Chapter 5 The Best Branch
It's exactly 3 pm.
Tokyo Industrial Bank Osaka Chuo District Branch, conference room, weekly regular meetings within the bank.
Because of a delay downstairs, when Kitahara Aosuke arrived, the other participants had already sat down.
With a majestic appearance, the president, Nao Asano, who has just turned 40 this year, supported his chin with his hands and glanced at everyone with a solemn look. After Kitahara Aosuke sat down, he announced: "The routine meeting has officially begun."
"Teacher, this is today's meeting material." Fujiwara Kika, who was sitting upright, whispered a document, his little head closer, and muttered softly, "At the morning meeting, I heard that the head of the Oshima Department has sued you for your malpractice to Chief Kuroda."
Because the incident suddenly happened, Kitahara Aosuke did not submit a written leave application to his immediate boss, Yu Kuroda, the head of the Financing Class. After missing the morning meeting of the Financing Class in the morning, Mitsuo Shinomiya expressed his dissatisfaction with this incident.
At this moment, Oshima Mitsuo, who was sitting not far away, noticed the look of Kitano Aosuke's gaze, and his plump body leaned back slightly, and returned a kind-hearted look.
This is the bank.
Everyone maintains the closest relationship on the surface, but maybe the other party stabs you behind your back.
"I understand." Kitahara Aoji's face was calm, and he just glanced at Oshima Mitsuo with a smile on his face, and also returned with a bright smile.
Seeing that the eldest son looked indifferent, Fujiwara Nika pouted and sighed silently. The family's family was good, but sometimes the sense of smell in the workplace was too bad. The eldest son of the Oshima bullied him so many times, and he swallowed his anger every time, which really angered her to death!
Right ahead, Naoto Asano's routine speech was just over. He paused, cleared his throat, and the head of the financing class, Hiro Kuroda, who was the first to the left, immediately served tea with diligently, bowed and stood with a very humble attitude.
Yu Kuroda has gray hair and is fifty-two years old this year. He is still three years away from the 55-year-old standard for bank employees to retreat to the second line. This age is the largest in the entire branch.
But others are old and never grow old. Last year, the financing class successfully won the Best Department Award with the efforts of three department heads. If he wins the award again this year, he will have the opportunity to be transferred to the branch headquarters.
Branches and branches are divided by one word, but the benefits after retirement are very different.
In order to climb up, Kuroda Yuki, who is twelve years older than Naoto Asano, serves him like a newcomer, often bringing tea and water, and running errands everywhere. Several other section chiefs looked down on him quite and privately mocked him as an "old running errands".
After briefly sorting out the situation in the business, Kitahara Aosuke once again focused his attention on the list of clients in the third financing system in his hands, and did not listen to Naoto Asano's speech at all.
After processing all the assets under his name, he will have nearly 200 million yen of start-up capital. According to the current exchange rate of Japanese yen and rice gold, this is equivalent to 1.4 million meter gold!
In 1989, he had 1.4 million meters of gold and had no assets or liabilities under his name. This was undoubtedly the beginning of Tianhu.
He can even use the money to leave RB directly and live an enviable life as a rich man wherever he goes.
But leaving is not his personality.
Traveling through the last prosperous era of the bubble economy, if you just go to other countries in shame to repeat the life of a billionaire, Kitahara Sosuke would only feel boring and have no experience.
He became a financial tycoon at a young age in his previous life, but Kitahara Sosuke was not satisfied. He wanted more and wanted to go further. However, the fact gave him a slap in the face. At that time, it was easy to become a billionaire in the domestic environment, but it was extremely difficult to build a financial empire.
He has the advantage of youth and suffered losses from youth. His opponents are already formed behemoths, and it is a dream to seize food under their mouths.
But now it's different!
Although the overall environment of RB in the bubble economy era will be extremely harsh, opportunities will follow one after another. This is the only opportunity to get rid of the shackles, break the shackles, and achieve greater ideals!
At this time, the RB economy is still under the control of six major consortiums, but with the subsequent bubble burst and the Asian financial crisis, the six major consortiums will also face a major reshuffle. This is his time.
When the cards were reshuffled, he was qualified to bring the capital to the table and head towards the Chiyoda District, Tokyo, which is more central.
Kitahara Aosuke's ideas are very clear. Culture, services and high-tech are the best industries to rise after the bursting of the bubble, and they are the biggest victims of the bubble era at this time.
Everyone goes to real estate, stocks, physical industries, and manufacturing industries, and life will be very difficult.
He just read the following three customer lists. Many companies that have not been in contact for a long time are mostly high-tech manufacturing companies. They were once a pillar of the Osaka economy. However, nowadays, those who are unwilling to transform are basically listed as inferior customers by banks and are not exposed to them.
Using the funds at hand to control the current sluggish high-tech manufacturing industry, and taking them down with the help of banks is the first goal of Kitahara Aosuke.
It just so happens that these companies are living in a very difficult situation now, and they are probably waiting for the arrival of the savior every day.
Right ahead, Naoto Asano was talking passionately and spitting everywhere.
Fujiwara Kika, who was standing beside her, tried hard to take notes, looking like a well-behaved student.
She is the youngest employee at the meeting. Only employees of directors and above can attend such regular meetings. It is a good opportunity to learn from her seniors. Of course, she will not miss it.
Seeing that her department head looked absent-minded, Fujiwara Kiyoka couldn't help but poke Kitahara Sosuke with a pen, with a resentful look on her face. She didn't want to repeat the meeting content to the department head after the meeting.
Kitahara Aosuke was stunned for a moment, and happened to hear Nao Asano whisper loudly, "Everyone, as the end of the year approaches, everyone has done a very good job this year, but there is still one month left, please don't relax!"
"Last year, our bank was fortunate to be named the best branch in Osaka. The branch's President Kurosawa told me privately that if he could be selected as the best branch for two consecutive years, then all employees of our Central District Branch would have the opportunity to receive a generous bonus. Although it was just a private chat, I believe that President Kurosawa would not talk nonsense at will..."
Naoto Asano's voice was loud, and the amount of bonus he spoke was very attractive. He heard it so much that several young directors were thrilling, but the department heads and department heads who had been storms for a long time were all unchanged and listened quietly.
Aosuke Kitahara chuckled in his heart. He had told his employees this remarks no less than a thousand times in his previous life. After all, promotion and salary increase are the goal of all workers, especially those young people who are prone to bloodshed. With a little teasing, they will become full of energy and sacrifice their lives for the company.
When it is time to fulfill the promise, give a discount, or give a few excuses, and give some new expectations, and it will be fooled easily.
Fujiwara Kika's face turned red when she heard it, and she secretly clenched her fists, and it seemed that she was infected.
"There is only one month left before the final settlement period planned by the branch. The day before yesterday, I asked my colleagues in the statistics department of the branch. The financing amount of the Osaka Kita District Branch and Tennoji District Branch was second only to our bank. They were very tight. It is hard to say whether they would catch up with us within a month. For this reason, we must work harder and we must never relax! After calculation, as long as we can complete the financing amount of more than 500 million this month, we will firmly sit in the throne of the first branch!"
Speaking of this, Nao Asano, who had a somewhat excited expression, suddenly stood up and bowed to everyone.
"I'll ask everyone this month!"
When Kitahara Aosuke, who had been relaxed, finally slowly frowned when he heard the words "500 million".
The loan amount is divided evenly, and the four financing courses have to bear at least 100 million quotas respectively. With the original pressure, judging from the avalanche situation in the future, the financing course will probably be completely crushed.
Kitahara Aosuke opened the information in front of him and looked it up, his expression became more serious.
The current situation of the branch is worse than he expected. For the so-called best branch, they have released too many unstable loans, and almost all of them are concentrated in the housing market and stock market. With these 500 million yuan, it is probably not just a lesson in financing that collapses by then.
He remembered that after the bubble economy burst, the Tokyo Industrial Bank in his previous life had a debt of up to 290 billion yen. In order to survive, it had to merge with Tokyo Foreign Bank. Most of the debt of 290 billion yen was derived from a large number of non-performing loans during this period.
Before the merger, Toyota began to lay off employees and reduce salaries, and even cancel institutions. Kitahara Aosuke didn't know whether the Osaka Chuo District Branch had survived this wave of disaster in his previous life, but according to the information at hand, if another 500 million yuan mortgage is issued next month, the branch is likely to be forcibly cancelled due to a large amount of bad debts.
Considering this possibility, Kitahara Aosuke had to adjust his plan slightly.
After leaving the conference room, Kuroda Yukawa waved his hand and signaled them to go to the small conference room for an interim meeting in class.
"I heard that President Asano has been running around for everyone's year-end bonuses recently, but it's terrible to need a 500 million quota." Fujiwara Kika, who followed Kitahara Aosuke with small steps, hugging a lot of information with both hands, was both happy and worried.
"I also heard that President Asano has been running to the headquarters recently. Deputy President Kishimoto of the Osaka branch will be resigned next year. If he can lead his branch to win the best branch title for two consecutive years, there may not be no chance of promotion." Kitanohara Sosuke shook his head, feeling helpless at his subordinates, who is a bit young assistant. "Fujiwara, listen to less messy rumors."
"I, how can I do..." Fujiwara Kika stuck out her tongue. She was very rigorous and serious in her work, but occasionally she would ask some "internal news" for the same period because of her passion for gossip, hoping to rely on this information to judge the direction of decision-making in the industry, and maybe she could predict some actions of the head office.
After working together for a year, although Fujiwara Nobuka did not communicate much with Kitahara Aosuke, he also found out the temper of this immediate boss. He looked taciturn, but he was still very good at being a junior and junior.
However, when faced with his words, the Chief of the Kitahara rarely comments, and always feels that his today is a little different from before.
After thinking about it, Fujiwara Kika could not think of the difference between Kitahara Aosuke, so he had to ignore it for the time being and quickly followed.
As soon as he entered the small conference room, Oshima Mitsuo closed the door, his fat body blocked the door, and he smiled and Saeko Sakurai greeted him, and glanced at Fujiwara Kiyoka who was huddled behind Kiyohara Aosuke, with a slightly raised corner of his mouth.
After the morning meeting, he specifically asked his director Lin Yuanxiang to reveal the incident of "back-punching Kitahara Aosuke" at the meeting to Fujiwara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kitahara Kita
Young people just can't hold back.
He believed that Kitahara Aosuke would not be able to bear this loss. As long as he took the initiative to take action at this meeting, he would have countless ways to make him even more embarrassed.
"Sit down, everyone is very busy at work, so I won't waste everyone's time." After leaving the conference room, Kuroda Yu, who has been in a state of servitude, straightened up again and restored the majesty that the head of the section chief should have. "Two things, first, the financing task that President Asano said; second, the best department award this year."
In the small conference room, only Yuka Kuroda, the three division chiefs, were able to sit, while the other directors stood respectfully and remained silent.
Kitahara Aosuke happened to have time to look at the two colleagues who were together day and night, one of them, one of them, the other of them, the other of them, the other of them, the other of them, the other of them, Saeko Nagashuai.
Oshima Mitsuo is a smug person who looks kind. He is 36 years old this year. He is kind to others. He is an old backbone of the financing lesson and an old employee of the branch.
In my memory, Kitahara Aosuke dealt with him a lot of times, and was cheated several times openly and secretly, but every time the other party was holding the banner of good for him, and the original body had never experienced many struggles in the workplace, so he swallowed his anger.
This morning, not only did he backstand himself, but he also secretly tricked the young Fujiwara Nobuka. If he continued to play like this, Kitahara Aosuke would not mind giving him a big surprise.
Compared to his pretty good workplace methods, his business abilities are very average, which is one of the reasons why Oshima Mitsuo never climbs up.
The self-righteous smile tiger. Kitahara Aosuke gave a silent evaluation in his heart.
On the other hand, Saeko Sakurai, who is tall and outstanding in appearance, is 28 years old this year. She graduated from the Finance Department of Yingqing University. She is as cold as an iceberg and rarely communicates with others about work. She has always been weak in the second department and has extremely outstanding personal abilities.
Women are very susceptible to discrimination and unfair treatment in the RB workplace. Saeko Sakurai, who is a branch of the Central District, acts decisively and has a good reputation, but is not unable to make a move because of her gender.
It's completely opposite to Oshima Mitsuo.
Workaholic, Kitahara Aosuke gave her a comment in his heart.
As if he noticed Kitahara Aosuke's gaze, Saeko Sakurai turned her head slightly, swept her cold eyes away, then nodded politely, and turned back.
Kitahara Aosuke added a new adjective to her in his heart, "Iceberg Beauty".
Chapter completed!