As Liu Changan finished speaking, Teacher Xiao frowned and said again: "This matter is a bit troublesome!

If the driver who is being rescued survives, the claim may be easier to handle. If he dies, the claim will probably be a little more difficult. Most likely, we can only rely on the insurance company, but the insurance company should also

You know, it’s harder to compensate.

Well, I have a relative who is a lawyer. Well, if you don't mind, I'll contact him later and see if he can provide you with some advice.

If everything goes well, that would be best. If there are any problems with the claim, just ask Changan to tell me that I, a teacher, can be regarded as a teacher for a day. Ahem...I won't take advantage of this.

But I’m still happy to help!”

Someone was kind and helpful, so refusing directly wouldn't be disrespectful, so of course Ding Yun responded by saying some words of thanks and exchanging pleasantries.

He quickly asked his grandson to find a doctor.

I told the doctor that there is a paralyzed patient in her family who really cannot live without people. I hope that the patient can be taken over. At the same time, I also asked my grandson to go home with him and bring his bank card and medical insurance card.

I brought all my belongings here so I could settle the bill easily.

It’s not like the family really has no money.

You can't delay paying this money until you claim for it. You can only advance it first. Anyway, the hospital has invoices and so on, and this hospital is not a private hospital, it is a public hospital. Not only can the medical insurance card reimburse part of the medical expenses

, the insurance side has no reason to deny compensation.

And then, of course, everyone gets busy.

Teacher Xiao did what she said, helping people to the end, sending Buddha to the West, and by the way, she sent her grandson Liu Changan back, took his bank card and health insurance card, and at the same time helped the hospital nurse to lift the paralyzed patient in bed.

Liu Linxia loaded into the ambulance and sent Liu Changan back.

Then he said goodbye and went back without even having a drink of water.

Because Ding Yun's leg was still broken, she couldn't get out of bed for the time being, so the next steps such as paying for medicines and hiring a nurse were all given verbal instructions by Ding Yun, and her grandson took care of it.

Although it was a bit slow and I had to ask a lot of people during the process, in the end, everything was done.

Just after all this fussing.

The sky is already getting dark.

Ding Yun was worried that her grandson might be unsafe on his way home too late, so he hurriedly urged:

"Chang'an, since everything is done, you should go home quickly, do your homework, go to bed early, and continue your normal class tomorrow. Come and see me after class. Don't delay your normal class because of me!"

"Grandma, how about I stay here with you? I see that many families have someone staying here to stay with you."

For Liu Changan, although his aunt who was paralyzed in bed was also a relative, it was his grandma who really depended on each other and had a deeper relationship, so he was naturally not willing to let his grandma stay alone in the hospital.

Besides, he is staying with me in the hospital.

If grandma wants to drink water, get something, or go to the toilet, he can help her. She can't have to bother other nurses for such small things.

"No, it's useless for you to stay here.

Chang'an, be obedient and listen to grandma. You'd better go back. Didn't I spend money to hire a caregiver for your aunt? At worst, you can give her a little more money. If anything happens, I'll find her. You don't need to stay here to accompany me.

.

Besides, if I need to go to the toilet or something like that.

It's not convenient for you to follow me, right?

There's nothing you can do for me like scrubbing myself. There's no use staying here, so you might as well go back. You're already in your second year of high school. You'll be in your third year of high school next year. It's time to take the college entrance examination. The most important thing is to study.

.

Gupi

Besides, I can also move my hands, and my legs will recover a little in two days, and I will be able to move around in a wheelchair. I am not as fragile as you think, so you can go back and come and see me after school at noon or evening."

Although her grandson had good intentions, there was really no use for him to stay. Therefore, Ding Yun confessed a little and continued to urge him to go back and rest early.

Liu Changan thought about it and felt that it made sense. It was really not convenient for him to wipe his grandma's body or help his grandma go to the toilet, so in the end he could only nod his head in frustration and asked Ding Yun if he had anything on his mind.

Food, or something needed.

He can help bring it over tomorrow.

But after Ding Yun showed him how to order takeout, he stopped asking what he was missing.

…

Early the next morning, Ding Yun took out his mobile phone and started searching for information, looking for relevant information on insurance, claims, car accidents, legal basis and so on.

Wait until this information is sorted out.

She just started contacting insurance to make a claim.

It turned out that she had bought a lot of insurance for herself and her grandson, including accident insurance, injury insurance, etc. She didn’t know how the deceased perpetrator would be compensated, but she herself

You can undoubtedly start claiming for the insurance you bought for yourself.

As for why the original person bought so much insurance.

It’s really not that it’s for insurance fraud.

The key is that there were a lot of accidents in her family. Her husband died in an accident and her son died in a car accident.

My daughter was also paralyzed in a car accident.

If it hadn't been for insurance compensation, or compensation from the construction site, she couldn't even imagine whether she could have survived and raised her children and grandchildren.

With so many lessons learned, of course she had to buy some insurance for herself and her grandson. If something happened to her and she didn't die, she wouldn't have to worry too much about medical expenses. If she died, she would be able to leave some compensation for her relatives.

As for the result——

Just let her wait first.

One is waiting for verification from the insurance company, and the other is waiting for the other side, that is, whether the perpetrator has purchased relevant insurance and provided compensation.

This involves accident insurance claims standards.

and general restrictions.

As far as Ding Yun's current situation is concerned, she neither died nor suffered permanent disability, so the accident insurance basically only pays for medical expenses, and does not include lost wages or nutritional expenses.

You have to negotiate this with the perpetrator yourself.

As for the restriction, the main thing is that the medical expenses are not compensated according to the amount you claim. No matter how much insurance you buy, if you spend 100,000 yuan in medical expenses, all the insurances combined will only pay you 100,000 yuan at most.

Ten thousand yuan, absolutely not a penny more.

The accident insurance company you bought from the original insurance company has to wait for the situation on the perpetrator's side. The main reason is that if the insurance company purchased by the perpetrator pays a certain amount of medical expenses, he will be able to compensate less.

For example, if the medical expenses are 100,000 yuan, and the insurance purchased by the perpetrator pays 90,000 yuan, then the insurance purchased by Ding Yun only needs to pay another 10,000 yuan.
Chapter completed!