Wang Xifeng snuggled in Li Miao's arms and quickly calmed down. She was still too greedy. What else would she not be satisfied with her life like this?

Li Miao felt Wang Xifeng's changes. Wang Xifeng was actually just a straight person and couldn't hold back anything. Li Miao didn't want to suppress her nature. Besides, Wang Xifeng like this is actually quite good.

"Feng'er, if you want to rectify Rongguo Mansion, your idea is good. But you have to wait a little longer." Li Miao comforted Wang Xifeng and said softly.

Wang Xifeng sat up and shone with a ray of light. Li Miao looked at Wang Xifeng with a smile. This is the real Feng Chizi, who is resolute and vigorous. Li Miao felt that Wang Xifeng was even more touching. So the two of them quickly entered the state of dual cultivation again.

Li Miao looked at Wang Xifeng holding his son Jiujin and jumped out of the study. Jiujin also giggled in her arms, cooperating with Wang Xifeng's happy mood.

The old lady Shi and Mrs. Wang in Rongqingtang waited for a long time. The servant reported that Li Miao was busy with something and had no time for the time being. The old lady and daughter-in-law were stunned. Why did this happen? What was going on?

Li Miao really didn't refuse, it happened to be something. Even if it was nothing, Li Miao was not the one who came and left immediately. I don't know if it was Mrs. Shi, who looked up to him or underestimated him?

The cheap father-in-law Zhang Defu came to the study. That is, Xiao Zhang Min's father, Zhang Defu was flirting with his eyes and was reporting to Li Miao the operation of the Shunfeng ticket number.

After Li Miao returned to Beijing, he summoned Zhang Defu immediately. Zhang Defu was outstanding in business talent. He is currently a senior executive of the Northern Bureau and is in charge of Tongzhou's commercial affairs for many years. It can be said that he is of high power and Tongzhou is a hub of the northern economy.

Most of the supplies transported by the Southern Bureau to the Northern Bureau are transited through Tongzhou. Tongzhou's commerce is also quite developed. The annual trade volume is about tens of millions of taels of silver, and the profit is as high as more than two million taels of silver.

Zhang Defu never dreamed that he could take charge of such a big business. Now Zhang Defu lives a happy life, and his son Zhang Jun is his deputy. Zhang Jun sometimes jokes that he will not know when he will take over his father's stance.

As a senior executive of the Northern Bureau, Zhang Defu also practices Jeet Kune Do, which is used to maintain health and wellness. Of course, it is better than when he was just following Li Miao. Zhang Jun wanted to wait for Zhang Defu's class, but he didn't know how to wait until the year of the Monkey and Horse Month.

When Zhang Defu heard that Li Miao asked him to form a Shunfeng ticket account, to be honest, Zhang Defu was unwilling to do so. In Zhang Defu's view, Shunfeng ticket account was just a small business.

Although the business of the ticket numbers these days is not small, the big ticket numbers can earn tens of thousands of taels of silver a year. Even if it is good, there are only a handful of ticket numbers that can earn more than ten or twelve thousand taels of silver. But compared with the Tongzhou business he is in charge of now, it is indeed a small business.

How could Li Miao not understand Zhang Defu’s idea? What kind of business is the ticket number of the Zheng Chao now? For example, when a foreigner arrived in the capital, he brought a cart of 20,000 taels of silver, which was inconvenient to carry.

So, find a reputable ticket number to save, and 20,000 taels of silver will be turned into 19,000 taels of silver. One thousand taels of silver is exactly half a floor of handling fees. The ticket number is to use your credit to earn your money.

The half-layer handling fee seems to be quite good, but in fact the ticket number does not make much money. When the money comes, you have to inspect the goods and weigh them. The banknotes will be redeemed later, and the ticket number will be redeemed. The workload is not small. The key is that such a business is destined to be not big.

People still like to put the money in the bank warehouse at home. If you exchange it for a bank note, you need a handling fee, and the second is that the bill number is not an absolute insurance. People still have to use the money for normal transactions. They still think that the money is appropriate.

As for taking a silver note from the capital and going to another place to exchange for silver, then you have thought too much, and the bill number has not reached this level. It is the tax paid by the local government every year, so you have to escort it to Beijing by yourself?

So Zhang Defu felt that he was useless. When Li Miao threw the plan for Shunfeng ticket number in front of Zhang Defu, Zhang Defu began to read it slowly. Although the plan was very general, it was indeed feasible.

Zhang Defu has been doing business for so many years and is definitely an expert when it comes to doing business. It turns out that ticket numbers can still do this. If it is really done, the deal will be too big. Zhang Defu trembled excitedly.

Shunfeng ticket number first uses the reputation of Shunfeng Transportation Escort Agency to achieve full deposit and redeem within the scope of all Shunfeng Transportation Escort agencies. That is, the silver tickets you hold Shunfeng ticket number can be used within the scope of all Shunfeng Transportation Escort agencies.

The use here refers to the use of the Shunfeng ticket number. The silver ticket number of Shunfeng ticket number can be used in other places. In addition to all cities covered by Shunfeng transportation escort agencies, Shunfeng ticket number will also be set up in farms with more than 500 acres.

The handling fee for Shunfeng tickets is very cheap, only 2% instead of the usual 5%. It means that you deposit one million taels of silver in Henan and you can withdraw it when you go to Beijing.

This means that you don’t need to carry a lot of money when going out in the future, just carry a silver note with a Shunfeng ticket number. It means that those who do business no longer need to escort the escort silver, just carry a Shunfeng ticket number with a Shunfeng ticket number.

Even the official bank that the government escorted to Beijing every year can also be solved by a Shunfeng bill.

In the future, with the development of Shunfeng ticket numbers and other businesses, handling fees will be exempted and interest will be added. The future goal is to pass the Shunfeng ticket numbers to the world. In the future, the silver notes of Shunfeng ticket numbers will be circulated as currency.

If the banknotes of Shunfeng bills are to be circulated as currency, there is still a long way to go. Not only does it require integrity as a guarantee, but it also requires corresponding strength to protect this industry.

The anti-counterfeiting of the silver bill of Shunfeng ticket number is a trivial matter for Li Miao. The seal of the silver bill of Shunfeng ticket number engraved with real energy by Li Miao cannot even copy it himself. This is also the absolute advantage of Shunfeng ticket number.

The silver bills of Shunfeng tickets are not afraid of being imitated, and the authenticity is clear at a glance. This is something that other tickets will never do.

As early as when Li Miao returned to Lingshan Island this time, he secretly established a ticket printing office on Lingshan Island. Referring to the strict management model of modern money printing offices, the management was extremely harsh. Even Ding Chunsheng felt that the boss had some small plays.

Only Li Miao knew that the silver notes produced here could be used as silver in the future. The people who printed the ticket office still don’t know what they are doing. They only know that the management is really too strict.

The second thing Shunfeng tickets need to do is lend. Now the tickets in the Dazheng Chao do not have lending business. Most of the loans are loans with usury. The interest rates are astonishingly high, which seriously restricts the economic development of the Dazheng Chao.

Shunfeng tickets are mainly used to lend to farmers who cannot afford high-quality seeds. The loan interest rate is quite cheap, with a monthly interest rate of one cent. In Dazheng Chao, it is an incredible low-interest loan.

Li Miao wanted to promote his high-quality seeds from the north faster through lending. Nowadays, many farmers also know the benefits of high-quality seeds, but they just can't afford them.

Of course, the lending business of other customers will also be carried out. On the one hand, there must be physical mortgage to prevent bad debts and bad debts.

The third thing Shunfeng Tickets should do is to absorb reserves and make use of all the idle silver in the private cellars to promote the rapid development of the economy of the Dazheng Dynasty.

To absorb deposits, you have to wait. After Li Miao's silver deposit in Lingshan Island has been digested, it will start with Li Miao's own power. Now Li Miao's guards and stuntmen have a lot of spare money in their hands. The middle and senior officials have more money in their hands.

After all these three things were done, Shunfeng Piaohao became the only bank in the Zheng Dynasty. It is conceivable how much room it will have for the future growth. Shunfeng Piaohao can only develop within the sphere of influence of Shunfeng Transportation Escort.

Shunfeng ticket number is simply a piece of fat. It will definitely not work without the protection of the behemoth of Shunfeng Transportation Escort Agency. But with the rapid development of Shunfeng ticket number, it will also become a behemoth.

The guarding power of Shunfeng Piao will also grow rapidly. It will become a behemoth that is not inferior to Shunfeng Transportation Escort Agency. How could Zhang Defu not be excited when he looked at the plan in his hand?

Therefore, Zhang Defu, as the chief executive of Shunfeng Piao, held Shunfeng Family Law and traveled all the way within Li Miao's sphere of influence. He wanted people and silver, and he didn't use much money in the silver treasury of Lingshan Island.

After listening to Zhang Defu's report, Li Miao was expected. No one in the Zheng Dynasty knew Shunfeng tickets better than Li Miao. It was a copy of Modern Bank.
Chapter completed!