There is an open space at the exit of the highway, which seems to be specially used to welcome guests. Our cars were lined up smoothly.

Chang Bailing hadn't arrived yet, and everyone in the car got off and waited outside. The deputy director of the National People's Congress and the vice chairman of the Chinese People's Political Consultative Conference both smoked. The two of them lit up their cigarettes and chatted. I was also beside them.

"Mayor Feng, do you know this president?" the deputy director of the National People's Congress asked me.

I nodded, "We know each other. When I was the director of the Provincial Obstetrics and Gynecology Hospital, I asked her about a loan, and she gave the hospital a lot of help."

The Vice Chairman of the CPPCC said: "Great, our loan problem in Shangjiang City will be easily solved in the future." [

I smiled and said: "I can't guarantee this. There are many regulations for bank loans. Of course, the development of Shangjiang City requires the support of banks, but we must use high-quality assets as collateral, even if we use the government's reputation to lend.

There is also an issue of quota and term. Banks are actually enterprises, and their most fundamental concern is profits. Although she is the president of the Provincial Construction Bank, the bank is not hers, and they may not necessarily give in on issues of principle."

The deputy director of the National People's Congress said: "Whether it is a public matter or a private matter, it will be easy to handle it if it is relevant."

I smiled bitterly in my heart: If this were the case, everything would really be easier to handle. But I didn’t want to argue with them. After all, they were all old comrades, and it was normal to have some conceptual issues. So I immediately agreed.

Said: "That's true."

The Vice Chairman of the CPPCC then asked me: "Mayor Feng, do you think our Shangjiang City can really become as developed as other cities around the provincial capital in the future?"

I thought this person's words seemed a bit imbecile, but the worry and lack of confidence he showed were very obvious. I smiled and said, "Why can't we do what others can do?"

He shook his head and said: "It's easier said than done! We have so many state-owned enterprises, and they are all on the verge of bankruptcy. I support Secretary Chen's idea, but it is not a simple matter to really make these enterprises come alive. Introducing foreign investment.

..... Is it so easy to bring in foreign money? I wonder what additional conditions they will require. The most important thing for state-owned enterprises is to stabilize their employees. What I am most worried about now is that in the future, due to the reform,

It’s a social problem.”

The deputy director of the National People's Congress also nodded and said: "Yes. Many of our employees work in factories. If the couple are laid off by then, how will they live? Mayor Feng, I think we do need reform, but this must be done

We need to complete the social security aspect first."

I said: "Theoretically, this should be the case. But the social security system is a huge project, and it must be integrated with the national security system. Now our country's social security system is not perfect, how can we in Shangjiang City suddenly

How about finishing this part first? We can’t stop reforming just because we currently don’t have a social security system, right? In the future, the government can use temporary subsidies or subsidies for extremely poor people to temporarily solve this problem. At the same time, it also needs to provide additional services to the laid-off people in the future.

Employment opportunities. In short, reform is the general trend, and we can no longer wait and see. The two leaders are old leaders of Shangjiang City. In the future, we need you to give more ideas to our municipal government in this regard. You are local

People are very familiar with various situations, and the information and suggestions you provide are really good advice.”

The Vice Chairman of the CPPCC said with a smile: "That's what we do. Mayor Feng just doesn't think we are annoying."

I immediately laughed, "I couldn't ask for it more. Why would it bother me?"

As he was talking, he suddenly heard the director of China Construction Bank saying: "Here we come."

I immediately saw a black Audi car paying the toll at the toll booth at the exit. I had some impression of Chang Bailing's car number. Sure enough, she had arrived.

The black Audi car drove out of the toll station and stopped in front of us. The president of the Municipal Construction Bank immediately opened the door of the car, and Chang Bailing's petite body came out. The first thing she looked at was me. She looked towards

I stretched out my hand with a faint smile on my face, "Mayor Feng, long time no see."

I shook her hand enthusiastically and said with a smile on my face: "President Chang, the main reason is that you are too busy. How dare I bother you casually?"

She said: "Don't say that. Our bank serves the government, and it is a commercial practice. Mayor Feng can come to me at any time if you have anything to do in the future."

I smiled and said: "Great. President Chang, let me introduce these two city leaders to you... Secretary Chen and Mayor Liu are waiting for you in the city, so we won't say more here.

"

She nodded.

Immediately, the siren of the police car rang, and then it drove slowly forward. I was behind the police car, and then Chang Bailing's car. Behind them were the deputy director of the National People's Congress and the vice chairman of the Chinese People's Political Consultative Conference.

The police car clears the way, and I lead the team. This is my understanding of this arrangement.[

Sitting in the passenger seat of Chang Bailing's car was Tao Tao, who also got out of the car just now. But I just nodded to her, and then went directly to talk to Chang Bailing. I didn't introduce her to me.

Peer, firstly because I hate this woman a little bit, and secondly because her level is not high enough.

But she was looking at me and smiling, and I noticed it. Because of this, I nodded towards her, which can be regarded as saying hello to her. After all, I am the executive deputy mayor here, so I have to take care of the minimum.

Etiquette and personal emotions can only be put aside. And I believe that my attitude towards her will not make others suspect anything, but will be regarded as a kind of style on my part.

The motorcade was traveling through the city. The roads were still very chaotic, with pedestrians, rickshaws, and vendors all mixed in. The situation was even more serious, especially in the bustling areas of the city center. The police cars kept blaring, and then they started to call for help.

Our convoy will clear a path.

I couldn't help but frown, thinking that this was because I didn't do my job well. Then I said to Xiao Xu, the secretary in the co-pilot's seat: "Please remember one thing for me. Tomorrow afternoon, please ask Director Lu from the Municipal Public Security Bureau and

The director of the Urban Management Bureau came to my office. The traffic problems and urban management problems in Shangjiang City need to be rectified immediately. We must come up with a solution as soon as possible."

He agreed repeatedly, and then took out his notebook and wrote it down.

I thought about it and said, "Tell Director Lu to ask the captain of the city's traffic police brigade to come too."

The motorcade drove to the municipal party committee, where Secretary Chen and Mayor Liu were already waiting.

Chang Bailing walked towards Secretary Chen with a smile on his face, "Secretary Chen, we meet again."

It seems like they should have been familiar with each other for a long time. I thought to myself.

Secretary Chen stretched out his hand and shook it with Chang Bailing, "President Chang, you have been strongly supporting my work when I was in Gaolou City. Now that I am in Shangjiang City, you should support me even more."

Chang Bailing said boldly: "There is nothing to say. I just need a word from Secretary Chen. Our CCB system will absolutely obey and provide all services. I also ask the same for the president of Shangjiang CCB."

Secretary Chen raised his head and laughed, "President Chang is really a hero among women. I like your character. Come on, President Chang, let me introduce to you. This is Mayor Liu of our Shangjiang City. This is our city's mayor."

Chairman of the CPPCC..."

Chang Bailing went to shake hands with them one by one, and then entered the municipal party committee office building under the guidance of Secretary Chen.

Seat signs have been placed in the conference room, and everyone sat down according to the assigned seats. Today's conference room was beautifully decorated, with several pots of blooming flowers.

Secretary Chen personally presided over the meeting. At the beginning, he welcomed Chang Bailing to Shangjiang City to inspect the work on behalf of the Shangjiang Municipal Party Committee, People's Congress, Government, and CPPCC. Then he began to introduce the situation in Shangjiang City, and then talked about Shangjiang City's

Initial thoughts on reform. However, he talked very briefly about the reform of state-owned enterprises. He mainly talked about the future construction of Shangjiang City, especially the issues of old city reconstruction and real estate development. Finally, he said: "In short,

In one sentence, if the construction of Shangjiang City has strong support from China Construction Bank, the development of our city will be very fast and rapid. China Construction Bank is very important to the development of a city, and at the same time, the development of the city will also provide China Construction Bank with

Huge business opportunities. In the final analysis, our cooperation is a win-win situation, and what we need to seek is sincerity in cooperation and finding a point of convergence. There is definitely no problem with sincerity in cooperation. President Chang and I are old friends.

The cooperation in the real estate market is very good. China Construction Bank has made great contributions to the construction and development of the high-rise real estate market. At the same time, it has also reaped huge economic benefits and social benefits. President Chang, I believe our cooperation will be pleasant.

Let’s continue. There’s no problem with that, right?”

Chang Bailing said with a smile: "Secretary Chen said it very well. Although our Construction Bank mainly supports the construction of large-scale state-owned projects, with the rise of the real estate industry, we also have irreplaceable advantages in urban construction.

It works. In addition, in recent years, our loan policies for large state-owned enterprises have also begun to tilt. I heard that Shangjiang City is about to carry out large-scale reforms of state-owned enterprises, so the main purpose of my visit to Shangjiang City this time is to give you a

Several major state-owned enterprises here are conducting research. Regarding the reform of state-owned enterprises, our CCB has one principle, which is to provide credit investment to enterprises with good returns. Secretary Chen, I hope we can also strengthen cooperation in this area. This is what we

It’s a real win-win.”

Secretary Chen laughed, "President Chang is really unique. Several other banks have not seen the business opportunities existing in the reform of our state-owned enterprises. President Chang, I believe in your courage. If CCB can grant credit to our state-owned enterprises,

Tens of billions, we in Shangjiang City are willing to cooperate with your CCB."

Chang Bailing smiled and said: "Secretary Chen, you are very ambitious. Ten billion... This is no problem, but this matter must be agreed by the head office and Governor Huang of the provincial government. Of course,

I am now here to investigate, mainly because I want to understand the situation of these companies."

At this time, Mayor Liu said: "President Chang, I have a suggestion for you. Now it is not very useful for you to conduct research on enterprises. I think you should first understand the plans of our municipal party committee and government for the reform of these enterprises. In this case

Then you may have more confidence.”

Secretary Chen smiled and said: "Mayor Liu's suggestion is good. But it's okay for President Chang to go to the company to investigate. At present, the provincial leaders have basically agreed to the plan to divest the bad debts of our companies first, so

Our enterprises will be good assets in the future."

Chang Bailing nodded and said: "I also agree with the idea of ​​divesting these companies' bad debts and bad debts first, but I don't agree with the complete divestment. You can put this part aside first, and you can ignore the interest on this part of the accounts. This is good for the bank.

It won’t cause much damage. Secretary Chen, isn’t this the purpose of your state-owned enterprise reforms? Isn’t it just to minimize the country’s losses?”

Secretary Chen laughed again, "I understand the real purpose of President Chang's visit to our Shangjiang City this time. But President Chang, this matter can only be decided by the province. It doesn't matter what you or I say. But I

I can assure you that if your CCB decides to invest in the credit business of our state-owned enterprises now, you will never regret it in the future."[

Chang Bailing smiled and said: "I completely believe this. So now please ask Secretary Chen to introduce to me your next plan for the reform of state-owned enterprises."

Secretary Chen immediately began to introduce.

I began to think in my mind: It seems that Chang Bailing came to Shangjiang City this time mainly because of the loans that China Construction Bank had provided to our state-owned enterprises. If those loans were stripped off all at once, the losses would definitely be considerable. Although China Construction Bank is a national bank

, but this also involves her political achievements and the profits of the entire Jiangnan Provincial Construction Bank.

As for the real estate development and old city renovation in Shangjiang City, this is a hugely profitable business for China Construction Bank. She doesn’t need us to ask her for help at all. Whether it is a developer’s loan from CCB or a home buyer’s mortgage, this is

A business that only makes money but does not lose money.

The banking business of state-owned enterprises after the reform is also very impressive. The first is the absorption of foreign capital, which is a considerable business. In addition, the part of state-owned enterprises that have been stripped of bad debts and re-loaned will be able to create more as long as the enterprises transform well in the future.

This is a good thing for banks and can bring huge profits. Chang Bailing can see this, which in itself shows that she has a unique vision.

As for the bad debts and bad debt issues she just mentioned, it is indeed not something that she, the president, or the person in charge of Shangjiang City can decide. It must be approved by the main leaders in the province. Obviously, Chang Bailing also

It was just a mention. Her purpose was to remind Secretary Chen: Your state-owned enterprises owe us a lot of money, so they should take more care of our CCB business in the future.

In fact, there is really a relationship of mutual need between banks and the government. In front of the government, banks cannot be as arrogant as they are towards other loan units. Without the support of key government projects and the guidance of major enterprises from the government, banks

Survival will be difficult.

After I arrived in Shangjiang City, the heads of several banks in Shangjiang City invited me to dinner and often came to my office to report on their work. Their purpose was all in common, which was to hope that the business funds of the unit I was in charge of would be deposited.
To be continued...