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Chapter 63 The Toad

Shi Haodong sat down next to the catkins, stretched out his hand and said with a smile: "I am Shi Haodong, hello!"

A look of surprise flashed in Yan Jianguo's eyes, and then he shook hands with Shi Haodong and said politely: "Hello, nice to meet Mr. Shi."

Shi Haodong immediately introduced Shi Pan to Yan Jianguo, and Manager Yan made room for Shi Pan to sit down.

The waiter came up and Shi Haodong ordered two cups of coffee. After the waiter went down, he politely said to Yan Jianguo: "Manager Yan, I will trouble you about this loan."

Yan Jianguo was startled, and then said: "Is Mr. Shi asking for this loan? What is your relationship with Liuxu?" After speaking, he looked at Liuxu.

Liu Xu took Shi Haodong's wrist and said with a sweet smile: "I forgot to tell you, he is my boyfriend. He is the one who wants to take out the loan this time. You need to worry more about the loan."

Yan Jianguo said with a smile on his face: "Why didn't you tell me earlier? If I had known that it was your boyfriend who wanted the loan, what problems would there have been? I will go back and apply to the general manager right now. I believe there will be a result in a few days.

You two, just wait for my news."

Shi Haodong and Liu Xu looked at each other, both showing joy.

Shi Haodong said: "That's really a big thank you to Manager Yan. I will be the host and treat Manager Yan to dinner another day, and I hope Manager Yan will appreciate it."

Yan Jianguo said with a smile: "Definitely, definitely!" He looked at his watch and said, "It's already so late before I know it. I still have some things to do, so I'll take my leave today. Mr. Shi, you guys can chat."

When Shi Haodong saw that Yan Jianguo was about to leave, he stood up and said, "Manager Yan, won't you sit down for a while?"

Yan Jianguo said: "No, I really have something else to do. I will trouble Mr. Shi to send the catkins back later."

Shi Haodong said: "Then I will send Manager Yan off."

Shi Haodong, Liu Xu, Shi Pan and the other three saw Yan Jianguo off, returned to the cafe to pay the bill, and walked together on the riverside road.

Shi Pan was happy when he thought that Yan Jianguo had agreed to the loan, and said to Shi Haodong: "Brother, now that the money problem has been solved, there should be no problem in taking over the Good News Bird Online City."

Shi Haodong smiled and nodded, and said: "Everything is ready. All we need is Dongfeng. We just need to wait for Boss Wang to call us and ask us to buy Baoxiniao Internet City. Now what we have to consider is the location issue. As you see, the Internet cafe

Where is the best place to open it?”

Without thinking, Shi Pan blurted out: "Why bother asking? It must be the best one near Riverside Park. But the rent of those storefronts is probably not low, and we're afraid we don't have enough money."

Shi Haodong knew that what Shi Pan said was true. The most popular area on Hebin Road is the area near Hebin Park. Because of this, the storefronts in this area are very popular and the rent will definitely not be lower. It is better than Sanmao Internet Leisure

The appearance of the club will only be high, not low, and the annual appearance fee of Sanmao Online Leisure Club is 180,000. According to this calculation, if you want to find a store near Hebin Park that is similar in size to Sanmao Online Leisure Club,

I'm afraid the minimum is 200,000 to 300,000 yuan.

This is also a large amount of money.

Thinking of this, he looked at Liu Catkin and asked: "How much loan did you apply for with Manager Yan?"

Liu Xujiao smiled and said: "I have already considered these for you. If you had waited for you to think about it, the sky would have collapsed. I told him it was 1.3 million, and the loan was in my name. The application form has been

Filled out."

When Shi Haodong heard what Liu Xu said, he completely relaxed and said with a smile: "Then let's go shopping around to see which store is suitable?"

Neither Liu Xu nor Shi Pan had any objections, and the three of them immediately started strolling along the Hebin Road.

Two hours passed while wandering around. Shi Haodong spotted two facades at the entrance of Riverside Park.

The halls of these two facades are very wide. One of them is a clothing business, and the other is an electronics mall.

The previous clothing mall has been struggling due to poor management and fierce competition. If you want to sublet, the price of this mall should be easier to negotiate.

Another electronics mall mainly sells some digital products, which are more popular among young people. In addition, the goods are purchased in a timely manner, and the business is pretty good. It may be more difficult to start from this store.

Shi Haodong had already made a decision after weighing it. In order to reduce expenses, he decided to start with the clothing mall. Once the loan was obtained, he would negotiate the price with the owner of the clothing mall.

Immediately, Liu Xu and Shi Pan walked into the clothing mall and asked a clothing mall employee for the phone number of the clothing mall owner. They saved it on their mobile phones and then returned.

Back on the street, Shi Haodong checked the time on his phone and saw that it was already past 11 o'clock, so he said to Liu Xu, "I'll take you back."

Liu Xu didn't drive here today, but when she saw Shi Pan was there, she didn't want to trouble Shi Haodong and the other two brothers, so she said, "I can just take a taxi and go back."

Shi Pan said: "We have our own car, why should we take a taxi? Besides, it's so late, I'm afraid it won't be safe for you alone."

Liu Xu looked at Shi Haodong and saw that Shi Haodong's eyes were full of concern. He nodded and said, "Okay then."

Shi Haodong and Shi Pan immediately drove Liuxu home in a van and then returned to their residence.

The next day, Shi Haodong went to the Sanmao Network Leisure Club to inspect the club as usual in the morning, and then drove a van with Shi Pan to learn to drive.

I randomly found a small restaurant for a meal at noon, and continued to learn driving in the afternoon.

Time flew by and it was noon. Shi Haodong was about to go back with Shi Pan when his cell phone suddenly rang. When he opened it, he saw that it was Liu Xu calling him. He immediately answered the call.

"Hey, where are you now?"

His tone was a bit urgent, and Shi Haodong couldn't help but wonder, could something have happened?

"I'm learning to drive with Shi Pan, what's going on? What's the matter?"

"I can't tell at the moment. I'm going to class soon. You can pick me up at school and we'll talk about it then."

"Okay, I'll come to your school right now."

"OK Bye Bye!"

After the last word "Bye" fell, the ringtone of class came from the other end of the phone, and Liuxu hurriedly hung up the phone.

Shi Haodong closed his phone and said to Shi Pan: "Let's learn this today. You can drive back by yourself. I have to do something."

Shi Pan heard Liu Xu's voice from the side and knew that Shi Haodong was going to see Liu Xu, so he nodded and said, "Well, brother, I'll go back then."

Shi Haodong immediately got out of the car, hailed a taxi and went to Sankou Middle School.

When I arrived at Sankou Middle School, I saw that it was only half past four, and there were still forty minutes before school was over. I squatted at the school gate, smoking a cigarette, and waiting for Liuxu, but I started to guess, what did Liuxu want to tell me? Could it be the loan?

Something went wrong? Probably not. Manager Yan was so sure yesterday. If there is no problem, then what could it be?

After thinking about it for a long time, I couldn't guess what happened to Liu Catkin.

"Zero, zero, zero!"

The bell rang for the end of school. Shi Haodong stood up and looked at the school gate. After a wave of students came out, Liu Xu hurriedly walked out and immediately greeted them, saying, "Why are you in such a hurry?"

Liu Xu said: "Let's talk about it after we get in the car." He led Shi Haodong to the parking lot outside the school gate, and got into the car with Shi Haodong. After sitting down, he looked sideways at Shi Haodong and said, "This afternoon my classmate took a taxi.

He called me and said that the bank has been tighter on loan cards recently, and my house is quite old, so it is not enough to be used as a mortgage."

When Shi Haodong heard Liu Xu's words, he couldn't help but be startled. Liu Xu had always been in charge of the loan, so he didn't know before that Liu Xu was using the Liu family's house as collateral for the loan. Then he said: "How did you use your home's money?"

The house is used as a mortgage? Do your father and others agree?"

Liu Xu said: "There is no problem in this regard. The house has been transferred to my name a long time ago. My father will not ask about it. The most important thing now is that the loan cannot be approved. How about we go to Yan Jianguo and find out?

Can I apply for a loan by using Sanmao Online Leisure Club as collateral?”

Shi Haodong said: "Then have you made a date with him?"

Liu Xu said: "Not yet. It's already past five o'clock. He has already got off work. Even if he wants to refill the loan application, he will have to wait until tomorrow. I plan to wait for you to come. You can call me and ask if you can.

If so, you can go to the bank tomorrow to go through the procedures with him."

Shi Haodong knew that the name of the Sanmao Online Leisure Club was in his name, so if he wanted to use the Sanmao Online Leisure Club as a mortgage, he had to sign the application himself. He nodded and said, "You call him, I'll come and follow him."

He said."

LiuXu said "hmm", took out her mobile phone and dialed a number.

"Hey, Yan Jianguo, I'm Liu Xu, my boyfriend is next to me, and he wants to talk to you about a loan."

"Oh, I'll give him the phone right now."

After speaking, he handed the phone to Shi Haodong.

Shi Haodong took the phone and answered the call.

"Hello, Manager Yan, I'm Shi Haodong."

"It's Mr. Shi. I'm really sorry. I'm afraid the loan you applied for won't be approved. I asked our general manager for instructions today. Our general manager made an evaluation and said that Liu Xu's house is not worth 1.3 million at all and cannot be guaranteed, so the approval

Won’t come down.”

"Is it okay to use Sanmao Online Leisure Club as a mortgage?"

There was a brief silence on the other end of the phone, and then Yan Jianguo's voice came: "Mr. Shi, let me tell you honestly, with your background, our bank cannot lend you a loan because the risk is too high.

Just 3f3f3f3f3f3f, in short, it is impossible for the loan you applied for to be approved, not only by our bank, but also by other banks."

Although Yan Jianguo didn't say it clearly, Shi Haodong knew that the other party must think that he was a gangster, so he refused to lend him a loan. However, Liu Xu's status as a teacher should be no problem, and before today, Yan Jianguo had promised

, the loan matter is no problem at all. How could it change so quickly in just one day?

Suddenly, he remembered Yan Jianguo's delivery of flowers to Liuxu last night, and his expression when he saw him, and how he left without saying a few words, and he immediately understood.

This damn fat guy is a toad who wants to eat swan meat. He wants to pursue Liu Xu. When he sees that he is Liu Xu's boyfriend, he feels resentment in his heart, so he changes his attitude. First he pretends to be generous and agrees, and then finds an excuse to shirk, without offending Liu Xu.

You can also plot against yourself, what a shame!

After thinking about this, Shi Haodong always had the urge to slap this damn fat man, but seeing Liu Xu standing by, he suppressed his anger and said with a smile: "In this case, I have to think of another way. Goodbye, Manager Yan!" He was about to hang up!
Chapter completed!
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