Lu Xin smiled indifferently: "Wu Nianjiao, don't overturn a bunch of people. At least when I bought financial products with you, I didn't have any idea of ​​having sex with you. If you and my godmother were partners, I wouldn't have given you any chance!"

"There were several tellers at that time. Why did you choose to go to my counter to do business?" Wu Nianjiao was very confident in her appearance and giggled: "Isn't it because I am a little prettier than others."

"It's like going out for a trip, you have to choose a place with good scenery," Lu Xin said calmly: "Choose a staff member and find something that looks more pleasing to the eye, but this does not mean that you have to try to trick you into bed when you see you. I'm not that hungry yet!"

"If you are hungry, you will be hungry?" Wu Nianjiao gave Lu Xin anger and said coquettishly: "Can you speak? If you have ideas about me, you will be hungry. I think that having ideas about Anna Wang is hungry!"

"The women in this world are divided into two types," a bad smile flashed across Lu Xin's lips: "One is what I am interested in, the other is what I am not interested in. I really can't find the one before, so I have to accommodate myself and find the second one. For me, it's just hunger!"

"You mean, like Wang Anna, you are not interested?" Wu Nianjiao rolled her eyes at Lu Xin charmingly: "You hit me like this just to play hard to get. I have seen through your man's tricks!"

Lu Xin couldn't stand Wu Nianjiao. Why did this woman feel so good? She said coldly: "When you see the first type of woman, you will understand that you belong to the second type of woman!"

"I'm really curious. What kind of woman you are interested in looks like. She looks better than my face or has a better figure?" Wu Nianjiao turned her head and rolled her eyes to Lu Xinfei: "It's not your fiancée, that little princess!"

"Not her!"

"Who is that?"

"Anyway, you will see it sooner or later!" Lu Xin originally wanted to say that person was Shen Yafang, but he swallowed it back when he said that. He didn't want too many people to know that he liked Shen Yafang.

"I thought it was your fictional character. I didn't expect that there was someone!" Wu Nianjiao wrinkled her nose in dissatisfaction and said coquettishly: "Then I'll wait and see!"

Lu Xin smiled faintly and asked, "Hey, why did that Anna Wang go to bed with the client? Why should those clients threaten them with sexual requirements?"

"The commission of financial managers is 3% to 5%, and the commission ratio of certain products is even 8%. It is persuading customers to spend 100,000 yuan to buy a financial product. They can get a commission of 3,000 or even 5,000 yuan. If it is 1 million, they may get a commission of 80,000 yuan." Wu Nianjiao's expression was very calm. Maybe she did not have much hope for this, and she did not want to achieve sales goals by sleeping with customers.

"No wonder!" A strange smile appeared on Lu Xin's face: "Wang Anna can get thousands or even tens of thousands of commissions by sleeping with customers once. Now, the most popular entertainment capital, Guancheng, provides a beauties that are younger than Wang Anna than Wang Anna. It seems that it can be handled for 800 yuan. Wang Anna, the old "biaozi", can use the bank's background and the identity of the financial manager to sell a price of ten or even hundreds of times that of those ladies..."

"The same is true for some women who sell insurance," Wu Nianjiao looked a little tired and tired: "Women, especially beauties, do sales work, and they don't rely on selling themselves. It's really hard to gain a foothold. Sometimes they are heart-wrenching and talking nonsense, but they are not as good as taking off their clothes lightly. This industry is going bad!"

Lu Xin suddenly thought of a question: "Your bank promises that the annual income of customers is about 4%, but the commission of your financial manager is higher than that of customers, which is too much!"

Wu Nianjiao smiled bitterly and said, "Do you know why banks continue to issue wealth management products? It's not because they really want to manage wealth for customers. In fact, many wealth management products do not have direct investment at all, that is, there is no real investment in fundraising for bank wealth management products. Due to the opacity of information, the investment of financial products into the public cannot be known, and the risk-free high-yield phenomenon will also attract more funds. On the one hand, banks can earn handling fees, and on the other hand, they can increase the liquidity of bank funds and attract storage in disguise.

A considerable part of the business commissions of bank financial managers is to absorb deposits. Financial managers like Wang Anna are trying their best to meet bosses and business people through various relationships every day, trying to deposit their funds into banks, and then find ways to turn these funds into financial products. Only in this way can they get the maximum commission.

In addition, they are also keen to recommend products that banks cooperate with third parties to buyers because they can receive a commission reward of 5%-7%.

A financial manager with a high marketing level can earn 400,000 or 500,000 yuan a year by only raising a commission."

When Lu Xin heard Wu Nianjiao say "some financial products do not have authentic investments", he was shocked and asked quickly: "How can banks do that? If there is no authentic investment, they will launch financial products to the public. Wouldn't those financial products be very risky!"

Wu Nianjiao sighed deeply: "Didn't you say that the bank can make money by issuing loans."

"There are many bad debts in the loans every year!" Lu Xin sneered: "What if you don't make enough money to repay the profits of financial products?"

"It's very simple. Banks will issue more new financial products to raise more funds to repay the principal and interest of those financial products, and continue to issue new products to pay back the old ones!" Wu Nianjiao said this, her face showed coldness and sorrow.

Lu Xin could see the expression on her face clearly and admire her more. Financial managers like Anna Wang, who are addicted to making money, have long lost their sense of shame, and can control the property risks of customers so much that only people like Wu Nianjiao who are still conscientious will feel sad.

"Don't worry, I will use your 10 million to buy the shortest financial management product. After I officially become a regular, I will sell the financial management product. You can invest the remaining tens of millions in our private equity fund!" Wu Nianjiao smiled and said, "In this way, your risks will be minimized."

"The remaining money is Jiang Xueqing's, not mine," Lu Xin hesitated, "I want to ask her for her opinion!"
Chapter completed!