When Wang Chong returned to Yu Jingdongfang's home, it was already seven o'clock in the evening. He took a shower, changed into clean clothes, ate something casually, and leaned on the sofa to watch the news broadcast.

Suddenly, I remembered that tomorrow was the birthday of my mentor Luo Yusen. I came back in a hurry today, and then I was busy fighting wits and courage with Zhou Yuntao. I forgot to accuse my mentor, so I quickly called and explained to the mentor, and then talked to him about what happened today for a few simple words, and then the two talked about the recent financial environment.

Luo Yusen is a famous domestic economist and is said to be a member of the national think tank team. When he issued a round of stimulus policies on the stage, he also sought his opinions. However, Luo Yunsen did not agree with this way of issuing more currencies to alleviate economic pressure.

He believes that although strong stimulus policies can help the country overcome difficulties in the short term, the profit-seeking nature of capital has led to capital flows to the capital market and industries that are prone to capital bubbles, which in turn has led to the activity of private capital and the soaring real estate prices. Although GDP has increased year by year, the real economy has almost stopped moving forward.

Wang Chong has gained a deep understanding of these words in recent years.

Almost all large-scale industries in Donghua City, whether it is Tianma Group, which started with textiles and smelting, Hualong Group, which mainly focuses on the tire industry, and even Huikang Catering Chain, which focuses on the catering industry, have been committed to the real estate industry without hesitation over the years, and have made a lot of money. Take Donghua City where he is located as an example. When he first worked, the house price was only about 4,000 yuan per square meter. Now eight years have passed, and the house he bought in Yujing Dongfang last year has risen to 15,000 yuan.

The private capital market is also extremely active, and the short-term cost of crossing funds reaches two to three cents interest. A loan turnover customer he met had an interest rate of up to five thousand yuan per day for one million crossing funds.

Bank assessments unilaterally emphasize the scale of credit issuance. Commercial banks are almost desperate to seek corporate loans, even over-issuance. The bill market is almost in a crazy mode. A boss he knew who collected tickets received a ticket amount of up to 300 million to 400 million per day. After four to five days, he can idle once and get 80BP of income. (Note: 100BP is 1%.)

Wang Chong was also very worried about this. However, more than 40 of the more than 60 KPI indicators established by Donghua Bank are related to loan issuance. However, Wang Chong noticed that the overdue loans in the bank have been gradually rising recently.

Luo Yusen is a visiting professor at Donghua University and is more concerned about the financial market in Donghua City. The two met at a financial forum back then. Later, Wang Chong followed him to study for graduate school in Hong Kong. Luo Yusen has always been more concerned about Wang Chong.

The two chatted for nearly an hour before Wang Chong remembered to wish the teacher a happy birthday. Luo Yunsen said, "It's okay, you may go to Donghua City in two months. There are several lectures and forums to attend. Then we have a good chat."

Wang Chong said, "That's great. I have been in Donghua recently. I'm always waiting for you to come!"

After hanging up the phone, Wang Chong found that there were several missed calls from Ma Xiaoxiao, and hurriedly went back. Ma Xiaoxiao teased, "God of Wang is so busy. One of them has been calling for so long. Which beauty is he talking to on the phone?"

Wang Chong said he was chatting with his mentor, and Ma Xiaoxiao expressed his disbelief. Wang Chong didn't want to bother her, so he said, "You have helped me a lot today. All my plans for National Day have been disrupted. See if you have time that day, I'll treat you to dinner."

Ma Xiaoxiao said that I worked so hard for you. It’s not enough to just eat. I also have to go shopping and watch movies. Wang Chong had to agree. Ma Xiaoxiao smiled and said, "I just say it casually. Our industry is exhausted all day long and has no time to go to the bathroom. How can I have time? By the way, I remember that an old classmate was transferred to work in Donghua City. I contacted her and check it out Wednesday and Thursday. I can also take care of her as a landlord. Of course, it’s up to you to pay the bill."

Wang Chong continued to ask who it was, and Ma Xiaoxiao refused to say anything.

After a moment, Ma Xiaoxiao came in a text message, "At noon on Thursday, I booked a private room at Yunhaitian Restaurant."

At six o'clock the next day, Wang Chong got up and ran in the park outside the community for a morning 10 kilometers a day, about forty or fifty minutes, which was a habit he had maintained for many years.

When he was a child, he lived in a mountain village, more than ten kilometers away from the school. In order to save money, Wang Chong ran to and from school every day. His family was poor. In order to prevent his shoes from getting worn out, he ran barefoot for a while. Later, when he was in college, he won the first place in the long-distance running competition organized by the school every year. When he was studying, he especially liked Haruki Murakami, and even dreamed of being a writer, running, writing, and practicing calligraphy every day. However, when he applied for the college entrance examination, he still filled in the finance industry.

After returning home and washing up, Wang Chong received a text message from Vice President Liu Jianguo, inviting him to attend his calligraphy exhibition at the Municipal Federation of Literary and Art Circles Center.

Liu Jianguo is the deputy president in charge of risk control and the vice chairman of the Provincial Calligraphy Association. Wang Chong had followed him for a while when he first joined the company. Wang Chong also loved calligraphy, and the two became friends from this. Over the years, Liu Jianguo has been taking special care of Wang Chong.

Liu Jianguo is 55 years old this year. When Chengxinshe was reorganized into Donghua Bank four years ago, he was once a popular candidate for the president. He was reported and missed the position of the president and became the deputy president in charge of risks. Since then, he has been obsessed with calligraphy and is not very concerned about things in the industry. As a result, he has become famous in the past two years. Last year, a six-foot "Short Songs" he created was sold by a company called Hengyuan Calligraphy and Painting Company in Hong Kong for 500,000 yuan, becoming a sensational event in the local literary world.

Liu Jianguo had invited Wang Chong before, but because Wang Chong had already booked a trip to Hong Kong, he declined. Now that Liu Jianguo knew that Wang Chong was back, he naturally invited this fellow to stand up for him.

Wang Chong thought that he had nothing to do anyway, so he drove there.

Wang Chong drove an old second-hand Volvo, which he bought from the car market for 120,000 yuan last year. With Wang Chong's current financial strength, it is not difficult to buy a car worth 400,000 or 500,000 yuan. The middle-level team with his position is more than a BBA worth hundreds of thousands. However, Wang Chong felt that the car was just a means of transportation, and he was not a businessman and did not need to use a car to fill the storefront, so he did not pursue much in this regard. It is worth mentioning that except for the chairman and the president's official car was Audi A6, the other leaders' cars were all the political version of Passat.

Next to the New District Gymnasium, the Municipal Federation of Literary and Art Circles Center is a three-story building. Compared with the new district’s tall buildings, the Federation of Literary and Art Circles Center seems a bit shabby. Although the Donghua City leadership team verbally does not recognize it, it emphasizes economic development and neglects cultural education. However, the concept of focusing on economic development and neglecting cultural education has always been deeply rooted.

Liu Jianguo's calligraphy exhibition displays nearly a hundred calligraphy works in the hall on the first floor. There are not many people in the hall, mostly middle-aged and elderly people. Wang Chong should have been organized by people from Donghua University for chatting, as well as some students from Donghua University and some business owners who like art.

Wang Chong found that most business owners, whether they understand or not, like to hang one or two calligraphy works in the office. Wang Chong is quite knowledgeable about calligraphy. Sometimes when chatting with those bosses, they find that their understanding of calligraphy works is only at the level of "I bought it for so much or sent it by a great friend."

Liu Jianguo was chatting with a leader in the city. When he saw Wang Chong say hello first, he signaled Wang Chong to take a walk by himself first.

Wang Chong was wandering in the hall. Liu Jianguo's calligraphy regular script was based on the meaning of Zhao Mengfu and running script. In recent years, he has turned to Wei steles. He has more brushwork structures and is more like the two Cuan Cuan, especially the Cuan Bao stele. It is simple and clumsy, with a majestic pen, but the characters are weird and ugly. It is very popular in the recently popular calligraphy circle of "ugly as beauty". It is said that he was selected into the works of the Provincial Calligraphy Association and wrote "ugly calligraphy".

Wang Chong also likes calligraphy, but he practiced Ou Jiucheng since he was a child, and later learned from Zhang Menglong. He prefers Ou style and Zhang Menglong's clear pen tips, which are written in paper, which means gold and stone warriors. This is also related to Wang Chong's personality. He is straight-minded and does not fear authority. Although he is capable and courageous when dealing with things, he is not smooth and sophisticated. Because of this, when other peers were sent to the branch as the president, Wang Chong always worked in the head office.

After Liu Jianguo finished his work, Wang Chong went over to congratulate him, "Teacher, you are living more and more freely now. Even the city leaders are here to support you." Liu Jianguo said with a smile, "I am old, I have no pursuit in my career, and I am the only one who can do some writing and writing, and I am going to retire early."

Wang Chong pointed to a pair of words hanging on the wall, and wrote eight words in cursive script, "The old horse is in the stable, and his ambition is thousands of miles away." These eight words are magnificent and magnificent. "Cao Mengde used this poem to show his ambitions, and it can be seen that you are unwilling to be with your heart, teacher."

Liu Jianguo: "It's just a whining. Now Donghua Bank is strideing forward under the leadership of President Lin. We old guys are hoping to get some of the spring breeze of listing and earn some pensions. However, you have a future that is unlimited, especially yesterday. President Lin praised you at the office meeting. After the New Year, the bank may have to promote a group of new cadres and send them to the branches below to experience it. You still have a good chance."

Liu Jianguo pondered for a moment, "By the way, I heard you poured tea on your client yesterday?"

Wang Chong: "You don't know my temper. You are straight and have a grudge. You are not willing to suffer any loss. You just want to exchange courtesy."

Liu Jianguodao, "This is not good, just like your character. Zhang Menglong has too heavy edges and corners. If you have time, please copy Zhang Hei Nu (pronunciation: He Ru, also known as Zhang Xuan's epitaph), and learn the font structure in it, round outside and square inside, and cultivate one's character. This is the way to deal with people. When we deal with money in the bank, you can see the ancient bronze coins, brother Kong Fang, round outside and square inside, smooth outside, and adhere to principles, which makes sense."

Zhang Hei's female body is a bit delicate, but Wang Chong doesn't like it. He still likes the words with strong and sharp edges. Just like his people, he knew that Liu Jianguo told him that these were for his own good. However, Wang Chong always adhered to the principle of "outside law and inner Confucianism" in self-cultivation, so he said, "Maybe the teacher is right, but I don't like to flatter this, saying things against my will and doing things against my will. It's too tiring to live like this."

Liu Jianguo shook his head and sighed in his heart, "A general is not a handsome man."

The situation in the industry is complicated and the internal struggle between senior management is very strong. Deputy President Li Youtian and Lin Tianhua are in harmony. On the surface, they are harmonious, but they are constantly making small moves in private and breaking each other. Liu Jianguo is in charge of risks and compliance. Although he is a member of the team, he is almost marginalized among the six senior management.

Since the restructuring of Donghua City Credit Union of Donghua Bank for six years, the management of the former Cheng Credit Union has been almost replaced. The only person who is still holding real power is Vice President Li Youtian. Liu Jianguo and Li Youtian have always been dissatisfied. Liu Jianguo has already felt the decline of the power of the Old Town Credit Union. He called Wang Chong today, hoping to point out Wang Chong and restrain his personality to have the opportunity to go further to the top.

Wang Chong is the general manager of the small and micro business department. If you want to go further, you have to send out branches to manage it. At that time, what you have to face is not just loan customers. The government, supervision, and business world need to take care of them in place. Only by being versatile can you cope with it.

Liu Jianguodao, "You have been in the Small and Micro Department for more than two years. You should go on and experience it according to your qualifications. This time you have made contributions. President Lin may talk to you after the holiday. I wonder if you have any plans?"

Wang Chong: "What I can do is to do my job well. I will follow the arrangements of the rest."

Liu Jianguo laughed and said a joke, "Children who can cry have breastfeeding! In Donghua, you must have the ability and learn to fight for it. I will reveal a message to you. After the New Year, the bank will have major adjustments and prepare for listing. The New District Branch President Lucky will be transferred to the headquarters. You can try to mention it to President Lin and work at the New District Branch. You don't have to worry about me. Li Youtian is the Old Town Trust and your direct leader. He should also support you, the Human Resources Director. She is an outsider and is very repulsive to our Old Town Trust lineage. He may have to do work."

Now, there are two factions within Donghua Bank, the Old Town Trust Society faction and the New Donghua faction. Although Wang Chong, although he does not participate in factional struggles, he has been automatically listed as the Old Town Trust Society faction because he joined the Cheng Trust Society.

However, he was not interested in this so-called factional struggle, and felt that it would be enough to do his job well. So he said, "Now we are all employees of Donghua Bank, so what else can we divide into Old Town? New Donghua, as long as we work hard, we will always have the opportunity to make a name for ourselves."
Chapter completed!