Although he has nearly 40 million in cash, Lei Yunrong still feels that it is not enough.

This major stock market crash was a disaster for most people, but for Lei Yunrong, it was a major opportunity to accumulate capital.

Lei Yunrong is not familiar with the stock market and finance. That is to say, he went to learn about it during the A-share crash in 2015, and he also read a lot of novels about Xiangjiang's rebirth.

Only then did I gain some understanding of some major events in the Hong Kong stock market.

However, although Lei Yunrong knew that the Xiangjiang stock market would continue to fall until the end of the year.

But it was really hard to ask Lei Yunrong to short the Xiangjiang stock market. Moreover, the Lei family still wanted to establish a foothold in Xiangjiang. How could they establish a foothold in Xiangjiang if their reputation was so bad.

Xiangjiang is his basic plan and the foundation in Lei Yunrong's plan.

So Lei Yunrong will not dig his own grave, and Lei Yunrong also knows that there is a good way to make money.

That is, when the Hong Kong stock market kept falling in 1974, the international gold price kept rising.

Gold rose from US$66 per ounce in mid-1973 to nearly US$190 per ounce at the end of 1974, and the current price of gold is less than US$100 per ounce.

For Lei Yunrong, this is like picking up money.

So this time Lei Yunrong also wanted to play a big one.

The next day, Lei Yunrong drove to the headquarters of HSBC Bank, having made an appointment before.

As soon as I entered the gate, I saw a ghost guy coming to greet Lei Yunrong.

When Lei Yunrong saw this ghost guy, he quickly stepped forward, stretched out his hands and just shook them with him.

This ghost guy is no ordinary person. He is the current Vice Chairman of the Board of Directors of HSBC Group, Shen Bi.

People who like to read novels about Hong Kong should be familiar with him. He is also a person who cannot be ignored in the history of Hong Kong.

Shen Bi came to work in Hong Kong in 1949 and was transferred to RB four months later. After returning to Hong Kong in 1954, he was promoted to director of the import department. Later, Shen Bi was transferred overseas and was promoted to director of the accounting department after returning to Hong Kong in 1967.

He served as the general manager of HSBC in 1971, and was promoted to managing director in 1972. In 1973, last year, he was promoted to vice chairman of the board of directors of HSBC Group. In 1977, he took over as chief executive of HSBC, and then spent ten years bringing HSBC to the status of a world-class bank.

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HSBC is also an almost unsolvable monster in Xiangjiang, with its shadow in every aspect.

There is a saying in Korea that Koreans cannot escape three things in life: taxes, death and Samsung.

This was actually the case in Hong Kong 97 years ago. People in Xiangjiang could not escape three things in their lives: taxes, death and HSBC.

A few years later, Hong Kong's richest man, shipping tycoon Bao Yugang, acquired Wharf and Li Chaoren acquired Hutchison Whampoa. These two classic battles that established the reputation of Chinese capital had the shadows of HSBC and Shen Bi behind them.

In particular, Li Chaoren's acquisition of Hutchison Whampoa was almost given to him by Shen Bi. If they didn't have any interests behind them, they wouldn't even believe in Wangcai.

This acquisition was also given to Li Jiacheng to get started.

Shen Bi can be said to be the greatest and most capable executive in the history of HSBC.

But Lei Yunrong didn't have much favorable impressions of this ghost guy.

Shen Bi is famous for his return to Xiangjiang.

In 1982, in response to the Sino-British negotiations on the return of Hong Kong that attracted international attention, Shen Bi told the media: "Britain must."

His remarks were recognized by the then British Prime Minister, Margaret Thatcher, known as the Iron Lady.

But when she met Deng Gong, she directly said, "Sovereignty is not an issue that can be discussed. China will take back Hong Kong in 1997. That is to say, China will take back not only the New Territories, but also Hong Kong Island and Kowloon.", letting their sovereignty be exchanged. The plan to rule the country failed.

But even though he didn't like him, Lei Yunrong still had to smile at him.

Who said that ghosts are still ruling Xiangjiang now?

Moreover, the resources held by HSBC are so abundant that it is not too late to arm-wrestle with Lei Yunrong until he is full and his wings are stiff.

Now I still have to keep a low profile and show off my growth.

Moreover, Lei Yunrong still wanted something from him at this moment, and he did not dare to show any hostility.

In fact, logically speaking, even as the son of the head of the Lei family, and even as the current general manager of Kowloon Construction, he would not be condescended to welcome him.

But Lei Yunrong's performance during this stock market crash was really impressive.

When most people lost all their money, he made a lot of money.

At that time, after the settlement, tens of millions of dollars in cash became a big customer for HSBC.

Looking at it again, it is even more surprising to see that he actually made ten times the profit with two million in the stock market.

This also aroused Shen Bi's curiosity and wanted to see who this person was.

The reason why Lei Yunrong opened an account at HSBC was actually to get in touch with the senior management of HSBC. Otherwise, they might not be jealous of you because of your reputation as a second-generation rich man. Even if they are jealous of you, they won't do it for the sake of your family's sake. Will take you seriously.

Therefore, under Lei Yunrong's deliberate friendship, the two immediately established a basic friendship.

But this time Shen Bi came downstairs to pick him up in person, which still made Lei Yunrong a little flattered.

"Mr. Shen is so polite. He actually asked you to go out to greet me. I really can't bear it."

"Of course Xiao Leisheng can afford it. As the youngest person at the helm of a company since the opening of Xiangjiang, how can he not afford it?"

Although he knew that HSBC had great power in Xiangjiang, Lei Yunrong was still secretly wary of knowing that the Lei family was split up and Kowloon Construction was changing its leadership so soon.

But Lei Yunrong's expression did not change. The two complimented each other again and went upstairs to discuss business.

Shen Bi also knew that Lei Yunrong came here just after he took charge of Kowloon Jianye, so he must have a lot of business to discuss.

After sitting down in the reception room, Shen Bi came up and presented a rainbow fart:

"Xiao Leisheng has such a precise vision at such a young age. If everyone knows, the name of the god of small stocks in Hong Kong must be you."

Lei Yunrong knew that he was a China expert and knew how to deal with Chinese people.

"I have to thank Mr. Shen for keeping my secret, otherwise it would not be a good thing to be in the limelight at this time."

"To be honest, I still have something to ask for from Mr. Shen when I come here this time."

"I don't know why Xiao Leisheng would benefit from having me as a friend." Shen Bi laughed.

Lei Yunrong didn't make any more detours and said directly:

"I want to take out a mortgage loan with HSBC. I want to use 40% of my shares in Kowloon Construction as a mortgage loan of 40 million."

"Although I know this is not in line with the bank's rules, Mr. Shen should know that Kowloon Construction is an asset-heavy company, and its value is not obvious now because of the downturn in the real estate industry."

"So this is where I ask Mr. Shen."

Forty percent of Kowloon Construction is currently around 40 million, but it is difficult to get a mortgage loan from a bank equal to the value of the mortgage.

So this requires Shen Bi to exert his influence at HSBC.

Shen Bi pondered for a while and asked:

"Xiao Leisheng, could you please tell me how you plan to use this fund?"

"Of course, I am very optimistic about gold, so I plan to invest heavily in gold. Not only will the loan be invested, but also the money I earned in the stock market and part of the money given by my family will be invested."

Shen Bi was a little surprised now.

Although Lei Yunrong did not invest all of his wealth in it, he still owned most of the Lei family's fortune.

"I would like to ask, does Da Leisheng know about this matter?"

"My father doesn't know, but since you know that I have become the helmsman of Kowloon Construction, you should know that my father has planned to retire slowly, and I also have the right to do it."

After saying that, Lei Yunrong took out a gift box from his bag and sent it to Shen Bi, saying:

"I know that Mr. Shen likes to collect famous watches. This is a limited edition Patek Philippe that I bought when I was studying in London. I hope you will like this gift, Mr. Shen."

"Xiao Lei Sheng is too polite. There is no problem with this matter. With Xiao Lei Sheng's vision, he will definitely make a lot of money this time. There is nothing to worry about."

After saying this, the damn guy took the watch in his hand without hesitation.

"Then thank you very much Mr. Shen."

"Then I won't bother you with anything. I'll entrust HSBC to help me buy gold of equal value later."

"Then I would also like to thank Xiao Leisheng for taking care of our HSBC business."

After that, Lei Yunrong put nearly 40 million in cash and the 40 million pledged by Kowloon Construction, and then simply mortgaged the villa in Mid-Levels together to collect 80 million Hong Kong dollars and bought all the London gold.

Although the Empire on which the Sun Never Sets has fallen, London is still one of the world's financial centers and is now the world's largest gold trading market.

The daily transaction volume of London gold is tens of thousands, and the total transaction volume is about 90 tons.

Therefore, Lei Yunrong's 80 million Hong Kong dollars is only more than 10 million US dollars, and there won't be any splash if you throw it into it.

And now it’s all gold spot trading.

It means entrusting major banks to open gold accounts to buy gold, but there is no need to withdraw gold.

Of course, customers can also request delivery through a transportation company. If the goods are shipped abroad, all freight, insurance, import duties and related taxes must be borne by the customer.

Therefore, Lei Yunrong also used the gold as collateral to withdraw another 60 million Hong Kong dollars from HSBC.

Otherwise, Lei Yunrong would have no funds at all, and even the operation of the company would have problems.

Lei Yunrong was too embarrassed to ask Shen Bi to lend him the full amount of 80 million this time.

Banks are not cash machines, they also need to control risks, although gold has been rising recently.

For ordinary people, this is a very risky gamble. If the gold market goes down, not only will the capital be lost, but a large sum of interest will also be owed.

But for Lei Yunrong, this is a money-making opportunity given by God, and of course he must seize it.

In fact, Lei Yunrong does not need to be so radical. As long as he reserves enough funds for the company's operation for a few months and waits for delivery at the end of the year when the gold market is at its best, he will have sufficient cash.

Then you will have enough capital to do what you plan to do.

But Lei Yunrong couldn't wait any longer.

And there are many, many opportunities this year. If you don’t have money, you can only watch the opportunities to make money slip away.

Of course, Lei Yunrong would not lend out such a large sum of money in a small way, he would always get sufficient returns.

This time Lei Yunrong turned his attention to the downturn of real estate.

As Buffett said, I don’t know if he has said it yet:
Chapter completed!