Chapter 154 Borrowing money? What is borrowing money, isn't this a scam?(1/3)
Originally, Jiang Bai thought that Hu Kai just wanted to delay the time of paying back the money, but seeing the bright red exclamation mark, Jiang Bai completely woke up.
This dog didn't even think about paying back the money!
It’s not as simple as delaying time, but not ready to pay it back.
Two hundred thousand!
For Jiang Bai in the past, that was a salary of three years.
To him now, it's really nothing.
However, this does not serve as a reason why some people owe money but don't pay it back.
Even if Jiang Bai has an asset of 10 billion yuan, even if Hu Kai only owes him one dollar, as long as it is not Jiang Bai's voluntary gift, the other party will have to pay it back.
It is natural to pay back debts.
It’s the same reason to say it out loud!
Since the other party is not going to pay back the money, then I didn’t say anything and sue it.
Thinking of this, Jiang Bai put on his clothes and went out and went straight to the elite law firm.
...
"You mean, you want to get your friend to pay back the money through litigation?"
After listening to Jiang Bai's story, Luo Dazhao pushed the glasses frame and asked softly.
"That's not a friend, it's a defendant."
Jiang Bai nodded and said, "From his attitude, it is obvious that he is not going to pay back the money. I am probably a waste of time when I argue with him, so I am going to get it done in one step, sue it directly, and let the court make a judgment."
"Well, your idea is right. It is most effective to use legal weapons to get back the debt, but you don't have to sue it." Luo Dazhuo said.
Jiang Bai immediately asked, "There is any other way?"
"There is another way to apply for a payment order that is short-term and has quick results."
Luo Dazhang explained: "The payment order refers to a legal document issued by the people's court in the supervision procedure to restrict the debtor from fulfilling the payment obligation or raising written objections."
"Article 214 of the Civil Procedure Law of my country stipulates that if the creditor has no other debt disputes with the debtor and the payment order can be given to the debtor, the creditor may apply for a payment order to the grassroots people's court."
Upon hearing this, Jiang Bai pondered for a moment and said, "So, this payment order is actually something that urges the debtor to pay back the money to the creditor?"
"That's right."
"But is this thing really useful? The other party clearly wants to leave it to the end. What if he doesn't admit it?" Jiang Bai expressed his worries.
Luo Dazhao said with a smile: "The payment order has the same legal effect as the effective judgment, that is, it has binding force, certainty and execution power."
"Simply put, as long as the people's court delivers the payment order to the other party, the other party will have to pay you back within a certain period of time."
"If the debt is not paid off after the deadline, you can apply to the people's court for compulsory execution."
"So that's it." Jiang Bai suddenly realized.
This was the first time he heard of something like "payment order", and he only knew "Alipay" outside of this.
"Of course, in your case, you can file a lawsuit with the people's court in accordance with the law."
"As long as the statute of limitations is within the litigation, the people's court will accept it."
Luo Dazhang said: "And there is sufficient evidence for your case, and the transfer records and chat records are complete, so there is basically no reason to lose the case."
"However, attorney fees for civil cases are generally more expensive."
When acting as a civil litigation or arbitration case, if property relations are involved and the disputed property subject matter exceeds 10,000 yuan, the difference progressive calculation shall be used according to a certain proportion.
(1) The part below 100,000 yuan (including 100,000 yuan) is 5%, and each piece with a charge of less than 5,000 yuan is charged at 5,000 yuan;
(2) The part 100,000 yuan to 500,000 yuan (including 500,000 yuan) is 4.2%;
(3) The part 500,000 yuan to 1 million yuan (including 1 million yuan) is 4%;
(4) The part 1 million yuan to 5 million yuan (including 5 million yuan) is 3%;
(5) The part between RMB 5 million and RMB 10 million (including RMB 10 million) is 2%;
(6) The part 10 million yuan to 20 million yuan (including 20 million yuan) is 1.2%;
(7) The part 20 million yuan to 50 million yuan (including 50 million yuan) is 1%;
(8) The part above RMB 50 million is 0.5%.
Hu Kai owed 200,000 yuan, which means that if Jiang Bai wanted to sue, he would have to pay nearly 10,000 yuan in the lawyer's fees alone.
In addition to the first time, there are also transportation, accommodation, living expenses and work loss subsidies incurred by case acceptance fees, application fees, witnesses, appraisers, translators, and adjusters appearing in court on the designated date of the People's Court.
In addition, a lawsuit needs to be filed in the people's court where the debtor's household registration is located or where the permanent residence is located, and the plaintiff also needs to pay transportation, accommodation fees, etc.
In short, this set of costs basically exceed 20,000 to 30,000.
Of course, the defendant can bear the cost after winning the case.
"The payment order is faster and more convenient, so it is considered to give the other party some face."
"For civil litigation, you need to go to the other party and file a lawsuit with the local people's court. It is more troublesome and is equivalent to a complete breakup."
Luo Dazhao looked at Jiang Bai and said, "You decide for yourself how to choose."
"Prosecution! Must be prosecuted!"
Jiang Bai thought for a moment and made a decision: "I not only want to get the money back, but also let everyone see his true face!"
"Save others to borrow so much money like me, and they will not come back after they are finished."
Leave face to the other party?
Leave a shit!
When Hu Kai blocked Jiang Bai, there was no sympathy between the two.
If you didn't say anything, just sue him.
Anyway, this matter is not unfamiliar to Jiang Bai.
"Okay, since you have decided, let it go."
"When you go to Shancheng, you can find lawyer Zhao Kaixuan from the Gold Medal Law Firm. He is very proficient in this type of essay."
Luo Dazhao said.
"Thank you, big statement."
Jiang Bai thanked him and left the law firm and returned home.
I simply packed up some things, booked a flight ticket from Longcheng to Shancheng online, and drove straight to the airport.
Get the registration card, go through security checks, check tickets, and board the plane!
Two and a half hours later.
The plane landed at Shancheng Jiangbei International Airport, taxied for a distance, and slowly docked next to the terminal.
Jiang Bai arrived in the mountain city!
I took a taxi at the airport and entered the city area, so I found a hotel and stayed in.
night.
Jiang Bai took a walk around the famous Jiefangbei Pedestrian Street and experienced the customs and customs of the mountain city.
This is his first time in the mountain city.
I plan to take advantage of this opportunity to have a good time in the mountain city.
As for lawsuits...
It's a good thing.
As the saying goes, there is a long way to say, and there is no shorter to say.
Soon, a night passed.
The golden crow rises and the jade rabbit falls.
A new day is coming.
Jiang Bai woke up on the soft and comfortable Simmons mattress in the hotel room. After breakfast, he went to the Gold Medal Law Firm to consult with the lawyer Zhao Kaixuan.
The lawyer recommended by Luo Dazhang must be reliable.
But just as Jiang Bai was about to go out, he suddenly received a prestigious message.
"Old Bai, what's wrong with you, Kaizi?"
Jiang Bai was stunned for a moment.
The person who sent the message was high school classmate Xu Bowen.
He is also a good friend of Jiang Bai and Hu Kai. He was in the same circle in high school and had a good relationship.
Jiang Bai asked curiously: "Nothing, why did you suddenly ask this?"
To be continued...