Seeing this scene, other colleagues cast envious glances at Qin Hao. Not only was he protected by the vice president, but he was also directly given to the project. This was simply the treatment of a biological son. If Qin Hao and Su Jianren didn't have the same surname,

, they might really doubt the relationship between Qin Hao and Su Jianren.

At this moment, Cheng Jiayuan, who was Su Jianren's real son, also cast doubtful eyes on Qin Hao. Qin Hao clearly just sent him to Su Jianren's house for a social interaction, so why was Su Jianren treating him better than his biological son?

"Old Qin, what's going on between you and Su Jianren?"

Qin Hao raised his eyebrows at him: "Why, are you jealous?"

"Why am I jealous?" Cheng Jiayuan said with a guilty conscience: "I just want to remind you that Su Jianren is not a good guy. Be careful not to be deceived by him."

Qin Hao patted Cheng Jiayuan on the shoulder and said with a smile: "Don't worry, no one in this world who can trick me has been born yet."

Afterwards, Qin Hao returned to his work station and began to look through the information Su Jianren gave him.

The corporate business department of a bank faces mainly enterprises, which is completely different from the business office. Compared with the business office, hundreds of thousands or even millions are considered large transactions, but for the corporate business department

To put it bluntly, this amount of money can only be regarded as a fly's leg.

The loan amount Su Jianren handed over to Qin Hao for this project was 50 million. It was a mortgage loan. The mortgage was a private residence. The market valuation was 80 million. The company's credit in previous years, asset-liability ratio, and the company's books

All income qualifies for the loan.

However, Qin Hao did not rush to make a conclusion. Instead, he went to the archives room to find the company's public account statements from previous years, as well as the financial status of the company's actual controller.

Sure enough, Qin Hao discovered something fishy. Although the company's public account flow seemed to be stable, the credit report of the actual controller was not optimistic. It not only involved multiple legal actions, but also some private lending practices, which is commonly known as

usury.

Qin Hao frowned. Was this Su Jianren deliberately testing his ability, or was this kid deliberately trying to trick him and use it as a clue?

After thinking for a moment, Qin Hao calmly created a new document on his computer.

Ten minutes later, Qin Hao came to Su Jianren's office again.

Su Jianren was waiting for dinner after work when he saw Qin Hao coming in and was obviously stunned: "Xiao Qin, what are you..."

Qin Hao solemnly handed the printed document to Su Jianren, and then stated his investigation results to Su Jianren.

"Xiao Qin, what do you mean, this loan cannot be approved?" Su Jianren changed his usual carefree attitude and asked seriously.

Qin Hao whispered: "This loan has the risk of bad debts, but it is not completely unacceptable."

"Oh, what should I say?" Su Jianren looked at Qin Hao with interest.

"The valuation of Mr. Li's private residence of Lanyu Industrial has obviously been overstated. I have checked the listing prices of villas in the same location in the past two months, and the highest price has not exceeded 60 million. This is only the listing price. The final transaction was

The price is only about 55 million at most, so a loan of 50 million is definitely illegal."

"But I found out that Mr. Li also has a large flat in another community. The market price should be around 30 million. If the two properties are added together, the loan can be approved."

Su Jianren frowned and said, "You mean to ask him to increase the collateral, but if that's the case, he can get a loan from any bank, so why must he borrow the money from our bank?"

"Time, try to shorten the loan approval time as much as possible. I think Mr. Li needs a lot of money now to revitalize Lanyu Industrial's business. If we promise that as long as Mr. Li increases the collateral, we can complete the loan within a week, we should be able to win this

Write a list." Qin Hao said seriously.

Su Jianren stared at Qin Hao for a long time, and then showed a pleased smile: "Then do as you wish. You will contact Mr. Li later. Whether you can get him to agree depends on your ability."

"I understand, then I'll get to work first."
Chapter completed!