Under the candlelight, when Fang Zian told Qin Xiqing his plan to make a lot of money without any secret, Qin Xiqing was surprised and speechless for a long time.

"Zian, you are actually planning such a thing behind your back, and I don't know about it at all. It's really puzzling that you are doing this. Aren't you determined to become an official? Maybe you want to be a merchant again."

Fang Zian shook his head with a smile and said, "I'm not interested in being a merchant. I'm just interested in money. I want to make a lot of money."

Qin Xiqing frowned and said, "Are you short of money?"

Fang Zian smiled and said: "Of course not. Do you think I can live in this big house with peace of mind and spend your money?"

Qin Xiqing said: "Why not? You are short of money, I can give it to you. There is no need for you to do such a thing. You should study seriously and prepare for the Spring Examination, instead of spending time on doing business."

Fang Zian laughed and said: "Xiqing, I am a man. I use your money to live in the house you bought for me. Do you think it is appropriate?"

Qin Xiqing frowned and said, "Why not? Do you think it hurts your self-esteem? Are you afraid of being said to be a softie?"

Fang Zian smiled bitterly and said, "Don't be so direct, okay? But you're right, I really don't want to eat soft rice."

Qin Xiqing said softly: "You still dislike me after all. Do you think my money is dirty and comes from a wrong way? Or do you think I will use the money to control you and make you feel stressed?"

Fang Zian hurriedly waved his hands and said: "Where do you start talking about this? You really think too much. I just don't want to spend your money. I said, I am a man, I have my self-esteem, I can't spend it

You should feel at ease with your woman's money. As a man, I want to make money to support my woman."

Qin Xiqing said: "What's mine is yours, what's the difference?"

Fang Zian scratched his head and smiled bitterly. The logic seemed to make no sense. After a conversation, he finally returned to the entanglement of chicken and egg. Qin Xiqing might think that he disliked her, but she was really generous to him.

That also shows that she is completely in love with herself.

Qin Xiqing looked at Fang Zian's helpless look and suddenly burst into laughter: "That's all, you can do whatever you want. You men are all trying to save face and suffer. It seems that you have used women's money."

I feel like I can't hold my head up for the rest of my life. I guess you are planning to return the money you spent to buy this house to me after you make money? This is a way to show me your abilities and skills, and don't let me

I look down on you, don’t you?”

Fang Zian said angrily: "Are you the roundworm in my stomach? How do you know?"

Qin Xiqing sighed: "How could I not know? I, Qin Xiqing, am not a fool. I was just joking with you. If you want to do it, just do it. Do you need my help? In fact, you don't need to buy a broken ship for smuggling.

If you want to do this, buy a few boats, and I will introduce you to a few boat owners and let them lead the way. There is no need for it to be so complicated."

Fang Zian shook his head and said: "Then you don't understand. If you do that, I might as well just ask you for money. Besides, if you do that, you will owe others favors and your profits will be greatly reduced. I

The reason for risking smuggling is to maximize profits. Without going through the shipping department, at least

You can make twice as much. That’s the fun.”

Qin Xiqing nodded and said: "That's right. I know about the shipping business. The eight major shipping companies in the Song Dynasty almost monopolized the entire foreign trade and shared huge profits with the shipping company. The young owner of the Lin's Shipping Company in Lin'an once said that several of their major shipping companies

The shipping companies deliberately only ship fifty ships every year in order to raise the price of goods and make huge profits. The Municipal Shipping Department did not buy their goods at a fair price from the eight major shipping companies, but allowed them to drive up the prices of overseas goods, and then followed up with the shipping companies.

Separate accounts. There are many tricks here."

Fang Zian was stunned when he heard this and cursed: "Damn it, these profiteers dare to do this? Isn't Shibo Company controlled by them?"

"What to control? How can they control the City Shipping Department? The City Shipping Department is nominally under the jurisdiction of the local transfer envoy, but in fact it is promoted by people sent by the Political Affairs Hall. Qin Hui and his team firmly control this money tree, and follow

The big shipping companies just divided up the profits. They claimed that the Shipping Company purchased it at a fair price, but that was all deception. The City Shipping Company received limited financial and tax money, and the rest was divided up by them. Anyway, the people of the Song Dynasty were taken advantage of. Fanguo Spice

Ivory and gemstones are ridiculously expensive, and the spices used in the palace often have to be bought from outside markets at high prices. All the money paid in taxes and fees are vomited back in this way." Qin Xiqing said softly.

It was really an eye-opener for Fang Zian. It turns out that there are such dirty activities and tricks here. According to this, the Shipping Department has become a private money-making tool for Qin Hui and the shipping company. It will turn Song Dynasty into a cash cow for managing overseas trade.

Taking it as their own, the court's annual income was extremely limited, and most of it was given to these vampires. It was simply crazy.

"So, I used to feel a little guilty about the smuggling act, but now I don't have any guilt at all. This money can't reach the imperial court's warehouse at all. I can be regarded as taking food from the mouths of these moths." Fang Zian said.

.

Qin Xiqing said: "It's okay if you think so, but Xiqing feels that you seem to be too optimistic about this matter. I have to remind you that you are taking food from their mouths. If you are eaten by them

If you find out, that will really give Qin Hui a clue to kill you. Especially now, they are eager to find a clue to you, but you took the initiative to give it to them. "

Fang Zian smiled and said: "Then you have to catch me. How can I let them catch the evidence of my smuggling?"

Qin Xiqing said: "Don't say too much. The Imperial Navy is stationed on Zhoushan Island, and they will strictly inspect ships going out to sea. If you are careless, something big will happen."

Fang Zian was shocked when he heard this, but secretly tightened his grip. This is an issue that needs to be taken seriously. Since this matter involves Qin Hui and others, the plan to go to sea must be arranged more secretly and properly, and they must not be allowed to

Get the handle, otherwise I'm afraid I'm really going to die.

The two chatted for a while, and Qin Xiqing saw that the night was already dark, so he stood up and said goodbye. The two of them were tender for a while before leaving, and then Fang Zian sent Qin Xiqing away. After watching Qin Xiqing's carriage leave, when he turned around, Lao Huang said

Fang Zian handed over a stack of banknotes.

"What is this?" Fang Zian asked in surprise.

"Miss Qin gave it to me just now and asked me to give it to the young master. She said that the young master needs money." Old Huang said.

Fang Zian was surprised and said: "What?

How could I not know when it was?"

"Didn't you see me when I was waiting for Miss Qin to get in the car?" Old Huang said.

Fang Zian stood in the yard in a daze holding the stack of banknotes, feeling quite grateful. During the conversation just now, Qin Xiqing already knew her plan and knew that she had spent a lot of energy and money to prepare it. She should have guessed it.

She had spent almost all the money on the cabinet, so she left some silver with Lao Huang and asked him to hand it over to her. She would not ask for it until she asked him to, so she handed it over through Lao Huang.

Fang Zian counted the silver notes and found another five thousand taels. He was sure that his money had exceeded his budget. He spent nearly three thousand taels on shipbuilding and ship repairs, hiring labor, etc. Next, he still had to purchase goods, hire carriages, horses, and labor.

For the expenses, the remaining two thousand taels were not enough. On the way back, Fang Zian was thinking about what to do. Should he go to his future father-in-law, Lao Zhang, to get a few hundred taels of silver to help him out? Unexpectedly, Qin Xiqing gave it like a timely rain.

This way, the subsequent expenses will be much more abundant.

Fang Zian sighed softly and was moved. Qin Xiqing was an extremely smart woman who knew what she needed. It was truly a blessing in this life that she could meet him. Fang Zian secretly made up his mind to never let Qin Xiqing down, and he must deal with this matter

Done.

…

The next morning, Fang Zian found the Yonghe Inn in Beicheng. He asked Qian Kang's name on the counter, and the clerk immediately went to the guest room to call for someone. Fang Zian waited in the lobby of the inn for less than a moment before he saw Qian Kang walking quickly from

When he came in through the back door, he saw Fang Zian and shouted loudly.

"Brother Zian, oh, it's really you. I guess it was you who came to find me."

Fang Zian laughed and stepped forward. Just as he was about to bow his hands, Qian Kang stepped forward and gave him a bear hug. He hugged Fang Zian's arm and did not let go, laughing loudly. The shopkeeper, the waiter and the two guests in the lobby saw each other.

The two grown men hugged each other and both looked at them in surprise, with quite a bit of amusement in their expressions.

"Brother Qian, why are you here in the capital? It's still very early before the big exam. How many days have you been back to Yuhang? Why are you here in the capital again?" Fang Zian said with a smile.

Qian Kang looked around, took Fang Zian's arm and said, "Let's go and talk in my guest room."

Fang Zian nodded, and Qian Kang turned to the waiter and said, "Bring a pound of beef, a few dishes of side dishes, and a jar of wine to my room."

Fang Zian asked in surprise: "What are you drinking so early in the morning?"

Qian Kang said: "Is there a time to drink? You have to drink."

Fang Zian smiled helplessly and followed Qian Kang into the backyard and to a guest room on the east side of the second floor. As soon as he entered the door, Fang Zian was about to speak when he saw Qian Kang kneeling on the ground with a pop.

Fang Zian was startled and hurriedly stepped forward to help him and said, "Brother Qian, what are you doing? Are you cursing me to die early?"

Qian Kang refused to get up and said in a deep voice: "Brother Zian, please let me kowtow to express my gratitude and express my guilt. Otherwise, I will feel uneasy. I know everything. What happened in the capital has spread to Yuhang.

I knew what was going on as soon as I heard it. Brother Zian, because of my bad mouth, I put you and Miss Qin in danger and almost had an accident. I must kowtow to apologize."

After saying that, Qian Kang crawled on the ground and kowtowed.
Chapter completed!