【June 17, 1999 The weather is cloudy】

[Last night, after Jia Yan left, I went to Tianhai Bathing Pool to meet Zhao Maolu]

[When I saw him, I couldn’t help but be surprised. It turned out that this guy was my childhood neighbor Zhao Guang]

[We used to play together back then, but later he failed to enter high school. Unexpectedly, he became involved in society]

【………………】

[But he only accepted ten points from me. It seems that he still cherished the friendship from back then]

[With this money, I can finally open an Internet cafe. I am confident that I can make the money and return it to him in half a year]

Seeing this, Gao Yunong couldn't help but be startled. Good guy, I didn't expect that my father would be so courageous?

Not only did he go to the bank to negotiate a loan, but he also went to Zhao Guang and borrowed a loan at a high interest rate?

Why did dad do this?

[The reason why I went to find Zhao Guang was because I saw a mysterious person reminding me that he would buy as many computers as possible, just buy as many as possible]

[After all, an Internet cafe is opening next door, and the competition will be fierce. I want to suppress them from the beginning]

[I don’t know if Jia Yan’s loan will be approved, so I have to make two preparations]

Seeing this, Gao Yunong finally understood. So, my father was quite thoughtful!

This is a two-pronged preparation, so continue reading.

[With the more than 40,000 yuan that Zhao Guang lent me, and the more than 30,000 yuan that a few friends borrowed, I have more than 70,000 yuan in my hand]

[I just had free time today, so I went to the Computer City, but this time it really pissed me off]

[The mysterious man suggested that I go to the capital to buy a computer. I didn’t take it seriously at first. After all, it’s so far away. How to transport the computer back after buying it is also a problem.]

[Unexpectedly, I went to the computer store today to ask, and a few days ago I quoted a price of 10,000 yuan for a computer, but today they actually increased it to 15,000 yuan]

[It’s really special, I suspect they are targeting me deliberately]

[When I came out, a boss selling ink cartridges stopped me and told me that someone was threatening to ban me]

[It is said that he is a teacher in charge of logistics at the Agricultural College. Because he is in charge of logistics procurement, these computer dealers dare not offend him]

[However, he has a cousin who buys computers in the provincial capital. If I am willing, he can recommend me to go to the provincial capital]

[The price of a computer is about the same as here, but you have to add shipping cost]

[I showed him the configuration list recommended to me by the mysterious man yesterday, and asked him to call his cousin and give me a quotation]

[As a result, the two of them talked on the phone for half an hour, and finally gave me a quote of more than 11,000 yuan]

[Fuck grandma, a mysterious person told me that this configuration in the capital only costs more than seven thousand]

[However, I didn’t show it on my face, but it also strengthened my determination to go to the capital for purchasing]

Seeing this, Gao Yunong couldn't help but smile.

My father is really determined not to give up until he reaches the Yellow River.

He even asked him to go directly to the capital, but he still had to go to the Computer City to ask around. Obviously, he still didn't trust his words 100%!

But he might as well have touched the south wall once, and now he finally knew who his enemy was!

【June 20, 1999 The weather is cloudy】

[After waiting in fear for several days, Jia Yan finally called me this morning and his report was approved]

[xx Bank actually gave me a loan of 300,000 yuan. Oh my God, I really didn’t expect it. This guy is so awesome]

Seeing this, Gao Yunong's face became colorful.

Based on his understanding of banks, it is true that banks like real estate as collateral, but generally speaking.

Banks prefer commercial housing, but not so much for commercial retail housing.

Moreover, commercial housing banks usually give you a 30% discount, while commercial stores give you a 50% discount.

But he also remembered that it was 1999, when domestic real estate had just begun to reform.

Banks have not yet perfected their credit system. To put it bluntly, that period was definitely the time when the domestic bank credit system was in the most chaos.

Many things that future generations would never dare to imagine happened during that time.

For example, this time, Jia Yan actually loaned 300,000 yuan to his father, which greatly exceeded his expectations.

He originally thought that being able to lend hundreds of thousands would be enough, but who would have thought that Uncle Jia would be so capable.

Not only was there no discount on the valuation of his property, it was actually increased by half...

However, it is understandable when you think about it. The first wave of domestic real estate had not yet taken off.

All banks do not have the current evaluation standards and discounted home loan system for home loans.

For the sake of his own performance, Uncle Jia will naturally make efforts...

This money is an unexpected blessing for both his father and Gao Yunong!

Of course, the reason why he dared to lend like this was partly because of the credit task he was carrying.

On the other hand, they also wanted to understand the appreciation potential of their yard.

Even if their family still has no money to pay by then, as long as they take the yard over and the bank sells it, they won't suffer a loss.

After all, by that time, several universities must have merged, and the convection gates of the Agricultural College and the Polytechnic Institute have also been opened.

Once Dong'an Road here is revitalized, the value of their compound will definitely go up.

[He asked me to go through the procedures quickly. I went there with my house book, and he personally took me to apply for the mortgage]

[I was so busy that I actually completed all the procedures in one day, and the money will arrive tomorrow]

[I can’t wait any longer, I decided to buy a ticket to Beijing tonight]

[Anyway, this will arrive tomorrow. I can also swipe the card in Beijing. I will pay a handling fee at the most.]

Oops, it seems that dad is really impatient.

Gao Yunong's mood even became more anxious as his father recorded it, and he quickly continued reading.

【June 21, 1999, sunny weather】

[At six o'clock in the morning, I finally arrived in Beijing. This was my first time in Beijing.]

[As expected of the capital city, the stations are so big, I walked for a long time before I walked out]

[When I got outside, I was shocked. There were cars everywhere on the road, and there were high-rise buildings in the distance]

[I stopped a taxi and asked about it. From Jingcheng Station to Hailong Building, he actually asked me for 100 yuan]

[Bah, he really thinks I’m an old hater]

[Later I asked someone about it, and it turned out that taking the subway was the fastest. I took Line 1 and got to Xizhimen]

[It’s much closer to Hailong from here. I didn’t take the bus because there were too many people in the morning and I didn’t squeeze in]

[I had to take a taxi from here. Fortunately, it was not expensive. It only cost 15 yuan to send me to the place]

[When I got to Hailong Building, I had to cross an overpass. It really scared me when I crossed it]

[I met several people who followed me furtively and asked me if I wanted a CD from time to time.]

[I asked him what disc? He was still confused with me. These guys are really weird]

Seeing this, Gao Yunong couldn't help but recall the scene in Gao Yunong's mind when his father looked dumbfounded and stood on the overpass asking people what CDs they had.

I couldn't hold it back for a moment and burst out laughing.


Chapter completed!