After determining Ring's next development strategy, Li Rui turned to the issue of concern.

"What I asked you to inquire about, how are you doing?"

Gaomu Lingxiong hurriedly said, "According to your instructions, I have collected a lot of information." As he said that, he took out a thick stack of information and handed it to Li Rui.

These materials are all about the operation methods of island countries QR codes, involving operators, technology developers, app manufacturers and users. They were compiled by Takamu Lingxiong after several months of market research after searching for a more reputable consulting company in the market, and translated into Huayu for easy reading by Li Rui.

Li Rui simply turned a few pages.

In 2012, QR codes were still a rare thing, but in island countries and Chaodao, the application of QR codes has actually been relatively mature.

Especially in island countries, QR code applications have already had a very large market, mainly used in scanning codes to surf the Internet, scanning business cards, reading electronic tickets, downloading games and ringtones, gps positioning, electronic advertising and other businesses.

The application of QR code generally uses channel distribution, and the QR code software developer provides the app or software to the operator, and the operator charges the corresponding copyright fee based on the installed capacity.

The operators will not hide decoding technology, but will make it public without reservation, nor will they centrally manage and control the QR code business, and will follow the open source code model. Whether developers, operators or even users can code and publish them at will.

This is different from Chaodao. Chaodao is also dominated by operators in mobile phone QR code business. The difference is that it adopts closed operation management. The operator acts as an intermediary between software developers and users, and the service fees paid to developers are collected by the operator.

In the future, the QR codes created by Credit Suisse will definitely learn from the island countries and promote them in open source form to gain support from enterprises and developers. However, there may be some security issues that must be solved first before they can be introduced to the market. Otherwise, with the financial supervision of Huaguo, it will be pushed into the cold palace in minutes and will never see the light of day again!

Li Rui also needs to consider the conflict with operators. With the popularity of smartphones in Huaguo, Huaguo's three major operators have also seen the potential of the mobile payment market and applied for payment licenses at the same time, preparing to adopt the NFC (near field communication) method to promote mobile payment.

NFC is also a very trendy mobile payment method. Island countries and islands have also been used for many years.

In his previous life, Li Rui once saw a scene in Chaodao movie: After the protagonist boarded the bus, he casually used his pants pocket to put off the card reader set up in front of the car. After making a "drip" sound, he completed the payment and bought a ticket and got on the bus.

At that time, Li Ruigang had a smartphone not long ago, and he didn't even know what NFC meant, but he was very eager for a convenient and fast payment form that could be completed without cash or credit card without using a mobile phone.

Until a few years later, Li Rui had a mobile phone that supported the NFC function. When he used this function to successfully pay, he still remembered the joyful mood.

However, the popularity of NFC in Huaguo is not high, because Huaguo people prefer another payment method.

There are currently two popular mobile payment forms, near-field payment and far-field payment.

NFC is a representative of near-field payment, which is realized with increasingly mature RF, infrared and Bluetooth technologies. As long as the NFC chip is implanted into the mobile phone, there is no need to enter the mobile phone system to operate, just swipe the terminal of the mobile phone network like a bus card, and you can complete the entire payment process.

Far-field payment is done through mobile clients, and essentially, it is actually a mobile phone that replaces computers to make online payments.

At present, in Huaguo, in addition to the near-field payment methods represented by the three major operators, there are also quite mature far-field payment forms, representing the mobile client launched by PayBei Bank Alliance.

The reason why the three major operators choose near-field payment is mainly because in far-field payment, operators are just a channel, and the real dominance is in the hands of financial institutions such as the Banking Alliance and third-party payment companies such as Fubei, so they hope to gain greater power by opening up near-field payment channels.

Of course, the Bank Alliance and PayBei do not want the three major operators to set up other tracks, and the two sides have had a lot of friction and debates about this.

However, so far, although various stakeholders have seen the huge potential of mobile payment, they have not yet found a mature business model. The funds and resources invested are not much, and they have not strangled other companies to enter, giving Credit Suisse an opportunity to join the market.

Li Rui entered the board of directors by acquiring a large number of shares of Shengmin Bank and was registering a payment subsidiary through the payment license in Shengmin Bank. After all the procedures were completed, he could legally carry out mobile payment business.

At that time, Credit Suisse will take out two more killer moves, not only to completely defeat V-Sign, but also to bite it hard on Baobei's territory!

After collecting the relevant information of the QR code, Li Rui wants to take it back and hand it over to Wang Tengfei for him to refer to it carefully.

The business on ring has been explained. Li Rui looked at the time and it was almost time to set off to meet an important person.

Zhou Lin drove Li Rui to SoftBank Building.

On the way, Zhou Lin said tremblingly: "Can I see Sun Mingyi later?"

Li Rui asked back: "Otherwise, if you don't act as an interpreter for me, do you want me to speak Mandarin and Chaodao to Sun Mingyi? By the way, since he is a descendant of Huaguo and has such a good relationship with Jack Ma, he doesn't know if he will speak Huaguo."

Zhou Lin said: "I just made sure... I was a little nervous when I thought of seeing Sun Mingyi."

"What nervous? He is also a human being. He is the same as us, one head, two eyes and one mouth."

"You may not know that although Sun Mingyi mixed his praises and criticisms in the eyes of the island people, some envied him for being rich, and some thought he was too greedy, but in the eyes of people like me, he was a hero!" Zhou Lin said with emotion, "I grew up in Huaguo when I was a child, and half of Huaguo's blood flowed in my body. After coming to the island country, although I became a nominal islander, the island people never regarded me as my own. They didn't say anything, but could see it in their actions and eyes, and never looked down on me!"

Li Rui could probably understand Zhou Lin's condition. It was a life where the body and mind did not know the belonging, floating like duckweed.

Zhou Lin continued: "Sun Mingyi's ancestral home is Huaguo, and he moved to Chaodao. He was born in the island country and studied in the island country. Finally, he made a fortune in the island country and even became the richest man in the island country. It was he who made people like us understand that we can also do something big!"

"Heroes don't care about their origins." Li Rui said.

Zhou Lin smiled and said, "Mr. Li, I have to thank you. If I hadn't met you, I would have been a confused broker. I would run on both sides of the country every day, and make some business and earn some money to support my family. After meeting you, my ideas have changed a lot, and I also want to do some big career. I wonder, if you still need people, can I do it for you?"

"Very welcome!" Li Rui agreed immediately.
Chapter completed!