"Brother Chen, why do you spend so much financial resources and energy on this 'Tenpay' online payment platform?"

Lin Han said it was a bit difficult to understand.

Because although the registered users in the WeChat community have exceeded 40 million, the proportion of recharge paid users is only about 5% of the 1000th.

Some of these users use online banking payments, while some of them purchase "WeChat" cards offline.

In this way, it seems that there is no need to develop another online payment tool.

Chen Jianghe said lightly: "Lin Han, you don't think it's because there is no need for online payment yet."

He paused and smiled, "If one day in the future, people can open stores and shop online, they will need a third-party payment platform."

“Shop online?”

Lin Han was stunned for a moment, and then he thought of a large foreign shopping website "Amazon".

There are currently no mature shopping websites in China.

She had heard of a company called "Ali".

But it is a typical "thunder and raindrops are loud".

The actual business volume is pitiful.

"We now have 40 million registered users, and they are all adults with consumption power."

Chen Jianghe smiled and analyzed: "The most direct way to monetize such a huge traffic is to open an online shopping platform."

Lin Han hesitated: "If shoppers cannot see the actual products, how can they ensure the quality of the products?"

Chen Jianghe smiled and said, "This is the meaning of a third-party payment platform. Consumers can first make online payments through Tenpay. If the goods received have quality problems, they can return the goods and apply for a refund. In this way, the bad merchants will not receive any payment for the goods, and the consumers will not suffer any losses."

Lin Han's eyes suddenly lit up.

In this way, Tenpay will play the role of a third-party "guarantor" in online shopping.

This can effectively eliminate the "trust issue" between online stores and consumers.

"Brother Chen, if there is only Tenpay payment platform, how can I deliver the goods to consumers when shopping online?"

Lin Han raised another question.

Chen Jianghe smiled and pretended to be mysterious: "This requires the best help from those coal boss friends."

Since we have learned that Alibaba’s “Alipay” is a beat faster than its own “Tenpay” approval.

Chen Jianghe simply "don't talk about martial ethics".

Although your first step is already faster than mine.

But my second and third steps are ahead of you!

Because I want to form a mature industrial chain for online shopping.

Third-party payment platforms only provide software support.

The most important thing is large warehousing facilities and well-connected logistics and transportation.

In this era, the domestic express delivery industry was still the dominant state of "postal service".

Before the "National Online Shopping" approaches.

Other private express delivery companies such as SF Express, Yuantong, Yunda, etc.

The business is also mainly limited to a small local area.

Moreover, most of these express delivery companies are registered in developed southern provinces such as Haicheng.

The express delivery industry in northern provinces is still in a blank state.

At this time, the coal bosses in Shanxi Province who had strong financial resources.

Under the leadership of Chen Jianghe, we will put the huge cake of warehousing and logistics into our "pocket".

Chen Jianghe had almost no time to spare along the way.

He first called Ma Teng and explained the framework and needs of developing a "Tenpay" third-party payment platform.

Ma Teng now has a pilgrimage-like expectation and excitement for Chen Jianghe.

He has regarded Chen Jianghe as his only beacon in the Internet world and his only guide on his career path.

So he was always looking forward to what new things Chen Jianghe could open his eyes.

Sure enough, after listening to the "Tenpay" blueprint that Chen Jianghe said on the phone.

Ma Teng, who has always been keen to smell the huge business opportunities of online shopping in the future!

Because compared with traditional offline shopping.

Online shopping can save at least 30% of the cost of stores and staff just in terms of costs.

There must be a clear difference in the prices of the same product offline stores and online platforms.

The "free" and "cheap" products in this world are always "very fragrant".

Once a wave of "national online shopping" has begun.

The amount of online transactions generated every year is definitely at a level of 100 billion or even 100 billion.

At that time, the WeChat community platform will collect a "service fee" of 5% per thousand for each online shopping.

You can make a fortune by counting money until you have a "hand cramp".

However, Ma Teng absolutely cannot imagine the height that "Tenpay" will reach in a few years.

It's definitely not just a third-party payment tool.

Even Mr. Ma, who is now in full swing to develop Alipay, will not cross the e-commerce itself and see a longer-term prospect.

Because this tool was originally just a tool to enhance the trust of online shopping merchants and consumers.

It is just a means to gather users and bind users' habits.

But when this "tool" becomes bigger and bigger, it eventually becomes a special aircraft carrier in the Internet industry, full of cash.

It will transform into a super financial platform with huge amounts of funds.

The "Tenpay" approval process for Chen Jianghe's application includes the item "online finance".

It is also this new business.

This made the relevant departments in western Shanxi Province hesitate and wait-and-see.

So the entire approval process was "stuck".

At this time, Ma Teng's admiration for Chen Jianghe was once again sublimated to a new level.

He is now becoming more and more fortunate that he can follow such a demonic boss, and that his potential progress and improvement are something he would never have imagined before.

What's more, Chen Jianghe is also a boss who knows how to divide profits.

Once Tenglei Company and Jianglin Company complete integration.

He can replace 1% of the shares of Jianglin Group with 10% of the shares of Tenglei.

With this replacement alone, his personal assets have increased by more than ten times!

Compared with many bosses who only give their employees a "talk about their dreams" to satisfy their hunger, a boss like Chen Jianghe is too rare.

Ma Teng said excitedly on the other end of the phone: "Mr. Chen, I've left this to me. Within half a month, I will definitely develop Tenpay!"

After hanging up the phone, Chen Jianghe said to Lin Han beside him: "Tell Xiao Chu, and set up a company separately under the name of Tenpay to separate it from Jianglin Group."

Lin Han was stunned for a moment, then nodded.

Although she didn't ask, she was confused deep in her heart.

Isn’t it just a simple third-party payment tool?

Is it necessary to set up a company specifically?

And we also need to "draw a clear line" with Jianglin Group?

Chen Jianghe also saw the doubts in Lin Han's eyes.

But he couldn't explain the reason clearly to the other party because it was too deep.

Because only time can prove that this is "foresight" in the end.

Or "a move that's unnecessary".

"Brother Chen, I have an idea that I have never known whether to say it."
Chapter completed!