When going to bed at night, Mu Yang was thinking about how to use the money on hand. If you put it in the bank, it will continue to depreciate, so you must invest.

Even if you put it in a bank, you can't just deposit it in one bank, because you're really afraid of an accident someday.

He plans to start a business and has some ideas. He needs to do a lot of preparation work, which is estimated to take two or three months.

There was a long gap during this period, and he wanted to make use of the money temporarily.

You will continue to make money in the future. Starting a business will only take up a few million yuan, and there will be a large amount of money left over.

After careful consideration, it is better to save most of the money in the stock market that will rise sharply in the future, and then sell the stocks when the money is urgently needed.

Maybe if you save for half a year, the stock price may double, but you don't remember the details of the stock price trend. It would be bad if you miss the best investment opportunity.

When you have money, you mainly buy Tengxun stocks, and occasionally Maotai stocks. If you don’t have enough money, you can sell some to cash out.

Tengxun is listed on G City, and Moutai is listed on A shares.

Mu Yang has never played in the stock market, he only knows some common sense. He remembers that in later generations, you could open a stock account online, but now you probably can't. It seems that you can only go to a securities company.

The next day, Monday, there were two open classes in the morning, and he planned to skip class.

After searching online, I roughly know that to open an A-share stock account, prepare your ID card and a bank debit and savings card with the same name, and go to a domestic securities company to apply for it.

Opening G shares is a bit more troublesome. You need to apply for an overseas bank account. You don't need to go to G City in person. All you need to do is witness the opening of an account at a domestic bank branch in each G City.

Mu Yang still remembers that a domestic branch of a securities company in G City came to the company to apply for it. All he had to do was give him his ID card and sign, and all the procedures were completed for him. It took his colleagues more than a month to get the trading account.

If you want to trade in stocks, you must first open a Shanghai and Shenzhen A-share account with a securities company. As of August 2008, there were 107 securities companies across the country.

Muyang didn't know which one was strong in terms of scale, rates, efficiency, and service quality. He searched and compared online and chose HUA Tai Securities, a large and well-known brokerage. It is located on Jiefang East Road east of West Lake, a few meters away from their school.

Seventeen or eighteen kilometers.

Take a taxi and be there in half an hour.

Business Department Three.

"Hello, I want to open an account."

Mu Yang came to the business hall and went straight to the topic.

This year's financial crisis has had a big impact. Last year in 2007, after the Shanghai Composite Index exceeded 6124.04 points, it entered a slow bull trend. Coupled with the financial crisis, not many people opened accounts today.

You have to take photos of your ID card, sign it, ask questions about this and that, and ask yourself what kind of work you do, and actually want to find out how much money you have invested.

The greater the amount of trading funds and the number of transactions, the more commissions you will receive.

Half an hour later, the account opening was successful. Mu Yang looked at his successfully opened securities trading account. He was not afraid of being looked down upon, so he asked if he didn't understand something.

His account manager, Liang Xiaoman, is a pretty girl who patiently talks to Mu Yang, a novice.

Mu Yang asked about margin trading.

Liang Xiaoman smiled and said curiously: "Oh, I didn't expect you to understand this."

"I don't understand either. I saw this mentioned in the "Regulations on the Supervision and Administration of Securities Companies" promulgated by the state on April 23 this year, and I would like to know more about it."

“Our securities companies don’t have this, there are only one or two pilot projects, which require threshold customers to have assets of 1 million yuan and have opened an account for 6 months.

This actually means the same thing as going long and short. You pay a margin, raise funds from securities institutions, and expand your trading chips. It has a certain financial leverage effect and the risk is high. I don’t recommend you play this. If you don’t understand the stock market, buy something that you are optimistic about.

It is safer to hold stocks in the long term.

Of course, I also hope that if customers make more transactions, we will get more transaction commissions."

Mu Yang nodded, this young lady is quite reliable.

He just plans to hold the stocks he is optimistic about for a long time and use leverage financing. If the stocks fall sharply, he will probably be forced to close his position. This is the last thing he wants, as he does not want his own stocks to be manipulated.

Stocks are not like futures. As long as you don't sell them if they fall, you still have as many shares as you can and then sell them when they rise.

After opening an A-share account, Mu Yang asked again: "By the way, can you open a Hong Kong stock account?"

"Yes, our company has a sales department in Hong Kong. Just hand over the customer's information to the staff in Hong Kong and they will be responsible for processing it. However, it will take a long time. It may take more than a month. Are you sure you want to activate it?"

Mu Yang nodded, and Liang Xiaoman handed him the client account opening application form. After he finished it, he reminded him: "G-share processing takes a long time, about a month.

If it passes the review, please pay attention to the text message on your mobile phone, which contains the stock trading account number.

However, the ‘login password’ and ‘trading password’ of the stock trading account will be sent to the customer via email.”

"Thank you. I found that in the entire check-in hall, Ms. Liang, you are the most beautiful!"

Mu Yang praised her, causing her to cover her mouth and laugh. The female colleague next to her felt offended and instantly glared at him.

As soon as Mu Yang left, the colleague next to Liang Xiaoman laughed and said to her: "Xiaoman, why are you being so polite to Xiaobai? He doesn't have much capital, and he still buys Hong Kong stocks. Look at his information, he is just 18 years old, he is still a student, and he has a thousand yuan

It would be good if you invest money in A-shares.”

"The manager requires us to treat every customer with enthusiasm. Besides, now he has no money to speculate in stocks. Who knows in a few years." Liang Xiaoman smiled, but in the bottom of his heart, he despised this female colleague. If his service attitude was poor, he would probably

She helped her in front of the leader.

This cousin is too scheming and often deceives his colleagues.

Liang Xiaoman thought to herself that she was a little younger, but she was not someone to be bullied. She worked in a securities company on her own merits and her emotional intelligence was not that low. She was not like her who lifted up her skirt to men.

...

It was quick to open a stock account. Mu Yang returned to the dormitory and applied for Internet access in the dormitory.

After setting up the network, I downloaded the securities trading software on my computer and downloaded the PC client from Tonghuashun. Tonghuashun does not have a brokerage license, so it is not a securities company, but an Internet financial concept company.

But it has cooperated with Huatai Securities Company and can conduct trading on Tonghuashun.

Start the securities trading software, transfer 1 million from the bank card to the securities account, and prepare to buy Moutai stocks.

Mu Yang is not sensitive to the capital market and cannot analyze K-line charts. He only relies on foresight and knows that it will rise sharply in the future, so he just buys it.

At 10:10 a.m., the price of Moutai shares was 99.95 yuan, with one lot of 100 shares, and the bidding was conducted at a dime higher than the current price.

Big A's bidding rules are based on the principle of price priority, followed by time priority.

I bought ten lots, some rose and some fell. I bought a hundred lots in total and spent about one million yuan.

Target held: Moutai (600519)

Number of shares held: 10,000 shares

Average transaction price: 100.05 yuan

Current market price: 100.16 yuan

Market value of positions: 1.0016 million yuan

After buying it, he no longer pays attention to it. He doesn't care whether it goes up or down. What he wants is long-term investment.

Maotai's future growth will not be as good as Tencent's. After the Hong Kong stock account is opened, abandon Maotai and focus on Tencent.

In fact, in his opinion, investing 10 million yuan in Tengxun, even if it rises to 1 billion yuan ten years later, does not feel like much.

If ten million yuan is used to start a business, he who has a golden finger will be a loser if he is worth one billion yuan ten years later.

Of course, with a large amount of capital, it would be very difficult to earn 100 billion from one billion in ten years.

After finishing the stocks, I put on my backpack and went to the classroom for the last class in the morning.

The classmates saw Mu Yang sneaking into the classroom and got used to it. He skipped classes several times a week, and many classmates already knew that he was doing business outside.

Mu Yang leaves early and comes home late, and is out of tune with the people in the dormitory.

There have been great changes in the past two months. Not only has my skin become fairer, but my consumption level has also improved a lot.

Speaking of food, I have seen Mu Yang ordering food from a top-end restaurant outside the school a few times. All the cheap clothes and shoes from before are gone, and his style is more mature.

At his level of consumption, even Li Ming, who has the best family in the dormitory, can't really afford a living expense of 1,500 yuan a month.

Luo Xiaomin helped him calculate carefully. Muyang's food expenses for a day were about 60 yuan, and the clothes and shoes in the dormitory cost about 5,000 yuan. He often bought fruits and they were embarrassed to eat.

At first, they thought that Mu Yang's wealthy girlfriend supported his living expenses.

But recently I discovered that this is not what they thought.

The classmates in the class, especially a few roommates, probably know that Mu Yang has been working in a game studio recently. This is not because Wang Hai, the fat man, was exposed.

Mu Yang and Wang Hai go to the Internet cafe every day to observe the computer operation. Over time, they will inevitably run into roommates and classmates who go to the Internet cafe to surf the Internet.

Once, a classmate in the class met Wang Hai on the second floor of Miracle Internet Cafe and wanted to go into the box to watch, but Wang Hai refused, which made the classmate very unhappy. He felt that Wang Hai looked down on him and was stingy.

When using external plug-ins to purchase Zhengtu equipment, there is nothing to keep secret.

After returning home, word spread in the dormitory that Wang Hai made money by playing Zhengtu games in the private room of the Internet cafe. He directly bought 15 computers and made a lot of money.

Out of curiosity, classmates in the class went to watch during no classes and met Mu Yang and Wang Hai. However, when they were about to enter, they were stopped by the person on duty.

At that time, when Mu Yang walked out of the box door, his classmates who were surfing the Internet near the box asked him curiously: "Mu Yang, what game plug-ins do you do?"

"Oh, I'm going to train for the journey and get some equipment by the way."

Of course Mu Yang would not tell these students the truth.

"Can I go in and have a look?"

Mu Yang smiled awkwardly: "This is really not okay. The boss won't let me. After all, this is a way to make money. It's not good if it spreads. I hope you can understand."

"Oh, I understand."

Some students understood and no longer wanted to go in.

In just these two days, everyone in the class knew that Mu Yang and Wang Hai were training for games.

Mu Yang, in particular, has made a lot of money. For college students, it is very impressive that they can find ways to make money during their college years, especially in their freshman year.

Seeing that Muyang's life has improved, he spends money generously.

Last night, all the boys knew that he could even afford a Pingguo notebook worth nearly 20,000 yuan, and a mobile phone worth several thousand yuan. The classmates in the class knew that he had made a lot of money and might have some shares.

However, some people deliberately misrepresented that he was being kept by a rich woman.

Some students are also curious about how much money Mu Yang has earned. He has spent more than 30,000 yuan, so some students said that Mu Yang earned 50,000 yuan, and some said that he earned 100,000 yuan.

But no matter what, I made so much money in one month, which is really enviable.
Chapter completed!