Li Qingquan asked Shi Hu to lose millions in New Hope and Li Songyuan, but he was relieved to take Li Songyuan's kickbacks, which made Shi Kui very dissatisfied with him, so Shi Kui did not tell him the fact that Wang Chong had recovered the loan transferred by Li Songyuan.

"He will take care of the stupid thing this idiot has committed by himself." Shi Kui thought so. He looked down on Li Qingquan, but he admired Wang Chong very much. He recovered the money in such a short time, which made Shi Kui look at Wang Chong with admiration.

However, no matter how much you appreciate, since Wang Chong cannot join his camp, he might as well kick him out of the circle. Shi Kui had already thought of a few moves, and it would take not long before he could force Wang Chong into a desperate situation. He deduced it and confirmed that his plan was foolproof, and then he breathed a sigh of relief.

Shi Kui likes this feeling of strategizing very much. In contrast, his younger brother Shi Hu is a little simpler, which is exactly the difference between the two brothers.

That night, Wang Chong contacted several real estate agency companies and introduced Luo Dacheng's villa in Xindihu. However, most of the agents believed that although this kind of house with "problems" was cheap, it involved debt disputes and expressed their unwillingness to take over.

Wang Chong suddenly remembered a client who had done a loan before, named Xiang Shaohua, who had a strong relationship between black and white. Over the years, he made a lot of money by trading such lawsuits, so he called him.

When Xiang Shaohua heard that it was Xindihu Villa, he immediately became interested. "The assessed price of this villa in this community is between 550,000 and 60,000 yuan. If it is listed to about 50,000 yuan, it is still quite attractive, but I want 50,000 yuan in agency fees."

Wang Chong said: "This customer is currently in custody, and his bottom line is 450,000 yuan. As for the final transaction price, it is enough to be no less than this number, but the requirement should be fast, and it is best to get the money tomorrow."

When Xiang Shaohua heard this, he was a little dissatisfied, "I have to unhappy my husband. I also have to contact the customer. After completing the relevant procedures, it will take a week no matter how fast it is."

"If it's a week, I won't look for you. If I can't do it, I'll look for someone else." After that, Wang Chong hung up the phone.

Not long after, Xiang Shaohua called back, "Don't hang up the phone if you disagree. I thought about it. Otherwise, I will collect this villa first. Anyway, I will pay for it after I accept it, and then I will make it out slowly."

"Pay tomorrow morning, I'll contact you tomorrow!"

The next morning, Wang Chong returned to Chengdong Branch. As soon as the large-value trading system started, when Luo Dacheng's transfer arrived last night, Wang Chong and Zhang Feifan completed the early repayment and deduction in the system.

Xiang Shaohua brought his lawyer to Chengdong Branch, negotiated with Wang Chong for half an hour, signed a debt transfer agreement, a real estate transfer agreement, and some other documents. After completing the procedures, Xiang Shaohua transferred 450,000 yuan to Luo Dacheng's frozen account. After completing the remaining deductions, he still had a balance of nearly 80,000 yuan in his account.

Wang Chong stretched out his hand and said, "Congratulations to Mr. Xiang, I've got another bargain."

Xiang Shaohua shook hands with him, "I don't know what I think, but I can trust you. I still have to go to the municipal bureau and find Luo Dacheng. Although this kind of money is very profitable, it is not easy."

Wang Chong called Li Yishu and asked him to tell Luo Dacheng about the situation of 80,000 yuan in cash, but if sentenced, part of the money might be paid for a fine.

Zhang Feifan came up to remind Wang Chong not to forget the meeting, but Wang Chong said, "You go downstairs to prepare the car first, let's go to the Entrepreneurship Building."

Zhang Feifan said: "What should I do about the hearing? We both have to attend."

Wang Chong smiled, "Just listen to me."

Wang Chong and Zhang Feifan drove to the Entrepreneurship Building and returned to Luodacheng Tianbird Breeding House. The door was locked by the property. The two did not bring a letter of introduction. After a long time of hard work, they bought another Hongtashan before the property owner opened the door.

The room was still in a mess, with only the Guan Gong statue, covered with incense ash and dust. Wang Chong found the account book that Luo Dacheng mentioned and several receipts in the cave of the Guan Gong statue.

In the account book, Wang Chong found the account transactions of Luo Dacheng's entire Tianqin Breeding Club. Luo Dacheng has learned a good account and has done a good job in this set of accounts. He found a sum of money from recent accounts and paid Li Qingquan the benefits.

Zhang Feifan pointed to one of the receipts and said excitedly, "Master, come to see this!"

Wang Chong glanced at it and sneered: "So, Li Qingquan is a fool. In comparison, although Gu Tiande is also stupid, he is much smarter than him when dealing with money."

...

The hearing was scheduled for 10:30 in the morning. It is said that the hearing was of extremely high specifications. In addition to the president in charge, Liao Xingguo, and a member of the accountability committee, Liu Jianguo, as the leader of the investigation team, also attended the meeting.

Lin Tianhua, the president of New Year's Eve, has rarely attended the meeting for the first time. Although he is not a member of the meeting, he has the right to attend such meetings. What's more surprising is that the Supervisory Board also sent a supervisor to attend the meeting. Logically speaking, such a loan loss of more than 10 million yuan does not require such a high standard, but this meeting has come.

Gu Tiande and Li Qingquan arrived at the headquarters early in the morning. As early as an hour ago, Gu Tiande had received a text message from the sales manager Russell'e and learned that Wang Chong had recovered the 19 million loan.

This made Gu Tiande re-evaluate the whole thing. The matter was born in the Chengdong Branch. The management responsibility of the president must not be eliminated. When he designed to punish Wang Chong, he was also an idea of ​​hurting the enemy and hurting himself for 800. He only regretted that he had soft ears. After listening to Li Qingquan's bad idea, it turned out to be such a mess.

Zhang Liyu has already collected Gu Tiande's money and submitted his resignation report yesterday. The only hidden danger that is unfavorable to Gu Tiande has been dealt with. Although Gu Tiande

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He also charged money, but he had been engaged in the banking industry for a long time and had long been familiar with this kind of thing. He cleverly avoided risks. Even if Wang Chong was reborn from Sherlock Holmes, he could not find out that he was on his own.

Gu Tiande looked at Li Qingquan with some disgust, but his expression cleverly concealed it. He had already received a call from Shi Kui last night, and the two reached an agreement. In this case, losing the car to protect the coach was the only move to go out. However, I was afraid that Li Qingquan was not stern, and if he really dealt with him, he would be afraid that he would talk around.

Li Qingquan is still in the dark about this matter. He is still complacent and said to Gu Tiande: "Leader, Wang Chong is doomed this time. I have inquired about it. If Wang Chong can confirm that he has dereliction of duty this time, he is likely to be kicked out of Donghua Bank."

Gu Tiande handed Li Qingquan a Chinese branch, ordered another one, and said, "Qingquan, you have come to Minfeng Bank to jump to Donghua Bank for a job, right?"

"I came here just after Donghua Bank was reorganized, and it's almost five years."

"How did I treat you in the past five years?"

"That's really a great kindness. It turns out that at Pominfeng Bank, I only earn 100,000 yuan a year. Now I can earn 200,000 yuan a year. If it weren't for your promotion, I might still live in a 50-square-meter tube building."

Gu Tiande sneered in his heart, you kid are not serious about doing things, and your subordinates are also a little cruel. In just five years, I lived in a villa. I only drove a Passat, and you drove a Mercedes-Benz and showed off without any scheming. But he said, "We are like a bank. We must be loyal and principled. I appreciate you. In this regard, Wang Chong is far inferior to you."

Li Qingquan was a little confused, "Wang Chong was ignorant. If someone hadn't been to the cover of him, such a person would have been dead in Donghua for more than a dozen times. However, even if President Lin made a mistake this time, he would not be able to save him."

"But as a human being, you have to do your duty. For some things, you should stop when you should. The noise is too loud and you are easily targeted. Nowadays, you can only make a fortune by silent voice."

Li Qingquan smiled and said, "Thank you Gu Xing for your teachings, I will definitely live up to what you hope for."

Gu Tiande originally wanted to make him feel tighter. Seeing that he was not open-minded, he was too lazy to say anything. He made up his mind and asked Shi Kui Shihu to teach him a lesson after the matter was over.

At half past ten, the hearing began. Gu Tiande and Li Qingquan entered the conference room and waited. Everyone was already here, but the account manager of the matter, Zhang Feifan, and the head of the supervisor Wang Chong, did not arrive.

Liao Xingguo presided over the meeting. Seeing that Wang Chong had not arrived, he couldn't help but frown and glanced at Gu Tiande. Gu Tiande asked Li Qingquan to call Wang Chong. Li Qingquan was about to take the opportunity to vent his anger, so after leaving the conference room to dial, he started to train people.

"The meeting has begun. Why haven't you arrived yet? Wang Chong, you are so arrogant. Where is the execution ability of Donghua Bank?"

Wang Chong said: "There is traffic jam on the road and you will arrive within fifteen minutes."

"What did you know about the traffic jam? Fifteen minutes, you are alone and fifteen minutes, so many leaders are waiting for you for fifteen minutes. How long will it take? Wang Chong, your behavior has shamed our Chengdong Branch!

Wang Chong sneered, "The word shame is not the word "won't" in my dictionary of being a human being. Why don't you teach me?"

"You are still a graduate student at Donghua University. I don't know these two words, so shame is..." Li Qingquan suddenly stopped. Wang Chong had something in his words. If he answered, wouldn't he have won the whole set?

Wang Chong said: "Of course I can write, but if you do it, you have to rely on Director Qingquan's guidance."

Li Qingquan knew he was deceived, but he was unable to argue, so he snorted coldly, "You should do it yourself." He hung up the phone and returned to the conference room and said, "I just called Wang Chong. Wang Chong said he was a little busy and had to wait a while before he arrived, so that the leaders would start the meeting first."

Financial Director Song Ting said: "This Wang Chong is too much. What is his attitude?"

Lin Tianhua had already received Wang Chong's text message. He closed the notebook and said, "Okay, let's start first."

Song Ting was unwilling to give in, "How can I start if the main responsible person doesn't come?"

Liao Xingguo is the host of the conference and the top leader is talking. Even if he is just attending, with Lin Tianhua's personality, he will still point fingers at the conference. Of course, this is also his power.

This kind of hearing is actually a preparatory meeting for the accountability meeting. The handling of bank violations is basically decided in such meetings. Accountability is just a form of signing and voting. Of course, some major violations of accountability should still be discussed at the accountability meeting.

"Then let's start first. Comrades, today's meeting started because of a loan from Wang Chong. In the early stage, the President Jianguo had led the investigation team to conduct an investigation. Please introduce the basic situation here."

The deputy director of the Discipline Inspection Office reported on the investigation, reported on the problems found during the investigation, and the inquiry records of relevant personnel. In summary, there are five main points.

First, the pre-loan investigation is insufficient, and the double-person investigation is a formality, and the failure to identify risks in a timely manner is a serious dereliction of duty; second, the loan process is not approved, which is a serious dereliction of duty; third, the failure to effectively identify the authenticity of the loan application information is a major dereliction of duty; fourth, the loan caused more than 15 million losses, which is a serious dereliction of duty; fifth, the agency's acceptance of gifts from customers is a major violation.

The deputy director of the Discipline Inspection Office added: "However, during the investigation, we also found some doubts. First, Wang Chong mentioned in the question that he had raised objections to the loan at the loan review meeting, asking the loan review meeting to suspend the approval and record it in the meeting minutes. However, we did not show this record during the inspection; second, when the account manager Zhang Feifan claimed that when the loan was issued, Zhang Liyu called the president Gu Tiande to apply for authorization, but Zhang Liyu and

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President Gu denied this statement.”

"In addition, during the investigation, Zhang Feifan took the initiative to confess that he had accepted the gift of fake Moutai wine from customers without knowing it, and he had voluntarily handed over it, with a more sincere attitude."

Since it was a hearing, the investigation team did not give any advice on handling it, but if the above behavior is true, Zhang Liyu's behavior is a major violation, while Wang Chong and Zhang Feifan's behavior is a serious violation. Unlike the company's failure to repay the losses, the Tianqin Breeding Club's loan was considered a loan fraud from the beginning. If it really needs to be dealt with, the two of them will not only be dismissed from the banking qualification, but also face legal accountability.

After the notice was completed, Liao Xingguo then said: "This is generally the case with the investigation results. Please give me some opinions."

"I suggest dismissing Wang Chong, Zhang Feifan and others, and report their violations to the regulatory authorities." Financial Director Song Ting has always been decisive and unable to rub the sand in her eyes, and she is decisive.

Song Ting graduated from Sloan Business School. She was once a senior partner of PwC and an executive hired by Donghua Bank at a high salary. In addition, she has a major shareholder as the backstage, so she is very strong in the industry.

Song Ting has excellent professional skills, but only for financial figures. Once it involves personnel, she is not so smart.

When she first came to Donghua Bank, Song Ting was put on several occasions by the people from the Laocheng Information Agency, which made her hate the bureaucratic style of these old Donghua Chinese. She is the third leader of the senior management. It is precisely because of her strength that many new employees and old employees who were suppressed by the Laocheng Information Agency gradually moved closer to her and vaguely became the leader of the New Donghua School, at least she felt so.

Song Ting has never looked good about Wang Chong. She always feels that he is arrogant and too sharp, and is a little disobedient to discipline. Once she questioned her in public that she does not understand business, which made her feel a little resentful.

In contrast, human resources director Du Yunqi has become much more restrained. Although both of them are senior management teams introduced after the reform of Donghua, he has been engaged in personnel work for a long time and knows when to express his opinions and when to remain silent. Especially when Lin Tianhua and Liao Xingguo have not expressed their opinions, he is not in a hurry to express his opinions.

Li Youtian said at this time: "Director Song, it may be inappropriate to draw conclusions before the parties involved made a defense, right?" He is Laochengxin and was once the leader of Wang Chong, so of course he refused to see Wang Chong being labeled like this.

"The evidence is conclusive, what's wrong?"

Li Youtian sarcastically said: "I admit that you are very talented in finance, but this is business accountability. In order to prevent and control risks, each business has set a strict process during the process. It is irresponsible to draw conclusions with just a simple investigation. This is irresponsible, not only to our bank, but also to the parties involved."

Song Ting hates others' doubts about her not understanding business. Li Youtian's words made her annoyed, "I don't understand business, then you understand? Okay, even if I don't understand business, shouldn't anyone be responsible for this loss of more than ten million yuan? He is not responsible. Are you responsible?"

Lin Tianhua held the thermos and remained silent.

He is also a very powerful person and is even a bit arbitrary, but because this matter involves Wang Chong, he feels suspicious.

Of course he knew something about the struggle between the two factions in the industry. Sometimes, he was willing to have such internal conflicts among subordinates, and he stood by like Emperor Jiajing as a referee. However, the president is not a position that is either one or the other, especially in joint-stock banks. Everything is based on indicators and performance. If the data is not good, the board of directors can remove him from his position at any time. But today, he feels that a force is surging in the dark, and even threatens his position. After being in the president's position for a long time, he has gradually learned some strategies to keep a low profile.

So, he decided not to express his opinion, let everyone below jump out and clear away the fog in his heart.

Song Ting stood up and looked around. Everyone who had contacted her eyes lowered their heads. The leader questioned the other party in public. He wanted to hide away from the side of such a fight, for fear of being involved.

She pointed at Gu Tiande, "You're here?"

Gu Tiande said in a row: "Director Song was joking."

Song Ting was angry at this moment and pointed at Li Qingquan again, "It's you?"

Li Qingquan shook his head quickly, "Of course it's Wang Chong!"

Song Ting seemed to have found an alliance, and her mood was relieved a little, and said, "Tell me, why should he take this responsibility!"

Li Qingquan had long hated Wang Chong. Now he finally got an opportunity, stood up and said carefully, "Since Wang Chong arrived at the Chengdong Branch, he has been dissatisfied with discipline, violated the discipline in the industry many times, contradicted his superiors, and formed gangs in the industry to suppress dissidents, making the entire Chengdong Branch chaotic..."
To be continued...