No matter what happens, as long as Yue Su can convince Zhang Yan and get Zhang Yan's approval, and the two of them join forces, there will be nothing impossible in this world.

First, let’s talk about the imperial edict being sent to Luoyang. King Fu received it. When he heard that instead of giving land, he would be given money instead, he was somewhat reluctant. However, what was given to him was an imperial edict. As a minister, he must not resist or disrespect the edict. That’s all.

If you don't give land, don't give it. You can give it money. Now the family is in trouble. All the family property has been robbed by Li Zicheng. With these fifteen million taels of silver, a lot of things can be done. Regarding land, there are

Now that you have money, are you still afraid that you won’t be able to buy land?

King Fu then went to Dao Zhezi and expressed his acceptance of the suggestion in the decree. It would be fine without land, but when could the money be allocated? This was exactly what he wanted, so Yue Su immediately replied to him the decree, 15 million yuan, divided into two years.

To clear it up, I will allocate five million yuan to you now.

Withdraw five million yuan from the Ministry of Household Affairs and send it to Luoyang by waterway, and give it to King Fu. To be honest, Zhu Yousong would not have thought that five million yuan was much in the past, but now, he is just an empty frame.

Five million yuan solved many problems. The remaining ten million yuan will be paid in two years. Anyway, with the Holy Purpose at hand, the court cannot default on the debt. After all, he is still the emperor's uncle.

The matter of King Fu has come to an end for the time being. Next, we will talk about the Li family and the imperial court co-founding the Anmin Bank. The Li family said that it is really not enough to be able to provide 13 million yuan. A sufficient amount of gold and silver were withdrawn from the Li family.

He first went to the bank to exchange silver coins, and without saying anything else, the court directly made a fortune from it.

The National Bank in Wuchang is a first-level branch and has the right to mint coins. Yue Su sent a decree there and withdrew 7 million yuan from the bank. Although the Li family had the right to operate, the power of supervision was in the hands of the imperial court. Yue Su

Su sent officials and censors, and the inner palace sent eunuchs to intervene, and the Anmin Bank was launched.

Anmin Bank is headquartered in Wuchang, Huguang Prefecture, Hanyang, Huangzhou, Chengtian, Chenzhou, De'an, Yuezhou, Jingzhou, Xiangyang, Baoqing, Yunyang, Changsha, Changde, Hengzhou, Yongzhou, Baoqing,

According to the establishment of the National Bank, a first-level branch was established. The Li family's business could not be said to be all over the world, but it was not much different. Especially after Hun Sen's death, it naturally became more popular. Soon, North Zhili, South Zhili

Anmin Bank was established in Shandong, Shanxi, Henan, Shaanxi, Jiangxi, Zhejiang, Fujian, Guangdong, Guangxi, Yunnan and Guizhou.

However, the Li family's affairs were done in a systematic way. In the northern provinces, they did not invest much. They only opened banks in the administrative cities and a few major cities. His focus was to invest funds in Jiangnan and South Zhili.

In the two provinces of Zhejiang, the Li family invested tens of millions of taels of silver to ensure that there would be an Anmin Bank in every county.

The bank's business mainly focuses on deposits, withdrawals, loans, and investments.

Deposits are very simple. For private deposits, the interest rate is 2% a year. If you deposit for a fixed period, it can reach 3%. However, in order to prevent anyone from making fakes, the passbooks made by the Li family are very high-end. This is also discussed with Yue Su.

As a result, the hard cover used for memorials is used, and the deposit slip paper inside is also the best. People who make deposits must leave their signatures and passwords. The so-called password means that you have to leave six numbers, or a

The answer to the question is to be used when withdrawing money. Another point is whether the money you deposited needs to be collected in another place in the future. If not, your account will not be transferred to other places, that is to say, in other places.

It is impossible to withdraw your money. Of course, if the person who saved the money dies and his family needs to inherit, this is easier. As long as there is a death certificate issued by the government and the identity certificate of the relatives, that will be fine.

Withdrawal business is mainly based on inter-bank withdrawals. A handling fee of 5% is charged. When withdrawing money, you must sign, check the retained handwriting, and speak the password to confirm. In your passbook, there will be a bank account to record it.

The loan business is basically mortgage loans, house deeds, and land deeds. The loan interest is set by the Li family at 7% a year. The introduction of this business has greatly stimulated the development of capitalism in the south. Many handicraft owners are short of funds.

At that time, everyone went to the bank for a loan. It also gave some cash-strapped businessmen a chance to make a comeback. They could use their shops as collateral, or mortgage their jewelry at home, in exchange for funds. The interest on bank loans is higher than that on private loans.

Loan sharking or pawn shops are much more cost-effective, and they are quickly recognized by most people.

Investment business is generally divided into two ways. The first one is if there is a good private business, but the owner cannot provide enough funds and does not have enough mortgage, then you can find a bank to partner. The Li family will personally handle your business.

After evaluation, if you think it is profitable, you will invest. In this case, the profit sharing is relatively large, accounting for at least 50% of the total profit. The second type is that the bank invests in doing business on its own, and the Li family does not really have countless

Money, although Anmin Rice Shop makes money, it is also under pressure on funds, and banks are even more pressure on money. At first, they only invested money without seeing much return. The Li family threw all their money into it, and no matter what project they were optimistic about, they would not be able to get it for a while.

After paying so much money, the Li family simply used the bank's money to do business. At most, they made money and shared it equally with the court.

In addition to investing heavily in the south, banks have also made huge investments in Rizhao County and the surrounding counties of Rizhao County. There are three banks in Rizhao County, which is a port distribution center. People who save, withdraw money, and take loans will definitely not be able to

Less. Prefectures and counties around Rizhao are also required to open banks.

Opening a bank in Rizhao County is the finishing touch. The bank here has made huge profits after half a year.

The imperial court opened the sea, but only limited one port, which was Rizhao. The status of Rizhao County was immediately raised. When the news came out, the merchants were eager to move, but the officials in the court did not seem to be cold, and they planned to see Master Yue's

Joke. As the saying goes, if you don't do it, you will be good, but if you do it more, you will make more mistakes. No matter how cautious you are, you may fail in some places.

The Ming Dynasty had banned the sea for many years, and reopening it this time was an attempt. No official of Yue Su's lineage knew this business, even Yue Su himself didn't understand it very well. Originally, for such matters, officials could be assigned casually.

It was enough to send a few tax inspectors, but Yue Su did not treat the matter as a trivial matter and decided to go there himself.

Before leaving the capital, Young Master Yue Su had to make arrangements for family matters. At noon that day, his family gathered together for dinner. He had been busy with business, banking, and court affairs for the past few days. Yue Su always left early and came back late, without spending time with his family.

Eat a few meals. It’s time to go out today.

There are many dishes in this meal, which Yue Su personally arranged for the kitchen to prepare. Lord Yue does not avoid eating meat during his daily meals, but it is still much simpler than other officials. Usually there are four meals a day.

The soup contains eggs, fish, meat, and vegetables. It has a rich influence. For children from poor families, it is already very good.

Today’s dishes are better. There are eight dishes in total, including braised hoof pork, Dongpo rou and other delicious dishes. The family is seated. Yue Su is the head of the family. If he doesn’t move his chopsticks, naturally no one dares to do so.

Chopsticks. However, his son Yue Sen grabbed a piece of fish meat in his head.

Mu Tianjiao sat next to her son. Seeing her son acting like this, she quickly turned her elbow.

"What are you doing?" Yue Sen looked very unhappy when his mother spoke up to him, and glanced at Mu Tianjiao.

"The kids are still young, so I think they are hungry. Let's use chopsticks together." Yue Su didn't have an attack. As he spoke, he picked up the chopsticks and picked up a piece of fish meat.

At this time, Yue Sen had already put the fish meat into his mouth. He didn't chew it twice before spitting it out, "Bah, this fish is not delicious at all. It is far worse than the Wuchang fish we eat at home."

After saying that, he went back and picked up a piece of Dongpo Rou, put it into his mouth, and then spat it out, "The Dongpo Rou cooked by this cook is too bad. Mom, let the cook we brought make a few dishes again.

, these dishes are not to my taste."

There was more than one child on the table, including daughter Yue Meng and adopted son Zheng Chenggong. The two children didn't react much, as if this had become a common occurrence. Yue Meng ate in small bites, while Zheng Chenggong put the vegetables into his rice bowl and devoured them hungrily.

Judging from the way Zheng Chenggong eats, the food should taste good.

Ruan Aoyue and Li Qiongying didn't speak, and looked at Yue Su intentionally. They knew their husband's temper, so how could they dare to say anything. Mu Tianjiao, on the other hand, said dotingly: "Wait a minute, mother will tell the kitchen,

I’ll cook some of your favorite dishes. Now, father, eat some food here and talk.”

Yue Su didn't say much. He put the fish into his mouth first, chewed it twice, and swallowed it. The fish tasted good, and it tasted like what he usually eats, but it didn't taste good. Then, Yue Su added another piece of dongpo.

When you put the rou in your mouth, it tastes tender and crispy, which is very enjoyable.

Seeing that there was nothing wrong with the two dishes, Yue Sucai said in a gentle tone: "Sen'er, this fish and dongpo rou taste very good, why do you want to vomit it and not eat it?"

"It's not delicious." Yue Sen said bluntly.

"Then what do you think is delicious?" Yue Su asked again.

"I like to eat bamboo steamed fish, Kirin mandarin fish, steamed Wuchang fish, Babao sea cucumber is also good, dragon body and phoenix shrimp are also good, Ruyi duck tongue, five-flavor fried crab, Yangcheng Lake hairy crabs I also like to eat

." Yue Sen reported several dish names at once.

To be honest, Yue Su is a very popular minister, and he has never tasted any of the dishes his son mentioned.

"Do you usually eat these dishes at home?" Yue Su said gently.

"Yeah, what's so rare about this? Last time I was a guest at Sanniang's house, his food was the best, and the Wuchang fish was so fresh. I told my uncle that I liked it, and he asked me to have it cooked every few days.

Send fresh fish here. And the hairy crabs are fresher than those at home, and there are many dishes that I have never tasted. His dishes are several times better than what I had at the palace last time..." Yue Senkou

Said in a veiled manner.

"You kid, if it's delicious, it's delicious. If you have anything to show off, you're not allowed to talk about it in the future. Especially you're not allowed to say that other people's food is better than the palace's food, got it?" Mu Tianjiao said in a soft tone.

.She looked like she was scolding a child.

"Oh..." Yue Su's voice deepened. He can now be said to be inferior to one person and superior to ten thousand people, but he has never been extravagant. As long as the food he eats is nutritious enough, he will be satisfied. And Ruan Aoyue

When I ate in Beijing, it was just four dishes and one soup. How could I ever enjoy what my son mentioned? At this moment, Yue Su's anger had already hit his boss, but he still suppressed it and said in a kind tone again: "

You are almost six years old now. Most children start studying when they are four or five years old. When you were at home, could your mother find a husband to teach you how to read and write? "

"I found it. My child is doing well in reading and is often praised by his husband." This time, it was Mu Tianjiao who said it.

"That's good." Yue Su nodded and said: "Sen'er, when my father was young, my family was poor. When you were this old, you started to help your grandfather do carpentry. Later, the family took out the money they saved.

Your hard-earned money is used to support your father's education. You are much luckier than your father. Now the rich family is serving as an official for your father, and your mother is still the princess. This will make many children envious. In two days, your father will go out again.

You can’t neglect your studies. Your mother didn’t bring a husband here. Let me take a look and help you find a husband tomorrow. Now, you can recite the Three-Character Sutra to my father."

"Husband, we are eating right now. We will talk about the endorsement after we finish eating." Mu Tianjiao said quickly.

"He doesn't like to eat the food on the table, so why don't you memorize it. Sen'er, memorize it." Yue Su said gently again.

"I don't endorse books. What's the point of memorizing books?" Yue Sen said with his lips curled up.

"What did you say? Have you ever talked to your father like this?" As soon as Yue Su heard his son's words, the anger that had been suppressed suddenly rose up. His voice rose to a high pitch, and he slammed the table. "

Snap!"

When he got angry, the other two children dared not eat. They sat quietly and did not even dare to move. Ruan Aoyue did not speak, but Li Qiongying said: "Husband, the children are still young, don't scare them."

"Yes, Third Sister is right, the child is still young. Don't worry about the endorsement..." Mu Tianjiao also quickly persuaded her.

"Now that I'm young, I already know steamed fish with green bamboo flour, Kirin mandarin fish and eight-treasure sea cucumber. I remember a lot of the names of the dishes. I have never eaten many of the dishes he mentioned. Is such a child still young?

Endorsement..." The last two words Yue Su said became extremely low, making it impossible to refute.

"Mom... I won't carry it... I won't carry it either..." Yue Sen didn't seem to be very afraid of his father's anger. He threw himself into his mother's arms and said pitifully.

"Husband, don't scare the child. If you scare the child, you will make the child stupid. Otherwise, you can find the teacher tomorrow and teach him a lesson, and then he can memorize it again." Mu Tianjiao heard this.

The son's voice was pitiful, and he quickly helped to plead for mercy.

"Didn't you say that he is good at studying? Even his husband praised him. Why, he can't recite it now." Yue Su said in a deep voice.

"My husband didn't teach for long. He resigned from the school because of family matters. So, he didn't have much to teach the children..." Mu Tianjiao saw Yue Su asking and changed her words.
To be continued...