Font
Large
Medium
Small
Night
Prev Index    Favorite Next

Chapter 009 Loans

Seeing that Liu's mother also had a plan, Su Yujin nodded, "You and Ai Cao will make arrangements."

The next day, as Mrs. Liu said, she called Feng over early and taught her how to wrap and cook wontons.

Mrs. Feng had to prepare meals for the family at home. Because her mother-in-law was paralyzed in bed and had a bad appetite due to drinking soup and medicine for many years, she needed to cook in different ways, so Mrs. Feng was considered a good cook. She was making wontons and

Cooking wontons can be learned as soon as you learn it.

When there were a lot of people at noon, Su Yujin discovered that Feng could basically grasp the rhythm of the work when setting up the stall, and could not be so flustered.

Two days later, Ms. Feng was able to do her job very skillfully, and could even occasionally help greet the guests.

Su Yujin saw that Feng, Mama Liu, and Ai Cao were almost getting along, so she safely handed over the wonton stall to the three of them, while she walked back and forth on the street alone.

Qinghe County is not too big, but because it is adjacent to the capital, it is said to be prosperous.

The several streets running from east to west, north to south, are full of traffic and people coming and going.

Su Yujin was wandering around Qingyun Street where the wonton stall was located.

There are restaurants, teahouses, various shops and stalls on both sides, making it very lively.

This can be said to be the first time that Su Yujin has been wandering around alone since she traveled back in time. It can be said that she walks lightly, is in a happy mood, looks around, and feasts her eyes.

I visited the grocery store and bought some common seasonings, and then visited the drug store and bought some uncommon seasonings that were still commonly used as medicinal materials at this time...

When Su Yujin finished her stroll, she was carrying several firmly tied oil paper bags in her hands.

When he was about to return to the intersection of Qingyun Street and Shuanggui Lane where the wonton stall was located, Su Yujin stopped and took two steps back, returning to a shop.

There is a for sale sign on the door of this shop.

In Su Yujin's impression, this shop was originally the Mengji Cake Shop, and the business was pretty good. It suddenly closed a few days ago, and now it is for sale...

After thinking for a while, Su Yujin asked the clerk from the nearby cloth shop, "Excuse me, brother, is this pastry shop no longer in business?"

"Yeah, I won't do it." The waiter replied, "Shopkeeper Meng's only son broke his leg. The doctor in the county didn't like it, so he took him to the Huichun Hall in Beijing for treatment. The treatment fee at Huichun Hall is extremely expensive.

, Shopkeeper Meng’s family was depleted and it was not enough, so he planned to sell the shop so that he could go to Huichun Hall to heal his son’s leg.”

Selling a shop.

Su Yujin looked at the original Meng Ji again.

The depth of the bay looks good.

"Brother, do you know how much takeout from Shopkeeper Meng's shop costs?" Su Yujin asked again.

"The details are not very clear. Shopkeeper Meng is in a hurry to sell and doesn't have time to find a buyer. I heard that it has been handed over to the dental shop. You can go there and ask about the price."

"Thank you."

Su Yujin was blessed and went to the tooth shop.

After some inquiring, I learned that the selling price of this shop is three hundred and thirty taels of silver.

The shop is not too small, and there is a small yard at the back. There is a separate well in the yard, three small rooms and a shed.

On weekdays, the price of takeout would be about 400 taels. Because shopkeeper Meng was anxious to cash in, he initially settled on 350 taels of silver, but later lowered the price.

Su Yujin had been to Mengji and probably knew the condition of the shop. She was quite excited at this time, but thinking about the price...

"Can this shop be cheaper?"

"Three hundred and thirty taels is cheap enough. The Meng family wants to get the money and go to the capital as soon as possible. Otherwise, where can they find such a good and cheap shop?"

Seeing Su Yujin's brows furrowed, the waiter seemed to like the shop very much, but he hesitated about the price, so he gritted his teeth and said, "If you really want it, I can save you ten taels of silver from the price!"

"If you want it sincerely, but I really don't have enough money." Su Yujin thought for a moment, "I can only afford one hundred and eighty taels of silver at the moment."

The waiter's face suddenly turned into a bitter melon, "Girl, you must be having fun with the small one. The difference is too much. This is a shop, and we can't afford such a high price."

"I know, and I will pay enough for the three hundred and twenty taels."

"Didn't you say you only have one hundred and eighty taels? Then the rest..."

The clerk paused and looked at Su Yujin with a more guarded look, "You are not thinking about getting a credit account, are you? We don't have a credit policy at the dental store."

"It's not a credit account." Su Yujin said, "I want...a loan."

"loan?"

What is that?

The guy was a little confused and scratched the back of his head, "What the girl means is..."

"I bought this shop and paid one hundred and eighty taels of silver first. The remaining one hundred and forty taels will be paid off in twenty-four months. I will pay Yahang seven taels of silver a month.

Until the twenty-fourth time, everything is paid in full."

Su Yujin said, "This method of splitting the principal to pay and adding interest is called a loan."

In this case, you only need to pay a total of three hundred and forty-eight taels of silver including principal and interest, which is cheaper than a shop with ordinary market conditions. It can be regarded as a bargain.

But the guy scratched his head again.

The method is quite new and unique, and it only costs seven taels of silver a month. After these twenty-four months, it is one hundred and sixty-eight taels.

If calculated like this, Yaxing can earn an extra twenty-eight taels of silver from this matter.

In daily house buying and selling like this, after working for a long time, you can only get a profit of three to five cents. This is just a matter of transferring money, how can you make so much?

The waiter thought for a moment, then gave Su Yujin his hand, "Girl, wait a moment, I'll go ask our shopkeeper."

"Thank you." Under the guidance of the waiter, Su Yujin went to sit down in a cubicle and told the waiter, "I just gave you a rough explanation. I can explain the details to your shopkeeper in detail."

The waiter understood what Su Yujin meant, and after responding, he hurriedly went to find his shopkeeper.

Shopkeeper Sun from the Ya store arrived at the cubicle after a while.

"I heard from the clerk that the girl wants to buy a shop, but she doesn't have enough money, so she wants to use a so-called loan?" Shopkeeper Sun asked politely.

"Exactly." Su Yujin nodded, "Shopkeeper Sun can pay the 320 taels of silver to the Meng family, and then collect the 180 taels of silver from me, and then collect another 7 taels of silver from me every month.

, in two years, shopkeeper Sun can earn nearly thirty taels more, and I can also get a shop to start business earlier, which can be said to be the best of both worlds."

"That sounds good." Shopkeeper Sun nodded, "But what if the girl can't give her money on time every month?"

"Before I pay off the loan for the past twenty-four months, shopkeeper Sun can get the house deed and land deed first, and then return them after I pay them off."
Chapter completed!
Prev Index    Favorite Next