Chapter 783 Overdrawing their future and giving them confidence!
Chapter 783 Overdraw their future and give them confidence!
Without limiting his working hours, and even saying that he would not fall in love with this poor class, Carter paid a high salary. And the treatment, or respect, was directly full.
After hesitating for a moment, Jim Rogers shook his head with a wry smile and agreed to the errand.
Even if we don't mention the relationship between seniors and brothers, Jim himself also understands the bonus brought by the relationship between alumni. As an individual investor, he has relatively free time, but it is not that he does not have the energy to take care of a job.
Coupled with the current reform of banking laws and the intensification of international trade frictions, the internal and external market environment is turbulent.
Even though he once had a lot of connections, Jim Rogers also understood the principle of "it's better to lean against a big tree to enjoy the shade"!
The reason why I am not willing to go to other institutions is simply that I am prone to the same conflict of ideas as when I broke up with Quantum. In addition, people also have arrogance!
With a solid track record of over 100% annualized return, Jim looks down on the small investment banks that have the right to speak. And the ruthless people in their institutions also look down on the big investment banks that do.
Quite a few, why should I believe you as soon as you come here?!
Looking at it all, Carter, which is called an investment company but is actually a family office, is the most suitable for him.
The two permanent first and second leaders are both financial outsiders, which means that in the investment field, Jim basically has the final say! The only person who needs to communicate may be Carter, the boss.
And this boss is his junior disciple. In addition, they have known each other for many years, so they have enough understanding and trust with each other.
Perhaps the current Vision Capital platform is not big enough, but after witnessing Carter's development from a millionaire to what he is today in just a few years, Jim has stronger confidence in this platform.
Taking these factors into consideration, Jim has no reason not to agree!
If nothing else, it would be easier to recruit people in the market just by using the name of this office on the top floor of a landmark building on Fifth Avenue! After working alone for so many years, Jim didn't want to have some capable people under him.
Who can help?
After signing the letter of appointment and contract on the spot, and entrusting Jim with the preparation work of Vision Capital’s talent team, especially investors, financial managers, risk managers, legal staff and other professional talent teams, Julian laughed.
Under the gaze of the ground, Jim put away the contract and raised his head:
"So, you still haven't said why you are so concerned about the value of the yen?"
"Are you talking about the short term? I just told Julie that I want to see if there is a chance to engage in speculation!"
"This explanation is not very convincing."
Jim's hand holding the cigarette suddenly paused.
"What on earth do you want to do?!"
How much can you make from yen speculation with extremely high risks and a short window period?!
"I don't like it, but that doesn't mean others don't like it either. Especially students!"
If the council's "tax revenue" increases and there is even a surplus, will it be able to provide more favorable treatment to the backbone students, that is, the KOLs in the student community, and continue to stimulate them like chicken blood?
Are you going to promote PTU products?!
Then the cycle starts over and over again!
"student?"
Today, when there is no Internet, and even local area networks are not popular. For an extremely narrow campus, to be precise, the Yale campus market, the only publicity channel that can be adopted is offline!
Mobilize students on campus and let them become part-time black flag loan specialists one after another, selling loans everywhere.
In the model designed by Carter:
Students spread the word among students, and use "micro-business" or MLM-like methods to pull down the line, and try to make PTU products reach every student. After students take out loans, not only can their own money be released, but they will also have money in their pockets.
Will usher in an increase in the consumption power of the student population!
When consumption rises, the natural market economy is active! Student clubs can all make money. When they make money, students will have money. The richer the students are, the more they dare to borrow money and spend! Similarly, there are many activities, and the Natural Council
There will be a lot of “taxes”!
"I'll think about what to say."
He rubbed the contract and stuffed it into his pocket. Without any respect for the new boss, Jim shook his head and reached for the cigarette box on the table.
"Indeed, I don't think you are just interested in such a small profit now!"
Even if you have money, there is no way to do it!
Then the problem arises. There is no Internet platform to reach users, and Carter is reluctant to spend money to set up loan outlets all over the Yale campus. He does so, and is easily scolded.
In this case, Carter can only think of one way: push!
No matter exists independently
After Black Flag Credit Company has produced the small loan product "Put to use (hereinafter referred to as PTU)", the next step to consider is naturally to publicize it!
And offline channels are now largely in the hands of payday loans. Not to mention whether they can compete with each other, Carter has become accustomed to the fact that establishing offline loan stores requires a large number of manpower.
People in the "Huabei" era are extremely uncomfortable!
Moreover, for this kind of economic cycle on a small scale, normally, as long as you strictly control your microcredit limit, there is almost no risk of collapse!
The reason is very simple: firstly, the college students and their parents are helping to take care of the situation; secondly, these college students, especially those from prestigious schools, at least have few obstacles to employment! The future they are overdrafting now will wait until the future really comes.
, they can all afford it
I am just overdrafting in advance, and it is nothing more than their income after graduation!
Julian, who had been silent for a long time, took up the topic at the right time.
According to the current maximum loan limit designed by PTU, which is US$10,000, if we only look at Yale University, this is at best the annual salary of the most poorly employed Yale employee for one year!
"Then the question is, where are you going to start this project?"
After listening to Carter's description, both Julian and Jim were stunned for a long time. I have to say that this gameplay is indeed a bit fancy!
In today's era, the group of college students who generally have student loans are almost recognized by society as a group that is "not worth the effort"!
They generally lack confidence in lending, and do not have stable income to offset the risks of loans and consumption. That’s all it sounds like! They are not high-quality customers in the eyes of some institutions at all.
But after listening to Carter's description, they suddenly discovered
What Carter is doing is no longer just a loan. If the future income of these college students can be used through loans, the future income of these college students can even be used to use the community economy to provide all students with the confidence to consume and borrow over and over again.
If this confidence can really be hyped up by Carter.
Coupled with the common impulsive consumption behavior of young people, coupled with possible comparisons on campus.
If this group is managed well, the income is unlikely to be low!
"Yeah, this is what I'm having a headache about now. Where to start! I was thinking"
Chapter completed!