"I'll accompany you to see it tomorrow. It's like this. Under normal circumstances, these non-performing asset packages of banks can be negotiated. The lowest price can be taken over at a discount of 30% of the valuation. Especially if no one cares about it, it should be difficult.

Not big." Zhang Dian said with a smile.

"Thirty percent off?!" Guan Fei was completely shocked by Zhang Dian.

"Don't be so surprised. Normally it's 30% to 30% off. After all, when lending before, the loan was based on the valuation ratio. It's impossible for the borrower to cut off the loan immediately after receiving the loan. You can still recover part of the cost in the early stage. Bank lending

It will only be the icing on the cake, not help in times of need. After all, before I give you a loan, I still need to review it to see if you have the ability to repay it, right?" Zhang Dian said without surprise.

"If I go, then you will make a lot of money." Guan Fei sighed.

"You can't just eat meat without seeing the thieves being beaten, right? There are a lot of hidden costs when we dispose of this kind of assets, various background checks, and sometimes we have to deal with legal disputes involved in the asset package in advance, and all kinds of messy things.

"It's just because the bank has no intention of dealing with these complicated problems that it leaves these matters to us. No one can do this without profit," Zhang Dian explained.

Guan Fei and Zhang Dian had a very enjoyable meal. Zhang Dian gave Guan Fei a detailed description of the various ways of doing this business. A plan gradually emerged in Guan Fei's mind, but everything still had to wait.

I will discuss it with Zhang Dian in detail tomorrow after I see the real thing.

After dinner, Guan Fei drank wine, and the car must not be moving. Looking at the time, it was almost 9 pm. Guan Fei called Cheng Xuemei when she went to the toilet. After teasing her for a while, she told Chen Xuemei.

I don't plan to go back tonight.

"Don't move the car after drinking. By the way, I have something to ask you. Tian Wen sent a table to his house today and said it was from you. What happened?" Cheng Xuemei asked.

It must be that the tea table he bought from Border Town has arrived. Guan Fei explained: "The tea table and tea tray I ordered in Border Town some time ago. Last time I saw that my uncle was very interested in drinking tea, so I ordered a set of tea tables."

Brother sent it over, and told uncle not to dislike it. I also ordered a tea set that should arrive in the next two days. Then you can help collect it and send it to uncle and aunt."

"If you want to send it yourself, what's going on if I do it? I don't understand this. After you are busy with your work, take the time to come with me to see them. They will go back to the imperial capital in two days." Cheng Xuemei said this.

I don't know why, but I always feel like my face is burning while I'm talking.

"Okay, I understand." Guan Fei agreed.

Early the next morning, Guan Fei got up early and took a taxi with Li Xing to the parking lot near the restaurant where he had dinner yesterday. He was about to drive to the bank. Unexpectedly, he met Zhang Dian in the parking lot who also came to pick up the car. After a brief introduction,

Zhang Dian looked at Guan Fei's Wrangler and said:

"Oh, this car is nice. It's really a bargain. It's a generous purchase. I've been interested in this car for a long time, but it's a little too showy to drive, so I didn't buy it."

"Anyway, why don't you drive my car together? I'm not used to driving in the provincial capital. There are too many cars." Guan Fei smiled and handed the car key to Zhang Dian.

Zhang Dian was not polite, took the key and said with a smile: "Okay, just let me experience the fun of driving this car."

The three of them drove to the entrance of the bank. After getting off the bus, Zhang Dian smiled and greeted a young man standing at the door eagerly looking forward to it: "Manager Li, who are you waiting for here so early?"

"Mr. Zhang is really early today. He's here to see our President Song, right? You go to his office and sit for a while. There's probably a traffic jam on the road and President Song hasn't arrived yet." The young man said with a smile.

"I came specially to see you today. Please lead the way and go to your place to have a look." Zhang Dian said.

"You're looking for me? I wonder why Mr. Zhang is looking for me? I have an appointment with an important client here, who will probably be here soon..." the young man said with some embarrassment.

"If I guess correctly, the customer you are waiting for is named Guan, Guan Yu, right?" Zhang Dian pinched his knuckles and said mysteriously like a magician.

"Mr. Zhang, how do you know? You were teasing me and Lin Feng yesterday?" Li Rong suddenly realized and said with an ugly expression.

"What are you thinking about? Let me introduce you, this is the Guan Fei you are waiting for. I happen to be an old classmate of mine. I will accompany him to take a look, so as not to be tricked by you." Zhang Dian pointed to Guan on the side nonchalantly.

Fei said.

"Ah? Hello Mr. Guan, Li Rong, whom we contacted yesterday, I didn't expect you to be friends with Mr. Zhang. I'm sorry I was blind and didn't recognize you." Li Rong quickly stretched out his hands and walked over to Guan Fei.

Guan Fei stretched out her hand to shake Li Rong's hand and said with a smile, "It's okay. It's our first time meeting you. Manager Li, take care of me."

"Mr. Guan, Mr. Zhang, please come in." Li Rong leaned forward and pointed in the direction of the elevator.

The group of people got on the elevator and arrived at the 4th floor. Li Rongxian led the three of them to the office, poured three cups of tea, put them down and said, "Wait a moment, everyone. I'm going to see if all my colleagues are here. Mr. Guan, please take a look first."

, this is our asset list, we will go directly to see which ones you are interested in later."

Guan Fei took a thick asset list from Li Rong and looked through it curiously.

Unexpectedly, the bank had already sorted it out by category. Guan Fei saw two parts in the catalog: finished products and rough stones. The finished part also came with some photos, including the color and price of the seed water, which were all clearly marked. However, because of the printed

Relationship, the photos are somewhat distorted.

After flipping through a few pages, Guan Fei whispered to Zhang Dian: "You can't tell much from the photos of these finished products. If the description is true, the price is in line with the market. If it can be negotiated at a 30% discount, it will still be profitable."

.”

"You are an expert, you should read it first and then talk." Zhang Dian said softly.

Guan Fei nodded and turned to the rough stone section at the back according to the catalog.

Guan Fei just read two pages and became a little uneasy. He turned to the next few pages in succession. According to the data, the rough stones mortgaged here were all cut materials, and it indicated that the cuts were planted with water. The seeds on several pages of data

The water written on it is all ice type, glass type, and lastly it is waxy bottom.

The key point is the price. According to the seed water and weight on the note, Guan Fei feels like he's taking a big advantage just by the current price. Guan Fei's breathing becomes a little heavier when he sees this.

"What's wrong? Is there any problem?" Zhang Dian asked from the side.

"It's okay. Let's take a look at the real thing later." Guan Fei shook his head and said.

After a while, two people walked in behind Li Rong and asked with a smile: "I wonder which batch Mr. Guan wants to see?"

Guan Fei opened the information, pointed to the rough stone number on one page, and said, "Can you take a look at this batch first?"

Li Rong nodded after taking it and whispered something to the two colleagues behind him. They took out a bunch of keys and turned out of the office.

"Mr. Guan, please come this way." Li Rong waved his hand and led Guan Fei and others to a room on the same floor, or a warehouse. The two people just opened a heavy door with some difficulty. Guan Fei
Chapter completed!