the next day,

Du Qingqing got up and happened to meet Zhang Shuochen running back, carrying breakfast in his hand.

"I'll bring it to you."

Zhang Shuo put breakfast on the table and turned around to take a shower.

After living a lifetime, Zhang Shuo became even more jealous of his life. He knew that every time he consumed his body unscrupulously when he was young, he would return it when he got older.

Don't smoke, don't stay up late,

After moving to Tianfu Community, I ran around every morning to exercise.

"This guy... I stayed up for half an night, and he actually had time to run in the morning? It's so annoying." Du Qingqing grabbed the steaming big meat bun and took a bite, and the resentment was full.

After taking a shower, Zhang Shuo went out.

Today he had an appointment with someone from Shenghua Financial Services to talk about Bridge Loan, which is a financial service company whose main business is to provide guarantees.

It was introduced by Accountant Chen.

During the specific negotiations, Zhang Shuo did not bring Accountant Chen with him, but was preparing to go on stage in person. After all, Accountant Chen is not his employee, so there is no reason to let someone work overtime on weekends.

Zhang Shuo himself also wants to practice more.

The negotiation location was at Shenghua Financial Services Company, and it was also in the north area of ​​Lu, and there were two bus stops.

"Mr. Zhang, welcome!"

The one waiting for Zhang Shuo at the door was Sun Tingmao, the business manager of Shenghua Financial Services. He was in his early thirties and was very dedicated. He still had a straight suit on the weekend and his leather shoes were polished.

It looks like a sold insurance...

“That’s right,”

Sitting down in the reception room, Sun Tingmao poured a glass of water for Zhang Shuo and began to introduce, "Our company only takes a bridge loan of one month to half a year. If it is less than one month, it will be calculated based on one month."

"What about interest, how do you calculate it?" Zhang Shuo asked.

"Based on the loan amount, time, and monthly interest are calculated at 2%-4%. "Sun Tingmao did not hide it.

These are open and transparent.

When converted to annual interest rates, it is about 24%-48%, which is very terrifying.

"Okay, I'm going to have a loan of 500,000 yuan, with a term of one month."

"500,000,"

Sun Tingmao's eyes lit up slightly, "Then, Mr. Zhang, what are you using as a mortgage guarantee?"

Any formal financial company,

There is no one who dares to make loans without mortgages or zero thresholds, even if it is a bridge loan.

"Get this,"

Zhang Shuo took out the equity letter prepared in advance and introduced the Qingcheng retail operation.

"I'll take a look."

Sun Tingmao took it with a smile, but his expression became less and less clear. He said in embarrassment: "Mr. Zhang, although you are also a company, you are essentially a convenience store. The store is also rented and cannot be regarded as a fixed asset."

Although Zhang Shuo just used 500,000 yuan to acquire 55% of Qingcheng Retail's shares not long ago, it seems that Qingcheng Retail's value is close to 1 million yuan, but who knows if there is any trick in it?

There are so many ways to play.

Zhang Shuo knew that things would not go very smoothly, and it was too difficult to get loans to small and micro enterprises, so he could only move them for profit.

“I can give 4% interest.”

If you borrow 500,000 yuan for one month, that is the interest of 20,000 yuan.

It's like picking up money.

"this……"

Sun Tingmao was a little moved. If he could talk about 4% interest, he would get at least 5,000 yuan in commission, but he still didn't dare to respond easily and asked tentatively: "Does Mr. Zhang have any other mortgages?"

“This is the only one,”

Zhang Shuo continued to increase his investment, "If you are still worried, your company can regulate this fund, and stipulate that it can only be injected into Qingcheng Retail, otherwise the bank can freeze at any time."

"This is OK!"

Sun Tingmao's small eyes lit up immediately. With such an operation, there was basically no risk.

"Then, that's it?"

"No problem, let's sign a letter of intent for cooperation first. After our company verifies the operating conditions of Qingcheng Retail, we can sign a contract and lend money." Sun Tingmao is very professional.

Sign the letter of intent,

He also handed Zhang Shuo a business card and said enthusiastically: "Mr. Zhang has any need, please contact me at any time!"

"must!"

Zhang Shuo smiled and accepted the business card, which was considered a connection.

…………

Shenghua Golden Shirt is very professional.

The review was made on Monday and Zhang Shuo was notified on Wednesday to sign the formal contract.

Friday,

That is, on June 4, a 500,000-yuan bridge loan was transferred to Mengya Capital Account.

On that day,

Zhang Shuo asked Accountant Chen to transfer the money to Qingcheng Retail and signed a new equity distribution letter with Du Qingqing.

Get it done!

Du Qingqing was very cautious and only officially signed a contract with the decoration company after the funds were received.

Still don't trust Zhang Shuo completely.

Zhang Shuo didn't pay attention to Du Qingqing's little thoughts, he was preparing to taste the greater fruit of victory.

"Ding, the entrepreneurial level is upgraded to level 2, and the reward talent card is the insight!"

It's the mysterious power infused again,

Zhang Shuo felt that from the inside out, it seemed that he had been baptized.

Insight into quality, in addition to being able to observe words and expressions and gaining the lead in business negotiations, you can also see through the appearance of affairs, point directly to the essence of affairs, discover internal needs, laws, and truth, etc.

Very strong!

Zhang Shuo couldn't wait to open the panel to check other changes.

【Host】: Zhang Shuo

【Talent】: Focus on lv1, insight into lv1

【Level】: Level 2 (5/300)

【Support Fund】: 5,000 yuan/day

【Cash】: 1.065 million

【Loan】: 500,000 (bridge loan)

[Companies under their name]: Mengya Capital (100% holding), Qingcheng Retail (accounting for 68.5% of the shares)

The support fund has increased from 1,000 yuan per day to 5,000 yuan, which has increased by 5 times.

Cool!!!

"Well, doesn't this mean that the flow of Mengya Capital is enough to pay my salary in a day?"

Suddenly I felt a little sad...

Upgrading to level 2 will reward 1 million entrepreneurial funds, and correspondingly, the upgrade experience will also increase to 300 points.

Want to level 3,

There is still 2 million left, oh no, it is a funding gap of 2.5 million.

It's hard!!!

Zhang Shuo, who awakened the insight of talent, realized that 500,000 entrepreneurship funds at level 1 accounted for half of the experience value, while 1 million entrepreneurship funds at level 2 accounted for only one-third of the experience value.

“It’s more difficult to upgrade.”

As for the extra 5 experience points, the 50,000 yuan expenditure incurred by previous reimbursement, rent payment, and interest on the bridge loan, can only be considered a drop in the bucket.

2.5 million funding gap,

It takes 500 days to accumulate support funds alone, and the cycle is even longer.

"You still have to use other people's money to upgrade to your own level."
To be continued...