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509 Qianshan Bank

Just next to Qianshan Hotel and Qianshan Department Store.

There is also a newly built five-story building. Compared with the six-story Qianshan Department Store and the eleven-story Qianshan Hotel opposite, it looks inconspicuous.

But this small building is unusual because it is the money bag of Qianshan City: Qianshan Bank!

Currently, the silver dollars and copper plates circulating on Qianshan market are issued and launched here.

With the introduction of Qianshan Silver Dollar, the first currency with extremely high credibility finally appeared throughout the Zhendan Continent.

Before the Qianshan Silver Dollar appeared, there was no unified currency on the Zhendan Continent.

In Yanyun Sixteen City on the southern foot of Yunmeng Mountain, it can be said that each city has its own currency.

However, each currency can only be circulated within the area under its jurisdiction, and it will not be easy to use when it comes to other places.

Because the technology of currency minting is too rough and the quality of the currency is not very good, the most important thing is the difference in importance.

Therefore, even if many foreign merchants collect currencies from other places, they will have a conversion ratio.

After the conversion, the merchant goes to negotiate with the local merchant, and then argues many times before the transaction can be reached.

This transaction model is quite time-consuming and labor-intensive, and can be said to be extremely inefficient.

There are even bartering, which is a very waste of time.

In the slightly more developed Nagashi country, the main currency circulating on the market is just various copper coins.

As for precious metals such as silver, they can only be used as anchors for commodities.

It is usually only used during bulk transactions.

Moreover, when used, the transaction will be conducted by on-site cutting and then weighing.

Merchants who have collected the money will melt the money and cast it into silver winter melons for storage.

Such silver winter melons are not easily stolen because of their heavy quality.

But from another perspective, collecting a large amount of silver in this way has resulted in a scarce amount of silver on the market.

The less circulating it, the more expensive the silver price will be, and it will not play a role in currency.

So even in Nanyun Country, the currency trading system is very chaotic.

Some areas use silver, and some places still use cloth as currency.

But among the countries, the most widely circulated copper plate is actually copper plate.

Because the copper plate has a small denomination, it is also the most easily accessible currency for ordinary people.

Therefore, the most widely circulated on the market.

However, since Yang Yinuan took over Qianshan City, he has planned to launch a brand new monetary system.

After examining the current productivity of the world, he launched silver dollars that had been planned.

So Qianshan Silver Dollar was born, and Qianshan Silver Dollar can be divided into four types of denominations, including one cent, two cents, five cents, and one yuan.

Each type has different sizes and different silver content.

The carvings on each silver dollar can be said to be quite exquisite because the carvings are exquisite and the color is very sufficient.

Silver dollars are beautifully made and are very easy to identify and carry, so these types of silver dollars are very popular once they are released.

Even many foreign merchants will exchange a large amount of silver dollars in Qianshan City and then take them back for collection or consumption.

So these thousand-mountain silver dollars soon spread to all parts of the northern border with those merchants.

Because of its exquisite carvings, the silver dollar specifications and sufficient color, this silver dollar quickly gained recognition from the people in other places.

Many people even use local currency to exchange for the silver dollars collected in Qianshan City.

Nothing else, it is because the silver dollar is beautifully made and has a certain collection value.

As the silver dollar overflowed, the credibility of Qianshan silver dollar gradually became established.

For example, when Yanzhou merchants in the Sixteen City of Yanyun were engaged in transactions with Nuanzhou merchants.

Both sides have their own currencies, but unfortunately neither side recognizes the value of each other's currency.

When trading in this way, Qianshan Silver Dollars will be priced. After all, everyone recognizes the credibility of Qianshan Silver Dollars!

The first thing is that the silver dollar is exquisitely made. After all, they were die-casted with a die-casting machine.

Other city-states do not have such technology at all.

Even if they gather a group of skilled craftsmen to make such silver dollars, the personnel costs and production losses will be unbearable.

For these natives, it may cost as much as four cents to make such a beautiful silver dollar.

In other words, if they make a silver coin of one yuan, the cost of making it would be 4 yuan, which they could not afford at all.

For Qianshan City, it would be much easier to make such exquisite silver dollars.

As long as there are exquisitely carved templates and put them on a die-casting machine for die-casting.

The more they make, the more their costs will be infinitely close to zero...

It is precisely because of this that they can create such exquisite silver dollars.

With the circulation of Qianshan Silver Dollars, this has promoted the prosperity of Qianshan City several times.

Because of this, Qianshan Bank came into being.

With this bank, the first thing is the "civil servants" in the city. Their salary will be paid to their passbooks in the bank.

Then the military pay of Qianshan Army soldiers from Qixingzhai will be paid to the bank account.

What these people can get for months when buying is bank checks, and they can rely on checks to conduct deposit and withdrawal business.

At the beginning, many people felt very uncomfortable with this kind of operation of the bank.

But later, as the number of times of use of checks increased, people discovered the benefits of checks.

This thing is much more convenient than carrying silver dollars, and silver dollars are easy to throw, and checks are not afraid of throwing them.

This thing cannot be used even if someone picks it up.

Especially for large transactions, using checks is more convenient.

And after several experiments, people found that Qianshan Bank was simply a perfect match!

It is simply a role model in the currency world, and this is also a process of building the credibility of Qianshan Bank.

Moreover, ordinary people have also found that storing money in Qianshan Bank is safer than storing it at home.

Because you always have to worry about thieves when you keep it at home.

But if it is placed in the bank, unless the thief is brave enough to kill Xiongxin and Leopard, there are really few guys who dare to go to Qianshan Bank's territory to cause trouble.

Because Qianshan Bank belongs to the city lord!

Moreover, if you deposit the money in the bank, you can also receive a certain amount of interest regularly, which makes everyone feel that it is not good!

So many people chose to believe in banks, and Qianshan Bank quietly gained a foothold in Qianshan City.

In Yang Yinuan's view, his harvester in this world finally landed quietly.

With Qianshan Bank, when Qianshan Silver Dollars becomes the mainstream international currency outside.

That is when he can turn on the harvester and harvest the world...


Chapter completed!
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