This shop is available for purchase

After sitting down, Yang Yong and others were a little surprised. They didn't know what kind of medicine Gao Yang was selling in this gourd.

Xiao Jin smiled and asked: "Gao Yang, are you really planning to buy a shop?"

Gao Yang smiled and said: "If the price is right, in fact, if we buy this shop, it will be the best."

Gu Yawen said: "The price is just over 1,400, which is quite cheap."

Wu Ruohan smiled and said: "This is Jinyang, not as good as the capital. Besides, this shop seems to be sold cheaply, but no one has taken it over for more than two years."

Gao Yang said: "As the saying goes, one shop can support three generations. You can definitely buy it. The commercial housing market has just started, and housing prices will only get higher and higher.

In another 10 years, housing prices in Jinyang will be sold at 3,000 to 4,000 square meters, and shop prices will be over 10,000 square meters, which is normal.

In the next ten or twenty years, most people will buy commercial housing, and real estate will continue to increase and maintain value. This is an inevitable trend."

Gu Yawen smiled and said: "Gao Yang, why are you so sure?"

Gao Yang said: "As the economy continues to develop, urbanization will follow. More and more rural children will go to work in cities. The scale of cities will become larger and larger, and the demand for housing will increase year by year. These are all experienced by developed countries abroad. It's just that

However, due to China's reform and opening up, economic growth has been very fast, and the speed of urbanization will be much faster."

Xiao Jin raised his thumb: "That makes sense."

Gu Yawen was thoughtful.

Gao Yang remembered that in 2002, housing prices in Jinyang began to rise. The opening price of District D of Jinyang Garden reached 1,500 yuan per square meter. The minimum price of shops in District D was around 3,500 yuan per square meter. In good locations, it exceeded 4,000 yuan.

.

The location of this shop is better than that of Area D. When the time comes, it will be worth about 4,000 yuan per square meter, so it will definitely be fine.

Later, the sales lady came in and smiled sweetly: "Sir, I have applied with the leader and can get a discount of 1,400 yuan per square meter."

Gao Yang shook his head and smiled: "This price is not sincere enough."

The sales lady said: "Sir, one thousand and fourteen is low enough. This is a new house. You can't find shops with such low prices in the streets around here."

Gao Yang said: "You are a new community, and it is not popular enough. This shop is large in area and in a remote location. Its shortcomings are obvious. Anyway, one thousand fourteen is definitely too high and lacks sincerity."

The sales lady asked: "Then...sir, would you like to quote a price?"

Gao Yang thought about it: "One thousand and three."

The sales lady shook her head: "Impossible, one thousand and three is absolutely impossible."

Gao Yang said: "If you can't make the decision, report it to your leader."

The sales lady said: "Okay, I will report again, but one thousand three is really impossible, it is too low."

After waiting for a few minutes, the sales lady came in again: "Sir, our manager said that the price is 1,350 yuan per square meter. This is the greatest sincerity. It is impossible to make any more concessions."

Gao Yang said: "Then you can help me calculate the total price, down payment, and monthly loan repayments?"

The sales lady brought an electronic calculator and clicked it.

"Sir, it's 1,350 yuan per square meter, and the total price is 255,150 yuan. I can make the decision and erase the fraction, so the total price is 255,000 yuan.

The down payment is 20%, 51,000 yuan.

A loan of 204,000 yuan, calculated based on a 5-year preferential mortgage loan interest rate of 4.96%, a 5-year loan, and monthly repayments... Well, the monthly repayments look like 4,180 yuan."

Gao Yang lit a cigarette and pretended to lower his head in deep thought. Yang Yong and others looked at him curiously.

Looking like I want to buy a shop, everyone can't help but wonder, where will the down payment of 50,000 come from?

Gao Yang had just gone to the capital to work for three or four months, and he was about to raise 20,000 yuan in stock capital.

Later, Gao Yang raised his head and asked the sales lady: "You take the total price of 250,000, the down payment of 50,000, the mortgage of 200,000, and then do the math."

The sales lady said in surprise: "Sir, the total price is 250,000, it's impossible."

Gao Yang smiled and said, "You should do the math first."

The sales lady was a little helpless and had to do the calculation again and said later: "Sir, based on the total price of 250,000 yuan and a mortgage of 200,000 yuan for 5 years, the monthly loan repayment is 4,155 yuan."

Gao Yang nodded: "Okay, then you will report to your leader. The total price is 250,000, and the down payment is 50,000. I want it."

The sales lady almost cried: "Sir, I lost more than 5,000 yuan all of a sudden. It's impossible."

Gao Yang said: "Go and report, you are not your leader. This is the first business of the year, right? You haven't sold this shop for two or three years. I can take it for 250,000, which is not bad."

, we all want good luck, right?"

The sales lady sighed: "Okay, please wait a moment, I will report to the leader again."

After the sales lady left, Chen Sen asked curiously: "Gao Yang, do you really want to buy it?"

Gao Yang nodded: "If you can negotiate 250,000, you can buy it. In fact, you can also buy it for 255,000."

Chen Sen added: "You have to invest 20,000 yuan in the supermarket and make a down payment of 50,000 yuan. How can you get so much money?"

Gao Yang smiled bitterly: "I have 20,000 yuan to invest in the supermarket. I have a down payment of 50,000 yuan. I can only wait until I return to the capital to work and find a few more friends to borrow money. It will be convenient to buy the shop and become a shareholder myself. We can open a supermarket together in the future."

It’s more, so you don’t have to worry about arguing with the landlord or anything like that.”

Yang Yong slapped the table: "Good brother, you have courage!"

This time, the sales lady went out to report for more than ten minutes and then came back.

"Sir, our leader has agreed. Please pay a small deposit."

Gao Yang asked: "How much do you pay?"

The sales lady said: "Pay two thousand."

Gao Yang took out his wallet and took a look. There was no 1,000 yuan in it: "I'll pay 500 yuan. I decided to buy it anyway, so the deposit is just for the sake of it."

The sales lady shook her head: "Sir, the deposit must be two thousand. This is our company's rule."

Gao Yang was a little embarrassed, Ni Mei, there was only more than 700 yuan left in his wallet.

When I came back during the Spring Festival, I had more than 8,000 yuan, and I thought I would have a good year.

Gu Yawen saw it, smiled slightly, opened her handbag, opened her wallet, counted 2,000 yuan, and handed it to Gao Yang quietly.

Gao Yang was startled: "Yawen, thank you, I will pay you back when I return to the capital."

Gao Yang paid a deposit of 2,000 yuan, collected the receipt, and asked the sales lady: "What procedures are needed to pay the down payment and apply for a mortgage?"

The sales lady said: "To apply for a mortgage, you just need to bring a copy of your ID card and issue a proof of income. We won't officially start work until tomorrow, and we can start the business as soon as tomorrow."

Gao Yang said: "I work in the capital, and I entrust a friend to handle it. Is that okay?"

The sales lady said: "Okay, then you need to write a power of attorney. I have a standard format here, and I will help you find one."

After the sales lady found a sample of the power of attorney, Gao Yang asked again: "It will take about half a month for me to go through the formalities and it will take some time to raise the money. Is that okay?"

The sales lady thought about it: "Then we made an appointment, half a month at the latest. After half a month, we won't wait and we won't refund the deposit."

Gao Yang said: "Okay, no problem. By the way, what is the current rent level of the shops nearby?"

The sales lady thought about it and said: "For shops facing the street, in good locations, the monthly rent is 18 yuan or even 20 yuan per square meter, and the ordinary ones are about 15 yuan per square meter. In the community, the higher ones are fifteen or six yuan per square meter, and the cheap ones are in

About eleven or two dollars."

Chen Sen said: "The rent in Jinyang Garden is high."

The sales lady smiled and said: "This community is large in scale and has a high flow of people. There are several old communities nearby, as well as 5 banks and several units. People who live in Jinyang Garden have good financial conditions at home.

"Now, not many people can afford commercial housing."

Gao Yang thought that it was reasonable to buy this shop by himself. It was 189 square meters and the monthly rent was 1,800 yuan. The monthly rent was less than 10 yuan per square meter.

According to industry regulations, the price can be increased by 5% every year in the future.

In addition to the monthly rent of 1,800 yuan, there is only more than 2,400 yuan left for mortgage repayment, which is easily affordable.

It's just a down payment of 50,000 and an additional 20,000 shares to go out in one go, which is a bit painful.
Chapter completed!