Master Fan, I am from Kongji Bank, and my master asked me to tell you.

There are many people exchanging silver in the bank over there. Now the bank has not enough money. Please help me. I will surely give you a generous reward."

The scene suddenly fell silent, and Fan Sanzhao was stunned.

He looked at the panting person running over in front of him. He didn't remember that there was such a person in the Kong family.

And shouldn't this kind of thing be said in private? He was yelling, for fear that the whole world wouldn't know what was going on.

Thinking like this, Fan Sanzhao felt that something was wrong. There must be something wrong with this person. He was about to ask questions, but he was interrupted unexpectedly.

Before anyone could react, Zhou Kui took out the banknotes that had been folded just now. Among them, the banknote that Fan Sanzhao had just given was at the top.

"What about that, Shopkeeper Fan, you should exchange the twenty-five thousand taels for Uncle Ben right away. You don't have to waive the handling fee for me.

Where are Uncle Ben's people? Why are they just sitting around here if they haven't come over to load money for Uncle Ben?"

"Jiadingbo!!! You!!! Why are you!"

Fan San was so angry that his chest felt tight. Even when Zhou Kui tried to stop him, he felt his hands were weak and his body was weak. The angry man was stunned.

This Jiadingbo is too deceitful. He has never seen such a person in his life.

Not only did his face change instantly, but there were five thousand taels of silver notes to be redeemed that he had just given to him. How could such a person be so embarrassed!!!

"Is there anyone cashing it at Kongji Bank? Brother Fan, you, well, my family is not rich either. I was just talking politely. Now the business is in urgent need of turnover. Brother Fan, please cash it to me first."

"Oh, it's all done. I still have 10,000 taels of banknotes to remember. If it doesn't work, I have to go to Kongji later.

Boss Fan, I’d better cash it first, it’s okay to pay it later, you deserve it.”

"Boss Fan, my concubines are all sick and urgently need money to save their lives. Please give it to me first."

A group of people who were still talking about wanting to help suddenly changed their faces, making Fan San unable to calm down.

Zhou Kui held the banknotes and pulled Fan Sanzhuo to the front of the cart. He was about to count the money when he was stopped by Fan Sanzhao.

"Uncle Jiading, does it have to be like this?"

"Don't stop me. I just said why the price of food in the capital has not increased recently. It turns out that you have no money to cause trouble to His Majesty.

I heard that although your majesty’s food is for the border army, it only amounts to hundreds of thousands of dan, and the surrounding states have warehouses to replenish it, so how can you possibly fight against it?”

Zhou Kui pushed Fan Sanqiao away. He was so lucky at this time. Fortunately, he listened to the queen and did not continue to buy grain. Otherwise, he would not know how much he would have lost at this time.

The guards in the courtyard also knew that Zhou Kui was not someone to be trifled with, so they did not dare to use force and only dared to use their bodies to block Zhou Kui's actions.

"Everyone, please listen to what I have to say again."

"Speaking of my young lady, there must be something wrong with this Fan Sanzhao. Let's take a look and see if he really has money there. Don't let the money be fake!"

The person who reported the news just now started to get angry again. Fan Sanzhao was absolutely sure that this guy was definitely not from the Kong family.

He just couldn't figure out who was messing with them, and he felt that the Kong family was not much better than him, they were all banks.

He suddenly thought, could this be the emperor's handiwork?

Zhou Kui, who was arguing, also noticed this. He felt that he had some impression of the person who sent the message, but he couldn't remember it for a while.

The customers of the bank who were brought into trouble were not happy at this time. They were originally nobles from the capital, or rich people from all over the country. How could they be afraid of a businessman family who was not afraid of anything?

Everyone trusts you, so they deposit money in your bank, but now you don't let anyone take the money back. What's the difference between this bank note and waste paper?

"Brother Fan, stop blocking it. I won't cash it today. You can cash the fifty thousand taels to them."

I will give you three days. After three days, just give me the cash and I will redeem my twenty thousand taels."

"Thank you... brother for your understanding. Fan is very grateful. However, three days is not enough. It took more than three days for me to transfer cash from other provinces."

Fan Sanzhao looked at this righteous man with a grateful face, but unfortunately he couldn't recognize him and felt that he should be the talker of some family.

When this was over, he decided to pay a visit, thank him profusely, and offer him a big gift.

But he had a vague feeling that something was wrong with this person. What he said was that he was also hungry. It felt like he was trying to cash out money. Should he ask him to cash in money as soon as possible?

"Hurry up and cash it out."

"Ah...this..."
Chapter completed!
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