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Fang Zian spent a few days of leisure time in his new house. But soon, he couldn't sit still. He had to do something to make a plan for his current personal financial situation. This matter even made Fang Zian

Talking about it is already something he thinks must be done urgently.

All along, Fang Zian's desire to make money has not been strong, because the situation did not make Fang Zian feel too urgent. Because Fang Zian felt that his requirements were not high. As long as he could have enough food and clothing, he would be fine. After entering the academy to study

, although only the academy's official office could barely maintain it, it did not inspire Fang Zian's desire to make big money. At most, he could just open a noodle shop with Lao Zhangtou and his daughter. With some income, Fang Zian already felt that it was very good.

.

However, in just a few months, life changed drastically, and Fang Zian finally felt the importance of money urgently.

The new house this time was entirely purchased with Qin Xiqing's money, and the arrangements were properly arranged, which naturally made Fang Zian very grateful. However, the huge financial debt also made Fang Zian feel great pressure. Fang Zian understood in his heart that

Even if he doesn't repay Qin Xiqing the money, Qin Xiqing will never ask for a debt from him. Qin Xiqing is a generous person, and she was very generous to herself before, not to mention that her relationship with her is now close to a certain extent.

, let alone care about money. However, Fang Zian planned to repay the money from the beginning.

Fang Zian will never tolerate being a soft-hearted person. If he eats soft food, it will be a humiliation for Fang Zian. Even if the relationship with Qin Xiqing is so good that Fang Zian will never tolerate it.

Allowing himself to spend her money with peace of mind. As a man, he does not allow himself to be irresponsible. His self-esteem prevents him from letting go of this knot in his heart. Not to mention maintaining the operation of the house, marrying a wife and having children to support his wife and children in the future, etc.

All require him to be financially capable.

But these are actually secondary. Another main reason why Fang Zian felt more and more that he needed money was that he found that many of his ideas and things to be put into action were limited by his lack of money.

As a person who traveled through time, Fang Zian's mind contains a lot of knowledge that people here don't know. He collected the memories in his mind and recorded many graphic structures in a booklet, including those about mechanical equipment.

Regarding the manufacture of firearms, some are tools that have been improved by later generations. Of course, these things cannot be completely manufactured. Many things are impossible to achieve these days, but even those things that can be made are because they do not have the manufacturing skills at all.

The cost has to remain on paper and is completely impossible to implement.

It's fine that it can't be made due to limited materials and technology, but it can be made, but because there is no money to make it and verify it, this makes Fang Zian feel very uncomfortable.

It would be fine if it was the kind of life without fighting against the world before, but the current situation

It was different. He was no longer in a state of indifference. He had even formed a life-and-death relationship with people like Qin Tan. He also decided to fight for the throne for Prince Pu'an, so he must

You should give full play to your own strengths, put into practice some things that are helpful to you, create them, and verify whether they are feasible. This will give you the weight of success.

For example, Fang Zian, who was a soldier, had simplified the parts and structure of a musket on the drawings to the point where it can be manufactured and used today, but the reason why it has not been able to be manufactured is that there is no money.

Fang Zian once took the drawings to several smelting shops and asked them about the prices required to manufacture these parts. The result surprised Fang Zian. Fang Zian thought that these things could be produced for a few dozen taels of silver at most, but the craftsman

When people saw the appearance of those strange-shaped parts and the strength and hardness accuracy standards described by Fang Zian, they honestly told Fang Zian that it would probably cost a lot of money and labor to do it.

In the final analysis, it is the low technology that means that things that can be done in the blink of an eye in later generations may take several craftsmen several days to do here. The cost is staggering. Fang Zian just wants to make a convenient

The cost of carrying a self-defense pistol is as high as hundreds of taels. Not to mention the cost of Fang Zian's desire to create a more powerful and longer range firearm. This is something Fang Zian cannot afford.

Whether it is out of a man's self-esteem or his own increasingly urgent needs. Whether it is the oppression of the huge debt owed by the house or the cost of making what he needs, Fang Zian must consider making money.

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Fang Zian actually doesn't have much idea about how to make money. In fact, he has never been in business or done business, let alone traveled to the Southern Song Dynasty. How to make money, and make big money, has become a problem for Fang Zian.

The problem facing Zian.

However, based on Fang Zian's understanding of the situation in the Southern Song Dynasty, he focused on a hugely profitable industry, which was overseas trade. Fang Zian knew that the navigation industry in the Southern Song Dynasty was the first in the world, and the development of shipbuilding and commerce promoted

The development of overseas trade. Overseas trade has become a big piece of meat, bringing huge taxes to the court every year and huge returns to merchants. Overseas trade is a high-risk and high-return business. If an overseas trade cargo ship returns safely,

If so, it will generate a profit that is ten times the cost. This is completely a huge profit.

Of course, huge profits must also be accompanied by huge risks. Even if you have world-leading ships and navigation technology, storms at sea, rampant pirates, and various uncertain factors in the vast sea will still make you lose all your money.

A sea-going shipping trading firm usually sets up a fleet of five or even ten ships to sail and trade together. In fact, to a large extent it is not for greater profits, but to dilute and offset risks. If one or two ships are involved in an accident, the remaining ships will still be affected.

It can make up for the losses without losing everything.

The reason why Fang Zian focused his attention on

In this matter, on the one hand, it is naturally because there are huge profits to be made, and on the other hand, it is also because Fang Zian has some understanding of navigation technology. One of the special forces training is maritime training. Not only must they learn navigation skills,

You also need to know the nautical charts, monsoon currents and other factors, and know how to avoid risks. As the saying goes, wealth can be found in danger, and Fang Zian believes that he can do this.

Of course, Fang Zian will not take risks blindly, nor will he act on impulse. Before he really decides to do this, Fang Zian will naturally have to do a lot of exploration and investigation. In the next few days, Fang Zian began to investigate the matter.

Researched and figured out some things.

In the past few years, the situation in the Song Dynasty has been stable, people's lives have become increasingly affluent, and the demand for overseas ivory, spices, gems, furs and other luxury goods has also increased significantly. The already prosperous overseas trade has become more and more developed. In order to encourage overseas trade, the imperial court specially

Lin'an Prefecture, Quanzhou, Guangzhou and other municipal shipping offices were set up to manage overseas trade and extract money and taxes from them. Simply put, the shipping division encouraged merchants to go overseas for trade, and the merchants shipped back the goods that the shipping division purchased at a fair price.

, ensuring that merchants can withdraw their funds in a very short period of time. The city shipping company will uniformly supply goods to merchants in various places and supply the market. The city shipping company can earn about 10 to 20% of the income. For example, an overseas shipment

If a merchant purchases a commodity at a cost of one hundred taels of silver, after it is shipped back, the shipping company may purchase it for five hundred or six hundred taels of silver, and then sell it to local merchants for seven or eight hundred taels of silver. When ordinary people buy it,

, I'm afraid it will take a thousand taels. No matter which party has gained huge benefits from it. It is not an exaggeration to say that it is a huge profit.

The process of commodity operation is not difficult to understand, but this is not the problem Fang Zian faces. The problem he faces is that he has nothing at all and is just talking on paper.

First, there are no ships. Going to sea requires large ships, which can withstand wind and waves, and can carry a large amount of cargo. Second, there are no people. Going to sea requires manpower and crews, and ordinary people are simply not competent. Third, there is no money. This is

The most deadly thing. With money, you can naturally buy ships and people. Unfortunately, Fang Zian is short of money. Of course, it cannot be said that Fang Zian has no money at all. Qin Xiqing left five thousand taels of silver in the Fang family's account.

, this is all the funds that Fang Zian can use. And this is far from enough. Adding up the three items of ship, people and goods, the cost of a standard trading ship is at least fifteen thousand taels of silver. Fang Zian

Zian simply doesn't have that much capital.

In addition, there are other restrictive factors that are difficult to obtain. One of the most difficult ones is the qualification for overseas trade, which is issued by the Municipal Shipping Department and requires a high threshold to obtain.

After comprehensive consideration, Fang Zian's idea of ​​​​acting in overseas trade is almost a fantasy, basically an unrealistic idea. There is no possibility of realization at all.
Chapter completed!