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Chapter 17 Polarity Reversal(1/2)

"Huh? Collect the loan?"

Snap!

Inoue Yan's right hand slapped hard on the coffee table, which scared Fujiwara Norika to the point where she almost jumped up.

"You woman, do you know what you are talking about?!" Inouehiko pointed his finger at Fujiwara Norika, almost poking her eyes, and his tone was cold and unpleasant, "It was your bank that shamelessly asked me for a loan in the first place.

Well, why is the loan suddenly being called back without any reason? Are you treating me like a monkey?"

When Fujiwara Norika proposed to take back the loan, Inouehiko couldn't sit still anymore and yelled at her with no grace at all, accusing the bank of being an unscrupulous institution with no credit!

"Reason? Reason! The bank can't just take back my loan based on your personal preferences!" Inoue Yan stretched out his hand and spattered at Fujiwara Norika, "A mere director, do you really understand yourself?

status?"

Norika Fujiwara clenched her fists, and the unreasonable aura coming from Inoue Hiko made her shake. The other party kept talking about her gender and position, which was a typical PUA negotiation method, but she was powerless and found it difficult to refute.

At this moment, she suddenly realized that this was how the department head felt when he was doing business alone when facing these difficult customers. Was this how he came all the way?

"President Inoue, we have stated the conditions for recovering the loan in the original contract. You can check the content of the contract carefully. We must comply with the process and system and will not do whatever we want." Norika Fujiwara maintained a professional smile and lowered her voice.

said the voice.

She did her homework before coming here, carefully checked the information on Inoue Logistics in recent years, and also read in detail the loan contract signed by Section Chief Kuroda and Inoue Hiko.

This was a pure credit loan. It was originally intended to sprint for performance. It was directly approved by President Asano and did not go through the regular process.

Performance is performance. At that time, Inoue Logistics did meet the loan qualifications. At the same time, Section Chief Kuroda also reserved a hand, stating in the contract that the bank has the right to withdraw the loan from Inoue Logistics at any time when one of the following circumstances occurs.

1. The loss rate of Inoshang Logistics in the past year exceeded 30%

2. Any illegal behavior or operation of Inoshang Logistics

3. Inoue Logistics’ debt exceeds 500 million yen

The department head was the first to notice that Inoue Hiko secretly borrowed another 100 million yen from Sakura Bank.

Including this loan, Inoue Logistics' debt exceeds 500 million yen.

The department head therefore felt that it would be a huge risk, and it made sense to want to recover the loan.

Norika Fujiwara took out a copy of the original contract from her bag, spread it out in front of Inoue Yan, and specifically pointed out this special clause.

"As shown in the contract, President Inoue, your company's debt has exceeded 500 million yen, and we have the right to recover it according to the contract description..." She clicked on the red handwriting, and as she was speaking, suddenly

I feel a pain in my head.

"Crack!"

"Are you kidding me?" Inouehiko didn't listen to her at all, and threw the pile of documents hard on Fujiwara Norika's head.

"It seems that you haven't figured out the situation yet, woman! I told you that Naoto Asano and Yu Kuroda begged me to handle this loan. Now, if you want to take it back, let them come and talk to me! Who do you think you are?

!”

Inoue Yan pushed away other documents on the table and pointed hard at the door: "Get out! Get out now!"

Fujiwara Norika was stunned by that blow, and tears suddenly flashed in her eyes. She gritted her teeth and lowered her head to avoid looking at Inoue Yan. No matter how stupid she was, she now knew that the other party had no intention of reasoning with her!

From being disrespectful at the beginning, to immediately breaking up after hearing that the loan was to be recovered, Inoue Yan always had a strong dominance and suppressed her.

She had heard from other contemporaries that some of the rich and powerful club presidents were not easy to talk to, but when she actually met them, she was still a little at a loss.

This is too difficult to communicate!

In this era, banks are begging others for loans. When hot money is surging, it is the boss who lends money, which makes many bank employees miserable.

If you don't take good care of these high-quality customers, they will turn around and cooperate with other banks.

After all, they lack everything except money.

"President Inoue..." Norika Fujiwara tried her best to raise her head and did not look at the department head who was sitting behind her. Today she had agreed to let her handle it herself. She must not back down and leave the mess to the department head.

After adjusting her breathing and regaining her composure, the tears in Fujiwara Norika's eyes had disappeared. Looking at the tall man in front of her, she picked up the scattered copies of the contract again.

"That's enough, that's it, Fujiwara."

Kitahara Sosuke finally spoke.

He stood up, put the tea cup back on the table, gently patted Fujiwara Norika's shoulder with his hand, and motioned for her to sit back on the sofa.

Fujiwara Norika turned to look at him nervously: "Department Chief, I, I can..."

"That's about it. President Inoue has expressed his position, hasn't he?" Kitahara Sosuke pushed her back to the sofa with his arms, and then pushed her over a cup of tea, "Let's see you in court then."

"Court?" Inoue Yan had already sat back on the sofa and continued to smoke. Then he smiled, a sarcastic smile, and his voice became weird, "Are you trying to scare me? Just because of this unreasonable contract.

Treaty, just forcefully take back the 100 million yen loan given to me, who do you think the court will listen to?"

"I think the court will listen to these evidences." Kitahara Sosuke smiled and took out a thick pile of new documents from his briefcase, slamming it in front of Inouehiko.

Norika Fujiwara has never seen these documents!

"Evidence?" Inoue Yan was still smiling, looking at Kitahara Sosuke as if he were a clown, "What evidence?"

"Inoue Logistics has fallen into a bottleneck period in the past three years, and its profit margin has never been able to increase. In contrast, the club's expenses have been increasing year by year. Three years ago, the club's net profit was less than 10 million yen."

Kitahara Sosuke skillfully opened the pile of information and leisurely said the secret information that stunned everyone else present.

"The year before last, your external debts had expanded from 150 million to 200 million, and the net profit was negative; in the first half of last year, the debt had increased to 280 million, and the profit, oh no, should be said to be a loss.

The amount is 90 million yen. At one time, I couldn’t even pay the wages of the staff below. I’m really sorry for you, President Inoue.”

Speaking of this, Kitahara Sosuke raised his head teasingly and glanced at Inoue Hiko, whose face had begun to look uncertain.

"After all, it's very uncomfortable to have Dogeza kneel down and beg the Tokyo External Bank to grant you an emergency loan."

When Inoue Yan heard this, the corner of his mouth twitched slightly.

"Oh, of course, for the sake of the dignity of the president, you can't tell others that the real purpose of this loan is to pay wages to employees. Well, the purpose of the loan is to expand the factory. It's really good. Even though the club has been losing money for many years, it still has ambitions.

Aspiring to continue development and expansion, President Inoue is worthy of being president!”

After Kithara Sosuke finished speaking, he applauded.

"That's enough, what do you want to say!" Inouehiko slammed the table again and glared at Kitahara Sosuke fiercely.

However, "Bah!".

This time, Kitahara Sosuke's slap on the table was louder than his!

The coffee table could hardly bear the huge force and started to shake slightly.

Kitahara Sosuke narrowed the distance between him and Inoue Hiko. He was tall and comparable to Inoue Hiko. He was more powerful and firmly had the upper hand.

"Listen to me! Don't you want a reason?"

"In the second half of last year, after learning that Tosan was under performance pressure, you took the initiative to go to President Asano and revealed a little about your loan needs. Although Inoue Logistics is not operating well and has been losing money, at least the foundation is there and it will not suddenly

Collapsed."

"Probably this is the advice given to you by Governor Asano, asking you to switch to real estate, use new funds to buy land and real estate on a large scale, and completely abandon the Inoue Logistics business. Well, in the second half of last year, the price of industrial land on the edge of Osaka's Chuo District

It’s not expensive. You made a lot of money with this money, right?”

"One hundred million, two hundred million, or three hundred million? Forget it, it doesn't matter anyway." Sosuke Kitahara retreated to the side of the sofa, his eyes sharp and his tone cold, "If you continue to maintain your current scale, before the loan expires,

I wouldn't consider taking it back. But you secretly borrowed another 100 million yen from Sakura Bank, and you invested all of this money in the real estate market."

"So what's the matter? Your bank should know the situation of the real estate market better than me, right? Moreover, this is Sakura Bank's fund. What does it have to do with your Tosan?" Inouehiko was exposed, and his momentum was no longer as strong as when he faced Nori Fujiwara just now.

The fragrance was so abundant, but he still maintained a condescending attitude, spreading his hands and sneering.

"After you got the funds, you didn't use it to save Inoshang Logistics, which was starting to decline. Instead, you poured it all into your personal account and used it to purchase real estate. Then you used a very small part to renovate the appearance of the headquarters building and use it to go to the bank.

Take out more loans and then invest in real estate."

Kithara Sosuke looked at him and said the last word,

"President Inoue, does he want to give up Inoue Logistics completely and file for bankruptcy?"

After the company goes bankrupt, those debts will be cleared and cannot be recovered.

A large amount of funds were placed under Inouehiko's personal name and invested in real estate. After the bankruptcy was successful, he could sit on billions of assets and get away with it!

After all, the loan was applied for in the name of Inoue Logistics. If Inoue Logistics goes bankrupt, what does it have to do with me, Inoue Hiko?

Fujiwara Norika, who listened carefully, was stunned. This is too bad!

"Asshole! What evidence do you have to say that? Just based on these words, I can go to the court to sue you for defamation! Do you know what will happen to you?!" Inoue Yan stood up suddenly, scaring Inoue who was watching from a distance.

The peach jumped.

She knew that this was the way Inoue Yan was being pushed into a panic.

This bank clerk who looks much younger than me is so awesome!

This was the first time she saw the cynical Inoue Yan forced into such a state.

Fujiwara Norika had been negotiating before, and they all subconsciously ignored this man, thinking that he was just a companion.

It turns out that he is the real killer!

"I really don't have any evidence, but that's not the case. Doesn't President Inoue know better than me?" Kitahara Sosuke spread his hands and shrugged indifferently, "However, he fabricated the company's financial statements and transferred the loan funds to his personal account.
To be continued...
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