Chapter 263(1/2)
Knowing Jiang’s father’s embarrassment of being chased for debt, Lin Haokang nodded generously and said:
"Okay, I'll help you stabilize them now, but next time I go to your house, unless I see the agreement signed by the Jiang family, I won't help you pay off your debt!"
Jiang's father was overjoyed when he heard this and immediately said:
"Thank you, thank you so much. Nansun is so lucky to meet you!"
Later, Lin Hao did not follow Jiang's house, but just sent Jiang's father to the door of Jiang's house.
Because Jiang's father will definitely have a showdown with his family today, it is obviously inappropriate for him to go there now.
So Lin Hao returned to Dongli and punished Zhu Suosuo severely. Who knew she would steal her best friend's boyfriend all day long!
Late that night, Jiang Nansun called and asked her father about borrowing money!
At this time, Lin Hao was panting and doing push-ups. After receiving a call from Jiang Nansun, Lin Hao explained Jiang's father's debt.
Jiang Nansun felt extremely depressed when she heard the news, so Lin Hao comforted her while exercising.
The next day
Lin Hao received a call from Jiang’s father. Everyone in the Jiang family agreed to Lin Hao’s proposal!
Then Lin Hao drove and brought his lawyer to Jiang's house. He saw everyone in the Jiang family sitting in the living room waiting for him.
Lin Hao didn't know what method Jiang's father used to get the entire Jiang family to approve his proposal.
However, Lin Hao has no interest in this at all. As long as everyone in the Jiang family is willing to admit this debt!
Of course, Lin Hao's proposal did not mean to harm the Jiang family, and it was definitely to help the Jiang family to the maximum extent.
What Lin Hao did was equivalent to placing all the debts of the Jiang family on Lin Hao alone.
At this time, the Jiang family looked at Lin Hao with a somewhat complicated look. No matter how stupid they were, they understood that Lin Hao could not act without reason.
Even if Jiang Nansun is Lin Hao’s girlfriend!
Of course, with Jiang Nansun's important relationship, at least the Jiang family does not have to worry about being collected by countless people for debts.
Thinking about it, under Dai Qian's propaganda, they really regarded Lin Hao as a poor boy from the countryside. Only Jiang Nansun insisted on being with Lin Hao.
Jiang Nansun's mood is even more complicated.
Because Lin Hao not only gave her a house, but also helped her establish connections and let her become Professor Dong's doctoral student, and he is now helping their family pay off their debts.
Jiang Nansun was at a loss at this time. She really didn’t know how to face Lin Hao!
What really makes Jiang Nansun sad is that her father actually borrowed so much money from others. If it weren't for Lin Hao's thoughtful comfort last night, she wouldn't know what to do!
Lin Hao doesn't have that much time, and he is just as sad as the Jiang family.
After getting the agreement signed by everyone in the Jiang family, Lin Hao summoned the Jiang family's creditors and began to help the Jiang family repay their debts.
The first person who came to ask for the account had four IOUs with a total amount of 1.6 million.
However, after inspection by the lawyer hired by Lin Hao and confirmation by Jiang Pengfei, Lin Hao said:
"Mr. Yu, we have a few questions!"
Mr. Yu, who wanted to pay, said arrogantly:
"Say! But no matter what you say, you must repay the principal and interest today!"
Lin Hao smiled, then took the IOU and said:
"Every one of your IOUs has two problems!"
"First, the total amount of the loan was 1.6 million, but we have verified with Mr. Jiang Pengfei that the actual amount he received was 1.4 million, which means that the principal of 200,000 was falsely borrowed."
"Second, in addition to agreeing on a monthly 2% interest, you also agreed that if the payment is overdue, in addition to the 2% interest, there will also be a 1% late payment fee."
"This far exceeds the annual interest limit of 36%, actually reaching 48%!"
Then Lin Hao said forcefully:
"I know what you do, so our attitude is that we will only return the principal of 1.4 million, and an annual interest of 20%, so I would like to ask if you agree with this repayment plan!"
At this time, the people at the loan company understood that this was a tough situation. They would definitely not be able to get back the 200,000 they had falsely borrowed, but asking them to give up the other 28% interest would definitely be impossible.
So Mr. Yu, the debt collector, said:
"We can agree to return the principal of 1.4 million, but the interest must be calculated at least 36%!"
Seeing that they were still trying to keep interest on the edge of the law, Lin Hao said:
"Oh! I forgot to tell you something. Mr. Jiang Pengfei borrowed a total of 49 million yuan, and this house belongs to Mr. Jiang. After deducting the bank loan, it is worth a little more than 10 million yuan!"
"Think about it, if you agree to 20% interest, we will pay off the debt immediately, and you will be safe and sound."
"If you don't agree, then take a chance and wait for Mr. Jiang Pengfei to go bankrupt, then ask for a legal ruling to see if you can get back the principal of 1.4 million!"
At this time, people at the loan company understood that if Jiang Pengfei really went bankrupt, not to mention the interest, even the principal might not be able to be fully recovered!
Several people looked at each other and after confirming each other, Mr. Yu said:
"Okay! We agree with your plan and get back the principal of 1.4 million and the interest of 280,000, which is 20% interest!"
In this way, Lin Hao helped the Jiang family pay off their debts one by one!
What Lin Hao didn't expect was that after Dai Qian learned that she had paid off debts for the Jiang family, she hurried to the Jiang family.
But this time when she met Lin Hao, Dai Qian was no longer as elegant and calm as before.
Especially when she saw Lin Hao, Dai Qian's eyes were full of resentment. In fact, Lin Hao really didn't understand why Dai Qian hated him so much.
However, Lin Hao soon learned part of the reason. Lin Hao had already used the traceless stretching spell in the Jiang family's house, so he could sense everything in the room.
By eavesdropping on the conversation between Dai Yin and Dai Qian, we learned that Dai Qian found Dai Yin this time and still tried to get Dai Yin to divorce Jiang Pengfei.
It's a pity that Dai Qian came a step too late after all. Dai Yin had already signed the Jiang family's joint debt. Even if they divorce now, her share of the debt will not be exempted.
So Dai Yin will naturally not divorce Jiang Pengfei, not because she loves Jiang Pengfei much, but because she sees a new backer.
Dai Yin is not stupid. He can easily give a house to his daughter. Who else is more reliable than Lin Hao, his son-in-law!
If we really listen to my sister Dai Qian and divorce Jiang Pengfei, what will happen to our future survival and debt problems?
The only thing I am worried about is that the Jiang family will owe Lin Hao 49 million in the future, and they will change from looking at the face of their mother-in-law to looking at the face of their son-in-law.
However, over the years, she has long been accustomed to looking at people's faces. As long as it does not affect her enjoyment of life, she doesn't care about these things at all!
Lin Hao is now a little tired of Dai Qian's provocation. He had been entangled in people and things before, so he ignored Dai Qian.
Since she is still aloof and wants to destroy other people's families, Lin Hao is ready to deal with her in advance.
Hmm~! There’s absolutely no other meaning, it’s just a fight against injustice, that’s absolutely it!
After Lin Hao spent a day and a half to pay off all the debts of the Jiang family, Lin Hao booked a table at the hotel and celebrated his new life with the Jiang family.
Of course, whether this celebration is Lin Hao himself or the Chiang family, it is a matter of opinion.
Facing the Jiang family's repeated thanks, Lin Hao modestly said that from now on we will all be a family, and there is no need for cheap words such as seeing others outside.
After the Jiang family celebrated, Lin Hao drove Jiang Nansun back to Dongli.
On the way, Lin Hao said to Jiang Nansun:
"Nansun, now I have to go to the train station to pick up a friend of mine. Should I take you back to Dongli, or should you come with me to pick him up!"
Seeing Lin Hao's serious look, Jiang Nansun asked curiously:
"Who is it that said something so solemnly?"
"A friend of mine from junior high school!" Lin Hao said seriously: "She is also my childhood sweetheart's ex-girlfriend!"
Jiang Nansun didn't pay attention at first, but then Lin Hao revealed a big piece of information, which shocked her.
Hearing that it was Lin Hao's ex-girlfriend, Jiang Nansun immediately became serious and asked:
"This ex-girlfriend of yours, why is she here?"
Lin Hao said casually: "She plans to come to Shanghai to work alone. Does anyone know anyone, so she wants to join me!"
Jiang Nansun asked worriedly: "Why haven't I heard you talk about her?"
"My Princess Jiang! Junior high school! This happened ten years ago. Do I need to report this?"
"Would you like me to tell you how old you are before you stop wetting the bed?"
Jiang Nansun heard Lin Hao's dissatisfaction, and even she felt that she was a little neurotic.
However, there are some things that you cannot control if you want to.
Jiang Nansun finally asked unwillingly: "Then how did you break up?"
Lin Hao looked into Jiang Nansun's eyes. When Jiang Nansun became a little uneasy, Lin Hao said:
"We didn't have much contact after high school. I was admitted to college, and she also dropped out of school and stayed at home, and then it ended without any problems!"
Jiang Nansun didn't know why, but when facing Lin Hao, he no longer had the superiority he had before, but instead felt a little bit submissive.
Of course Jiang Nansun didn't know that Lin Hao did it on purpose. Why did Lin Hao help the Jiang family? Wasn't it just for Jiang Nansun!
But since Lin Hao lent money to Jiang Pengfei, Lin Hao had an idea in his mind.
To be continued...